Moneyclaim Online (MCOL) question

Kurt_Hamster

jennyjudd wrote: »

Thanks for that, just flew into a blind panic for a while there.

You're not the first and you certainly won't be the last

Won't the printout i made from working out my interest charges be sufficient, or do i really need the spreadsheet?

You don't _need_ a spreadsheet, it just makes it easier to work out the interest if you have to reconfigure the dates.

It's the one i sent to the bank with all the details of the charges on.

Actually you shouldn't have sent the banks a total of the interest because a) you aren't entitled to it yet and b) you don't know what the total amount is yet as the interest is worked out for each individual charge from the date the charge was made to the date you issued your court claim. You wouldn't have known the date you issued your claim when you wrote the letters to the bank.

jennyjudd

am i also right in thinking that i may not have to pay the court fees if i'm on a low income.
my hubby and i earn 11,000 per year and get both working families tax credit snad child tax credits.

Kurt_Hamster

I'm not sure what the limits are, but it sounds like you probably will be entitled to not pay the costs. The downside is that you will have to go to your local court as you won't be able to use MCOL. You need to fill in an exemption form.

This link will give you the PDFs of the form

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetForm.do?court_forms_id=168

and explanatory leaflet

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetLeaflet.do?court_leaflets_id=172

beardface_2

jennyjudd wrote: »

am i also right in thinking that i may not have to pay the court fees if i'm on a low income.
my hubby and i earn 11,000 per year and get both working families tax credit snad child tax credits.

Yes you will be exempt from fees but your are not going to be able to use MCOL but will have to go to your local court. This is not a particulary bad thing as you can make the particulars of claim much more detailed and include a lot more detail.

read this thread.

http://forums.moneysavingexpert.com/showthread.html?t=428976&highlight=claiming+through+court+MCoL

I would suggest that you read as much as you can and fully understand what you are doing BEFORE you issue your claim.

consnmattsmom

consnmattsmom wrote: »

I filed for judgement yesterday as Shop Direct Financial Services had acknowledged but not defended within 28 days.

What happens now? How long will it be until I get my money?

Does anyone know? Thanks

Anyone, can u help?

jdallen3110

hi all i am on day 15 today with a+l after sending in the letter saying they had 14 days to pay what they owe or i start court action. i called them yesterday to see if there was anything on my records of what they are doing about it and the nice lady said
"that we should have got a letter saying they are looking into it and will get back to us asap"
to which i told her yes we got that letter but also the 14 days i gave them to repay me is uptoday to which she said that i takes 56...yes thats right 56 days for a+l to look into it. so i said thank you for your info and hung up.
well.....i wish to now start court action on mcol and would be greatful if any of you out there could guide me through it if i get stuck.
straight away i am
what is a+l address details

Beate

You can find both banks addresses and the particulars of claim for the MCOL claim in here, and there is also a list of links to important threads, one of them the MCOL thread:
http://forums.moneysavingexpert.com/showthread.html?t=400981

jdallen3110

Beate wrote: »

You can find both banks addresses and the particulars of claim for the MCOL claim in here, and there is also a list of links to important threads, one of them the MCOL thread:
http://forums.moneysavingexpert.com/showthread.html?t=400981

thanks beate ive almost fifnished the mcol form but i am stuck with 1 thing
and it this
Does or will your claim include any issues under the Human Rights Act 1998?
i dont know does it?

Kurt_Hamster

No it doesn't.

Please read the thread Beate gave you the link to before submitting anything.,

Stephen_Leak

7 days. If not, apply to send round the court bailliff and the "boys"!