Co-Op bank - £200 if you switch to them

skaterboy

MarkFromMullion wrote: »

Yes, is it just me or does it automatically log you out if you attempt to delete a direct debit? It does have one redeeming feature though, it's very quick. Pages load almost instantly.

I had the same issue. It seems you can not delete a direct debit, that has never been drawn upon.

You need to phone them up, and ask them to delete them.

chanz4

well thought everything was okay, that was until I checked the old account and noticed a dd was due out monday. Will 100% be clossing soon, although using their fee free od for cheap loan

gowgowuk

I suddenly have some doubts. I *think* my completion date was somewhere around 25/11 (have to check tonight). My salary is paid every 28th of the month EXCEPT in December when we are always paid earlier (19th this year), therefore potentially had 2 payment on the same calendar month and none for the following. So, I wonder if I should do a quick transfer of £800 out and in again to ensure eligibility?

noh

...So, I wonder if I should do a quick transfer of £800 out and in again to ensure eligibility?

Might as well nothing to lose.

akh43

On my recent statement I noted a sentence at the bottom of the stating which says:-
"charges for the period 5/12/11 to 4/1/12 to be applied 23/1/12
Debit Interest £0.08"

On checking the same sentence, different dates/amounts was on the last statement and on checking the date on this statement there is nothing showing on my statement.

There were a couple of dates when I went overdrawn and I am wondering if thats what it relates to.

Does anyone know to what these charges relate and the debit interest bit?

Gromitt

Co-op allow you to go overdrawn without charge, so long as you have not been overdrawn in the past 366 days. After that they charge interest. They normally give between 21 and 28 days before applying the charges to your account.

So on the 23/1/12, they'll take £0.08 from your account.

akh43

Gromitt wrote: »

Co-op allow you to go overdrawn without charge, so long as you have not been overdrawn in the past 366 days. After that they charge interest. They normally give between 21 and 28 days before applying the charges to your account.

So on the 23/1/12, they'll take £0.08 from your account.

Thanks

As it is a new account and I took advantage of the free overdraft for 90 days I assume this is a paper exercise only as on the date given on the previous statement nothing has been taken from my account this month.

notts_phil

So if i make my final payment around the 20th of this month when can i expect my bonus?

Gromitt

As per the T&C's:

9.A credit of £200 will then be paid into your account within 4 months of the above criteria being met.

So:
1st payment November
2nd payment December
3rd payment January
4th payment February <- Sometime around here I would say.

I don't think anyone completed the switch before November, so little chance of anyone getting anything in January, but it could also be as late as June (within 4 months of making the 3 required payments)

insurgente

one of my direct debits never switched over to co-op...odd...hope that isnt an issue