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Bonsibabe's Bumblings!

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  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    OOOH, what a funny day today has been. I have been a proper lazy mare today! Feeling a wee bit guilty about that but think someone has swapped my OH for someone else!!! He went off to primark and got himself a new pair of jeans and a top, some bits and bobs for the girls, then went to tesco and bought me a kindle! OK it was the cheaper one than I wanted (I wanted the £149 one but was waiting till I had saved enough for it and he bought me the £89 one) but I have a few books downloaded and now have an extra plan. This new plan involves me selling all of my book collection and getting kindle downloads for them all! Well I will once I have worked out how to have books on the kindle and the rest in my library to download and read time and time again without haveing to buy them all again ... which is why I wanted the newer kindle cos it has the icloud where you can store stuff. May just have to link my kindle and amazon account to OH's icloud that he has with his ipod!!!

    So twas a money saving day for me as I didn't buy the kindle!!!!!

    Am now wondering when OH will return to his old ways! I'm still convinced that it is just a matter of time x
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • scubaangel
    scubaangel Posts: 6,600 Forumite
    Part of the Furniture
    Ohh happy new Kindle. I absolutely love mine when it's not being temperamental (I suspect the memory is too close to full at the moment).

    Whatever you buy from amazon gets stored on your account so it can be redownloaded at any time even after you delete it from the Kindle itself - although I'd be wary as ebooks are as expensive as tree books - for some unfathomable reason ebooks have VAT on them too. Personally I'm sticking with tree books for things I love and just reading freebie downloads on the Kindle - mine has easily saved me more than its original purchase price given I used to be buying new books all the time, or magazines when I was travelling.
    It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    Thanks hun, am loving all the free books I'm going to be able to get ... I do love my tree books as well though ... my stephen king collection is ever growing and I would not want to part with it even if some of them are car boot finds ... I do like them. And my dad is a fiend for buying me tree books ... don't think I could get him to just get me ebooks!

    The good thing about the free books is that a lot of the classics are now free to download ... am plodding through dracula at the mo, and have about 30 at the moment so once I am through them I will download more. I did get a link from a friend of mine from school that gives a list of free books for the kindle so have signed up ... its a daily email ... she did say that there is generally a load of old carp on there but sometime you do get a good one so will just have to keep checking!

    xxx
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    Debt busting is looking not too bad at the mo ... I have been sorting clean washing for putting away for the DDs and have filled a washing basket with clothes that DD2 has outgrown and I have no-one to pass them on to ... so ebay here I come!!!!! I was going to list job lots but have decided to list each thing individually with a start price of 99p ... if they don't sell I will relist them once ... after that they will be listed on facebook!

    OH's mess dress will be photographed and listed on facebook though, got offered a paltry £50 for it on ebay, even though it has never been worn, cost £850 to buy and I was throwing in the grandad shirt free of charge! I politely told the guy no thank you, the lowest I will take is £400. So facebook listing here that comes. I may just also list the fairy ornaments OH bought me on facebook as they cost about £1000 in total. But I will list them for £40-£50 each and see what I get offered.

    I am really bad though ... DD1 has a beautiful electric keyboard she was bought a couple of years ago. She played with it for a week and it was then put in the wardrobe and has never been touched. I asked her if I could flog that and she agreed! Bless her heart.

    But the moneys from these sales will be well used ... am planning to save it all up and use it towards decorating the kids rooms and getting them new beds and new bedroom furniture ... hopefully stuff that will last them for years!

    I think my first household purchase of the year will have to me new internal doors which should be fun. Every door in the house is a different size! And I want them all to look the same! So B&Q will be getting hammered later in the year by me for doors. Although i think my room should take priority there as my bedroom door doesn't shut given that there is no door handle (it fell apart in my hand one day and has never been fixed!).
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    I have to say though that I was proper furious yesterday. My post was delivered to my next door neighbour who is (thankfully) fantastic and brought it over. Gave us both an excuse for coffee and chatting!

    My mail was a letter to me and a letter to OH from Intelligent Finance. I have never checked these letters as they are sent every 6 months. But I checked this one and have realised that the burgers are adding interest on, even though the DCA told me the account was frozen from when they took it on!!!!!

    Standby for a snotty letter to them as well. It was going to be a nice letter asking for a complete statement of payments made and interest added, but once this info has been received it will be a rather uppity letter to get the interest and charges removed and the account properly frozen like it should be!!!!!

    They will not get away with this!!!!!!!!!!!!!!!!!!!!!!!!!!!! And they will now be the FINAL debt that is paid off ... They were going to be first but I think I will make them wait for payment!

    Bunch of somethings that they are!

    I shall remain calm as I now have the TC letter re payment and have drafted a letter to them regarding the £300 difference ... gonna ask for a cheque for the amount so that I can pay it into my other account (that I am not going to be using) so that I can save all the cash up there for the offerings of F&F payments.

    This plan will come together ... I feel it in me bones lol

    Laters xxx
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • Great news on the kindle front. I too love Stephen King ;)

    I really enjoyed Dracula :)
    Just keep swimming!
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    Thanks hun, i'm a proper book fiend! I did have my own wee library at one point with boxes of books under the bed and stuffed in cupboards but have gradually gotten down to one bookshelf but am finding books everywhere. I love the classics as well so it's great that most of them are free for the kindle which means that i can get rid of the tree copies I have in the bookcase! I also have a load of books that my dad gave me that I will never read! I got them when I was doing a masters in literature (I flunked out of that one!) so the chance of me actually sitting down and reading them are practically nil so I may just get a couple of quid for them! x

    I'm a sucker for a horror book or film. I have been known to buy a dvd just cos it's based on a stephen king novel! Have a few but not all of them x
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    Well just to let you all know that I am still alive and kicking ... just proper knackered from all the extra work I have at work! Funny, I ran the office for 18 months without any major hiccups ... boss took on 3rd member of staff who is exceptionally confrontational and just generally a pain in the a$$ ... me tried to assert the authority I had been given ... then last summer boss decided that he would be looking at staffing ... went through about 3 months of wondering if i would be made redundant ... carried on regardlesss and just did my job ... got called in from holiday to be told that 3rd member of staff is to be made office manager! Since then office has been a proper !!!!! place to work but in the current economic situation there is no way I can get another job that pays the same and is as flexible as where i am now ... office manager is a bully but not to me ... other member of staff is looking for another job as he gets picked on on a daily basis ... office "manager" doesn't pick on me because he knows I don't take it ...

    To put a long story short I have had the heaviest workload since I started there ... office manager has stated he will sort my workload out but never has and boss keeps giving me extra stuff to do ... am getting to the stage that I will have to work 10 hours a day just to get the work done on time! Gonna try and have a word with boss tomorrow when "manager" is out on a visit ... dunno how much good that will do ... "manager" can do no wrong as far as boss concerned ... if I could win the lottery I would be out of there so blooming quick!

    On the other hand, boss gives me extra cos he knows it gets done! Suppose that's a plus side that boss knows I work hard. Just a shame that it looks like office manager has managed to persuade boss to get rid of colleague who has shown incredible loyalty ... if that happens and manager tries to bully me ... just watch the official complaint go into HR!
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • bonsibabe
    bonsibabe Posts: 1,055 Forumite
    But on the debt busting front i am totally ashamed to say i have done absolutely nothing! The letter has not gone but will go tomorrow after it is printed at work! Saturday night will be used to draft letters to Lloyds, Intelligent Finance, the DCA's and the Credit Reference Agencies to put notes on my file. Will do that once the kiddles are in bed ... apart from that gonna blast DD1's bedroom (again!) in the hope that laundry mountain can be put away. I have a proper mountain of clean clothes to be put away but DD1's room is such a blooming mess that you can't move for stuff all over the floor ... gotta get it sorted this weekend or it will drive me mad! With her clothing away I will possibly have some room to move in my bedroom and can hopefully start on that on sunday ... want to move all the furniture around but FOH is doing his usual ... saying he will do stuff then not bothering his a$$. 2 days on the trot he has promised to take the kiddles to school and 2 days on the trot he has stayed in his bed! Says he will tomorrow so we will wait and see ... want to get to work early so I can hopefully leave early-ish but kiddles going to my mum and dads for tea so don't have to rush home.

    Just trying to keep things together at the minute but FOH managed to get the sack from his work ... for speaking his mind! So that's less £ coming in ... just waiting for the "i can't give you any extra cash" line ... not gonna take that very well considering the plans we made for this year ... so it looks like I am going to have to revisit the plans and won't be debt free as quickly as we had hoped (boo)

    Well the one truth is I can't take on another job ... so fleabay it is in the hope that i can amass enough cold hard cash to add to what i can save to pay off at least one debt this year! I dunno it that will happen but I have to keep the faith that i will get there in the end ... with or without OH.

    Sorry for the rant folks but just needed to get this carp off my chest ... at least here I know I can rant away and not be judged ... I can do the same with my parents but at the moment they are so angry with OH it doesn't do any good to have a rant around them ... so trying to keep things going for my girls ... they are the reason I get up every day and go to work ...

    See you all later on ... hopefully I will be in a more positive frame of mind ... later xxx
    LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
    Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
    Aiming for a No Spend Christmas 2012!
  • Aww it soounds like a real rollercoaster for you, first OH is behaving then he is not, and your work is so busy and you a feeling the pressure of the debts.

    I will probably have to take on some extra work I think. Not sure what yet. But the earnings from ebay are a little limited.

    Chin up how are things today?
    Trying to shift that debt!
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