Moneyclaim Online (MCOL) question

1192ROBIN

Hi

Judgement has been made in my favour after the Bank failed to defend on time , so technically I have won !!---great £1,767.74 including £120.00 Court Costs richer........

however now I have to issue a warrant from my local court as Nat West have failed to pay up !!.do the Bailiffs actually attempt to take goods to the value of the debt to me, or do they issue a further summons?.

The Warrant paperwork is on its way to me after talking to the courts this afternoon.

will keep this site posted of outcome

Regards

1192 Robin

pigsmightfly

DJ_TJ wrote: »

Hi all,

just a quick question if a may:

I am just about to file my online claim with MCOL. In my two letters to the bank I calculated the interest using the calculator on this site and included it in my claim. Obviously the amount of interest will now be more as we are the best part of a month down the line.

Do I enter the individual charges in the calculaor again to get an accurate (up to date) figure on the day I log my claim?

I understand the daily figure being added, but if I don't recalculate it today, they could be getting away with some interest for the period between my first letter and the day of my MCOL claim...... and we don't want that do we?;)

Is this correct or am I going over the top??

Any help appreciated thanks

Yes I would do it again now before you do your claim then everything is up-to-date - Good luck

nickmack

1192ROBIN wrote: »

Judgement has been made in my favour after the Bank failed to defend on time , so technically I have won !!---great £1,767.74 including £120.00 Court Costs richer........

however now I have to issue a warrant from my local court as Nat West have failed to pay up !!.do the Bailiffs actually attempt to take goods to the value of the debt to me, or do they issue a further summons?.

The Warrant paperwork is on its way to me after talking to the courts this afternoon.

Hopefully you made the claim against your local branch in which case of non-payment, you can send the baliffs in to recover goods and go and watch!

Edinburghlass_2

Edinburghlass wrote: »

Have a read of MCOL's FAQ....

http://www.hmcourts-service.gov.uk/cms/1051.htm#howtoproceed

It tells you a bit about this in the above link.

A. Warrants are not actioned immediately. The defendant's local court will receive your warrant. They will then write to the defendant to advise them a warrant has been issued and that they have seven days to contact the bailiff to make payment / offer of payment. If no response is received the bailiff will then visit the defendant's property. The time limit on this depends on how busy the court is, but this is usually within fourteen days. Warrants can take several weeks to action, as the bailiff may have to visit the property more than once.

jodyc100

Hi can any one help just wanted advice regarding my claim i worte off and added my claim up with intrest it cam to £3500 round about wrote off they offered me £1,000 i wrote and said not enough and wanted full amount they did not get back to me put in a claim on money website on the 26/02/2007.

And they ackwoledge the claim on the 9th of march?????

Any idea what i do now and when i should put judgement in is it 28 days after or 14, any idea if i will get the money back or should i have taken the first offer some advive would be brialliant thanks

Jody

nickmack

jodyc100 wrote: »

And they ackwoledge the claim on the 9th of march?????

Any idea what i do now and when i should put judgement in is it 28 days after or 14, any idea if i will get the money back or should i have taken the first offer some advive would be brialliant thanks

You need to wait for communication from the court. If the bank don't put in a defence then you can claim judgement by default but they are well known for entering at the very last minute! You won't be able to click to ask for a judgement until the time is up.

You should get the full amount if you pursue the claim. Virtually everyone who has followed through with the procedure has had a full refund.

lloydey

Do you always round up the daily interest rate up? Or can it be rounded down? Cheers

DJ_TJ

pigsmightfly wrote: »

Yes I would do it again now before you do your claim then everything is up-to-date - Good luck

Thanks a million for the speedy reply, I'll keep you all updated with progress from here

:T

pigsmightfly

lloydey wrote: »

Do you always round up the daily interest rate up? Or can it be rounded down? Cheers

You can round up or down depending on the figure.

For example if the figure is 0.22 you would round this down to 0.2 but if it was 0.25 or upwards you would round it up to 0.3.

Hope this makes sense :rolleyes:

James21_2

Beate wrote: »

"return of the amounts debited of £324.00, Interest per S.69 County Courts Act 1984 of 8% - £20.13 continuing at 8% until judgment or settlement at a daily rate of £0.07"

Hope that helps

Y is it a daily rate of 0.07