dizzy lizzies Debt Free Diary

GirlRacer_2

Try not to worry about it, the bedroom door incident probably made you feel a bit edgy.

I'm coming off the anti Ds and although I feel OK I feel agitated for no reason. I start the day off OK then as the day progresses I feel asif I'm living on nervous energy. Onlygood thing is that my appetite has curbed (was eating all the time on the anti D's) and already I feel a lot better.

It won't be long before you'll be having a week off from school so you'll have something to look forward to.

dizzy_lizzie

Hi hun, you're doing really well with the a.d. it probably takes a while until they're out of your system. At least you're persevering.
I don't know how the door could have opened, very strange.

Right been online and added up what I've been spending on since the 14th of April...Here goes
Asda.............£195.45p
Co-op...........£ 38.54p
Tesco...........£ 28.68p
Misc.............£ 71.48p
Withdrawals...£240.00p (from the bank)
Withdrawals ..£ 50.00p (from the building society)
Total............£624.15p!!!!!!!!!!!!!!!!!!

That doesn't include savings, charities, interest, pet insurance etc!!!!
Okay that is absolutely ridiculous and I cannot justify it. Most of the withdrawals will have been spent in asda too!
So I'm sitting here now thinking what the best course of action is......still thinking.
Sticking to a menu and shopping from a list. I know that does make a difference. I might put daily allowances into seperate envelopes and try that. Oh flip I don't know. I just want to give myself a ruddy good shake and huge kick.
DS has come home with a letter about going to Sestriere in Italy skiing next year. When I look at what I've spent in a month this would have almost paid for the trip!
Right that's it. I'm going to need some tough talking. GR, Wendy please give me a stern talking to.
Luvz dizzy x

GirlRacer_2

Right then Dizzy Lizzie this is you being well and truly told off. How on earth can you justify spending all that money in such a short space of time. What on earth are you living on? Champagen and Caviar?

Now I want you to meal plan, write a shopping list and bleeding well stick to it.

Every day you must report to big brother what you have spent and you must have a good reason for spending it.....

dizzy_lizzie

Right you are GR. I needed that.Thanks.
Tomorrow my allowance will be £7 and I'll try to come under that. If I do that any saved will be transferred to the bank when it reaches £10.
I have no idea really were some of it goes though I have lots af asda receipts dotted around the house! Everything extra I make eg. ebay I'll bank and transfer to my Ing account. Will keep a tally of any extras I earn. Will add any to sig starting with my ebay and amazon earned this month.Seeing it grow instead of decline might get me in a more positive frame of mind.
Actually I feel a bit more positive already.
Add to sig. Ebay. £6 Amazon £9.73p
Thanks again Hun.:D
Luvz Dizzy x
Reduced overdraft amount in sig.due to amazon already going in. Hadn't noticed!

GirlRacer_2

That's a good idea Diz. Why not set yourself a target and see if you can make £100 by the end of the month?

dizzy_lizzie

Oh GR I'd probably fail and be miserable. How about £30 and any extra I'll be very pleased. Will include any daily savings from my £7 into this. That might give me the incentive to come under.
Thanks again hun for the support, I really do appreciate it.:D DS hankering to come on here now even though it's bedtime. Better go. Have a lovely day tomorrow.
And I promise I'll be good.
Luvz Dizzy x

GirlRacer_2

OK, £30 it is then. I'll be keeping a very close eye on you from now on. Hopefully catch up with you later. Don't forget, keep the spending low.

Big Hugs GR x

McFluff

Good morning all. I'm new around here but just wanted to let you know that I spent hours last night reading every post on this thread. I really enjoyed it and lived all your highs and lows from last year to this. I even laughed out loud at some of them. Please note that I wasn't laughing at you - but with you. You've all done very well getting your debts down and I'm full of admiration. Luckily, I don't have any - unless you count my mortgage (and that will be paid off this coming October). This is just as well, because I retired last November and, now that I'm living on a reduced income, I wouldn't want to have to pay off debts.

Anyway I just wanted to let you know how much I enjoyed reading your posts - so much, that I stayed up until after 02:00 as, like a good book, I couldn't put you down!

Regards,
McFluff

GirlRacer_2

Thanks McFluff, I'm sure that'll make Diz feel good.

Dizzy Lizzie - how much have you spent today???

Mandymull

have just spent the last two hours on here reading pages of entries, what a great thread....and has made me also realize just how much money i waste....

this is only my second ever thread..so aplogies if i have done wrong....