📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Risen from the ashes ...

Options
1100101103105106119

Comments

  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    -3 here tonight.brrrr.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    edited 29 November 2012 at 8:41AM
    Ohhhh it's bbbbbbrrrrrrrrrrr here too Beanielou - just looked out and the cars on the street are absolutely solid .... hoping Dinky's not quite as bad being a bit sheltered around the side of the house!

    My thermometer packed in ..... really miss it as it was nice to be prepared for how cold it was before you went out!:o

    Maybe I'll stick that on my Christmas "wish" list .....



    Just had to tweak the SOA as I realised a couple of things were missing which added another £33.50 :o (I always forget something!) - would've cut surplus to around £50 :eek: - tweaked things here & there as there's little enough left as it is:eek:

    • Dog - reduced by £10 : still surplus of £10 after food & supplements to cover other things so should be fine
    • Cats - reduced by £5 : might be able to cut another £5 off but will leave a couple of months as both boosters to be paid for (big cats on Dec c/c bill & wee cat's due Feb) *
    • Car maintenance - reduced by £5 : had put up to start new car fund but have reduced back
    • Groceries - reduced by £20 : need to get a grip on these!
    * have managed to cut around £15 / month off their costs by bulk buying etc over the past year or so:T def worth it!


    2013 is going to be frugal!:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    But, we wouldn't want it any other way, would we? ;)

    Try looking on the "Up your income" board for some ideas - you can earn money/vouchers and things which may help :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • But, we wouldn't want it any other way, would we? ;)

    Nope!:D
    Try looking on the "Up your income" board for some ideas - you can earn money/vouchers and things which may help :)

    I really must do more of this next year - I sign up for loads but am easily bored :o.

    Got really p'd off with surveys as I never seem to get past the opening questions .....
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Very quickly as literally just on way out door to Dr ......

    :eek::eek::eek::eek::eek::eek:

    Not only have I not driven anywhere (except 1 mile to village shop - twice!) in the past 7 weeks .....

    It's icey on the 1st morning I need to drive on main roads ....... and

    I've never driven Dinky 2 in the ice :eek::eek::eek::eek:

    Had only had her around 3 or 4 weeks when I became ill and ...... she's an automatic & have absolutely no idea how you slow down on ice without gears :eek::eek::eek::eek::eek:

    :o Having a slight freak :o

    Hope it'll be OK & going to leave an extra bit early - must go now!;)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good luck, hope dinky looks after you well
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Be careful!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • I'm back!:)

    The main roads weren't too bad when I got out onto them *phew*

    It's bloomin' chilly tho!

    Defrosting with a lovely hot choc and ...... you've guessed it - a mince pie!;)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Got really p'd off with surveys as I never seem to get past the opening questions .....


    I am sooo glad to hear this. I have tried and tried with Swagbucks, but they seem to get 5 minutes worth of answers out of me and then say I am not suitable Grrrrrr:mad:.

    I earnt 151 points in one week :o. I think is takes 18000 points to get a £10 Amazon voucher. so that would take me just over two years to earn the voucher :eek:.

    Expect I am just rubbish at it, but not working for me :(
  • Steph - really pleased it's not just me too!;)

    Slowly ..... managed to get a wee A6 notepad :D in Mr T - not the cheapest I've ever seen, but mid way between the £shop and E*bay so can't really complain! Thanks so much for your offer tho!:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.