Tax credits, is this true?

Jessikita1983

Your views are your own, but I suggest they should be voiced in Discussion Time, not in a Welfare Benefits' forum.

Agreed, but I merely asked a question, I did not set out to start a debate. Only fair to get my point across when I am being attacked/criticised.

Jessikita1983

you don't have to, you could get private insurance. Just as in the US, if you wanted never to have to wait, you could buy extra-expensive insurance and also co-pay more. -- yes I know people in the US, rich ones and poor ones, and "just not poor enough to get Medicaid" ones.

Yes I could get private insurance but then I would be paying twice. Once for the NHS and then again for the private insurance. if I could opt out of the NHS contributions and never use it and pay for private i would.

But I will not pay twice.

Jessikita1983

Clemmatis - What is IB?

I know how you feel. IB was changed just before I became eligible for it, the change cost me thousands. But that is no reason to turn on "welfare claimants".

I did not turn, this has always been my opinion. Again I note your comments about the Netherlands etc. But it still does not change my opinion, I will never agree with the welfare state, ever ever ever.

I do not agree with paying certain individuals to keep reproducing, with no intention of ever working. these children very often continue the cycle and then it just carries on.

I feel we will never stop this cycle until we cut the welfare state.

Yes, we all hit hard times and for that anyone has my sympathies. I would like to a cap on benefits of 5 years in anyone's working life (5 years for 2 reasons, 1 it is now 10% of most people's working life (basing on retirement age of 68 and starting work at 18), and two if you do have an unexpected pregnancy it is long enough for your child to start school.

I feel an allowance of 10% is more than fair.

clemmatis

Jessikita1983 wrote: »

Agreed, but I merely asked a question, I did not set out to start a debate. Only fair to get my point across when I am being attacked/criticised.

I understand that you thought you were simply asking what welfare benefits you could claim. I'm sure that's how you saw it. But in your very first post you said

I am in no desperate need for the £545 a year, I just find it frustrating that after working and contributing since I was 13 years old, and never claiming a benefit in my life, I have paid for every body else to get everything

that did, rather, raise my hackles!

Jessikita1983

clemmatis wrote: »

I understand that you thought you were simply asking what welfare benefits you could claim. I'm sure that's how you saw it. But in your very first post you said



that did, rather, raise my hackles!

I can't help the way I feel I'm afraid. I do feel hard done by rightly or wrongly! I do feel I have contributed my "fair share" compared to some and do not feel I get an appropriate return compared to some!

clemmatis

Jessikita1983 wrote: »

Yes I could get private insurance but then I would be paying twice. Once for the NHS and then again for the private insurance. if I could opt out of the NHS contributions and never use it and pay for private i would.

But I will not pay twice.

Bbut what do you think people in the US do? They pay taxes that fund Medicare and Medicaid and ER provision. And if they want not to wait, they don't just get any private medical insurance, they get expensive private insurance, with massive co-pays.

Yes they pay less for public provision than they pay for their private insurance, but in total, they pay more.

In return, of course, some of them get a phenomenally good medical system, with almost no waiting. Others get a very good medical system, with a wait, unless they can pay, that is. HMCs there dictate how long doctors can spend with patients and enforce that, and dictate waiting times, some, really long, for tests and operations.

So, there, you would pay more.

Jessikita1983

clemmatis wrote: »

Bbut what do you think people in the US do? They pay taxes that fund Medicare and Medicaid and ER provision. And if they want not to wait, they don't just get any private medical insurance, they get expensive private insurance, with massive co-pays.

Yes they pay less for public provision than they pay for their private insurance, but in total, they pay more.

In return, of course, some of them get a phenomenally good medical system, with almost no waiting. Others get a very good medical system, with a wait, unless they can pay, that is. HMCs there dictate how long doctors can spend with patients and enforce that, and dictate waiting times, some, really long, for tests and operations.

So, there, you would pay more.

I would still prefer private and pay for a service I want, with a choice, than to be forced to pay for the NHS. Part of that is down to mismanagement (that is another whole new debate, not necessary for here!)
I would prefer not to pay for anything towards a service i do not use. As they do even in America. I would like to opt out completely.

Wee_Willy_Harris

What about those who, through no fault of their own, don't have that option? What would you have become of them?

kingfisherblue

Jessikita1983 wrote: »

I do not agree with paying people benefits at all, let alone someone in my situation, but I repeat, there are loads of people who claim benefits and claim to have been "looking for work" for 10 years, that is utter nonsense. Every time we recruit we can never fill the positions!

All I see around me is laziness being rewarded, the more you chose to help yourself and be a decent person (despite what you may think) you get nothing as I feel is in my case.

For the last, I don't know how many years I have paid for others to be on my salary and get TC's, now it comes around to my turn and it looks like they are going.

I have read all your comments thoroughly and I'm not afraid to say my opinion has not changed. I do not now nor will I ever believe in a welfare state.

The rate of teen pregnancy in the Netherlands is around 6 times lower than the UK and it is not hard to see a contributing factor why - you do not get provided accommodation you have to look after yourself, the council does not give you a house.

I do not not like the fact that laziness is rewarded and never will.

The social do-gooders can try and sway me all you want but I will not change. I will always prefer a model much more that America, I would rather pay for my own healthcare than be forced too pay for the NHS and wait the same amount of time for treatment as someone who has never contributed.

We will never break the cycle of deprivation while people are bought up to go on the social the minute they turn 16, why we continue to pay people to get away with doing nothing.

I respect all your opinions, despite the fact I disagree. I still debate the fact I am considered not a "decent" person for having a differing view to you on social welfare. I repeat, I don't commit crime, I contribute, donate all my old clothes etc to charity, will help any friend in need. Hardly thinking that hard work should get rewarded opposed to someone who has barely contributed thinking the world owes me a living makes a non decent person!

I do not agree with paying people benefits at all
Well thank goodness that we do have a welfare state that pays benefits - otherwise where would it leave people like me and my family? The days of disabled people being abandoned in institutions are hopefully long gone. If benefits were not available, how would I feed and clothe my children? I agree that there are too many people claiming benefits when they shouldn't, but there are many people int his country who have no choice. I sincerely hope that when you have a family, you don't give birth to a severely disabled child and then watch your husband walk away with another woman, forcing you to claim benefits. Believe me, it isn't a pleasant situation to be in!

All I see around me is laziness being rewarded, the more you chose to help yourself and be a decent person (despite what you may think) you get nothing as I feel is in my case.
Being a carer for a disabled person is not an easy option - carers are not lazy. We save the state billions of pounds a year, yet carer's Allowance is only £55.55 a week, for which you have to care for somebody with significant care needs for a minimum of 35 hours a week. Many carers, myself included, care for somebody both day and night, and in excess of a hundred hours a week - hardly lazy!

I do not now nor will I ever believe in a welfare state.
Comments as my first paragraph.

Jessikita1983

Wee_Willy_Harris wrote: »

What about those who, through no fault of their own, don't have that option? What would you have become of them?

If you are referring to physically disabled people, I have no objections to contributing towards their care through taxes etc once they are 18. And would not mind my tax going towards providing medical care for people in that situation.

As per my previous opinions, I believe other people do have a choice to work and pay for private insurance, not forgetting that in my rose coloured world, you would be paying less tax.