Tax credits, is this true?

BrettMorganxD

Jessikita1983 wrote: »

You did not offend no worries, I am very open minded and will debate anything with anyone without taking it personally!

I just thought you were missing my point, it wasn't money management issue. Nor do I think I am entitled to anything morally. I just see everyone else getting everything and I thought I might, for once get a tiny tiny slice.... but now it seems not!

pfft that is the way it works I am afraid. I have anxiety and depression and take medication for this. I work 35 hours a week and possibily more with overtime. I earn £12,000 a year.

Yet people who don't bother to go to work (not ill people, just lazy people) get loads more money than me sometimes and it is so unfair.

Wee_Willy_Harris

BrettMorganxD wrote: »

pfft that is the way it works I am afraid. I have anxiety and depression and take medication for this. I work 35 hours a week and possibily more with overtime. I earn £12,000 a year.

Yet people who don't bother to go to work (not ill people, just lazy people) get loads more money than me sometimes and it is so unfair.

Work is about so much more than money.

BrettMorganxD

Wee_Willy_Harris wrote: »

Work is about so much more than money.

Well it gives you alot more self-respect. If I am off work (I have been on JSA for 8 weeks) I get really depressed. When I am working it lifts my spirits

Jessikita1983

sarahevie wrote: »

According to the current entitledto.co.uk you are still entited to the CB and the tax credits at the rate you stated.

Brilliant thanks. I have heard that they are changing it as of next year. So as we have only just decided to have a baby, they will have probably changed it by the time we actually have one! Think CB will remain, but looks like TC's are going.

Should have had a baby at 16, went to college with my baby in full time paid for childcare and the rent on my two bed council house paid for. Then on to Uni while on benefits, finshed uni, got a decent job using TC to pay for the childcare, bought my council house at a discount rate, had a small mortgage and paid it off a lot quicker.

Silly me, spent all those years working, trying to be a decent person....!

BrettMorganxD

Jessikita1983 wrote: »

Brilliant thanks. I have heard that they are changing it as of next year. So as we have only just decided to have a baby, they will have probably changed it by the time we actually have one! Think CB will remain, but looks like TC's are going.

Should have had a baby at 16, went to college with my baby in full time paid for childcare and the rent on my two bed council house paid for. Then on to Uni while on benefits, finshed uni, got a decent job using TC to pay for the childcare, bought my council house at a discount rate, had a small mortgage and paid it off a lot quicker.

Silly me, spent all those years working, trying to be a decent person....!

You know everything you just said their is so true. I couldn't even get a council flat, had to go private

Jessikita1983

BrettMorganxD wrote: »

Well it gives you alot more self-respect. If I am off work (I have been on JSA for 8 weeks) I get really depressed. When I am working it lifts my spirits

It does indeed! Sometime I have a spell of self pity, as self righteous as that sounds. I do get frustrated and sometimes think "if you can't beat them, join them", fortunately deep down is just not in my nature.

BrettMorganxD

Jessikita1983 wrote: »

It does indeed! Sometime I have a spell of self pity, as self righteous as that sounds. I do get frustrated and sometimes think "if you can't beat them, join them", fortunately deep down is just not in my nature.

Working makes you feel better anyway. By working you have acheived something and worked hard. What have those on benefits acheived? Filling in a form with a few details on it. Real acheivment there

Wee_Willy_Harris

Jessikita1983 wrote: »

My frustration come from everyone else up until now being paid to breed, on my contributions, then when I finally decide my situation is secure enough to breed, I get nothing. That is my point.

But some of the goal posts have moved in your favour. Maternity leave reforms will be advantageous to you (maybe not as much as if your partner was employed rather than SE, granted). The current low interest rates will reduce your housing costs while rents (even in social housing) are rising. The pressures on the unemployed will increase which means that many will be at the halfway point of your career path before they even start theirs, which will be a shltty job, for shltty money. Just a couple of examples, but there are more.

I have no children, a choice I have made, but my taxes will contribute to yours (and everybody elses). My attitude is that the more we invest in education, health, training etc then the better we become as a nation and as a society. That benefits us all.

I'm sure the choice of career you took was a wise one. But you also had the same choice as those you now deride. You COULD have done nothing. Had you done so, can you really say that you would be worse off now? No, I didn't think so.

Concentrate on your plans for a family and enjoy the pleasure that will doubtless bring. And always remember that the 40 inch plasma is bought on credit, paid for weekly, at 30% APR!!!! They will pay ££3100 for what you can buy for £1000. http://www.brighthouse.co.uk/products/home-entertainment/televisions/display-product-large.asp?id=SA40LEDD6

Jessikita1983

Wee_Willy_Harris wrote: »

But some of the goal posts have moved in your favour. Maternity leave reforms will be advantageous to you (maybe not as much as if your partner was employed rather than SE, granted). The current low interest rates will reduce your housing costs while rents (even in social housing) are rising. The pressures on the unemployed will increase which means that many will be at the halfway point of your career path before they even start theirs, which will be a shltty job, for shltty money. Just a couple of examples, but there are more.

I have no children, a choice I have made, but my taxes will contribute to yours (and everybody elses). My attitude is that the more we invest in education, health, training etc then the better we become as a nation and as a society. That benefits us all.

I just wish this was where my tax money went, not to reward long term laziness!

I'm sure the choice of career you took was a wise one. But you also had the same choice as those you now deride. You COULD have done nothing. Had you done so, can you really say that you would be worse off than you are now? No, I didn't think so.

Concentrate on your plans for a family and enjoy the pleasure that will doubtless bring. And always remember that the 40 inch plasma is bought on credit, paid for weekly, at 30% APR!!!! They will pay ££3100 for what you can buy for £1000. Lol this cheered me up a lot!!!! http://www.brighthouse.co.uk/products/home-entertainment/televisions/display-product-large.asp?id=SA40LEDD6

The thought of paying Brighthouse prices send shivers down my spine!

Wee_Willy_Harris

Jessikita1983 wrote: »

The thought of paying Brighthouse prices send shivers down my spine!

And the world of benefits dependency is a very competative one. If next door have a 40 inch, you must have a 42 inch, and so it goes. I saw a 50 inch the other day. I thought it was structural!!

Only a small % of your tax goes towards the out of work benefits bill. And even if that bill reduced, the government wouldn't necessarily cut your taxes. They'd find something else to spend it on, such is the way with governments.

A life of unemployment is something I couldn't imagine. And even if you had gone the 16 year old, single mum, council house route, you'd still be paying tax, still be seeing 42 inch plasmas, still be wondering if you did the right thing.

Meanwhile, the great unwashed will rise at the crack of noon and, once Jeremy Kyle is done with, gaze in wonder at you in your own house, with your own car, and your own job, living with the father of your child, and theirs will be a look of envy.

Of course, the funniest thing is that THEY will think it unfair that YOU have the house/car/partner and wonder why they can't have it too. Ain't life a funny thing?