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Risen from the ashes ...
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Ohhhhh and good news is that breakdown cover is now for 5 years (as with the warranty) - it was only 1 year when I got the last one.
So ..... £38 / year saved on my breakdown cover - which can help for the difference in tax!!!!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Enjoy :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Woohoo! :j :jBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Morning all
not written much this week as has been mega busy (and I've been really tired - think the end of the lurgi still lurking).
Anyway, starting to get the hang of the car- it really is a totally different way of driving but getting there!:D Funnily enough, everyone keeps saying "keep that foot tucked away" but it's not the foot going for the clutch that I'm having problems with ..... it's the hand going for the gears:o
It's really easy to drive- Maisie's not been allowed in it so far .... was trying to keep it clean for as long as poss :rotfl:Going down to DMs tomorrow (to show it off
) so she will be in then.
Going to get DM to help me convert the back into a boot for her (have remembered to put the new cover in already - memory like a sieve these days) - which should hopefully make her a bit happier and keep some of the mud at bay!:eek:
Popping up to the big Mr A this morning - really an excuse for a drive but TBH, the fuel costs are more than saved with the difference in prices there - we only have a small one near(ish) here and I paid 82p for a big courgette the other week but I can get 3 biggish ones for £1 at the big store :mad: and it's like that on all the F&V. Also, much bigger selection of WW stuff (avoiding their sauces etc which I do think are expensive) but their yoghurts etc are fab!:T
Still not heard back from the G&E co after my email about the increase (that's a week now - I bet they've sent them to everyone at once instead of staggering them & are inundated with unhappy people emailing!). Although I did get a new statement which shows I'm still in credit and has put my new yearly consumption at £730 which is just under £61/month so should mean my £64/month is fine ..... not bloomin' £88/month :mad:
Need to get the WM working - 3 loads of my stuff to do :eek: and also yet another load of towels for Maisie :cool: and it's lovely & windy outsideGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Well..... have had a lovely day at DMs:D - we managed to convert the back into a boot for Maisie and she has her own wee bed in there (and old bread basked with a duvet over :money:) and I've managed to fit a couple of storage boxes between the bed & the back of boot to keep stuff in / shopping etc (although it'll have to be non-edible stuff if she's in the car:rotfl:).
Have all my receipts to update the SoW .... dreading it a bit- groceries is still way out of hand....... (although I did do a bit of stocking up as was up at Straiton yesterday and got loo rolls, tissues etc at HB as so much cheaper there).
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
All sounding goodBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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*slaps head*
I've fallen off the diary wagonnot good as it does help keep me on track - I just don't seem to have enough hours in the day atm :eek:
Have been OK(ish) with my spending - NSDs are going well but the trouble is the spendy days are big ones:(
Maisie's budget is out the window :eek: - she's still having tum troubles so am having to change her food which has involved some spends - really hope it works!
On hols for a week :j so plan of action needed to get myself back on track - starting with sorting out the cats room and working my way around the house ..... so why am I sitting in front of the pcGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Happy holidays and hope that Maisie is sorted out soon & its not to expensive.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanielou now going with the hope that a hypoallergenic food will help. Of course, it's more expensive but will hopefully be offset against the cost of having so many trips to the vet ...... fingers crossedGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
One of our dogs had to have Chappie for most of her life due to sensitive intestinal problems. I know you are pretty informed on these things. I just wanted to check; do you know about it?
SLSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0
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