benefits when partner is working

Andrew1975

McKneff wrote: »

Too many ifs, live it today, you could be run over by a bus tomorrow.

Is the 'splitting up' a future reality

very possibly.

which is why im asking the question.

clearly we dont hate each other to the point where we could not live under the same roof, but separate bedrooms, yes very likely. and we both will want the right to see other people of course.

Andrew1975

Cornish_piskie wrote: »

Rather than using all your efforts trying to wriggle around the benefit system (call me cynical but your possible 'separation' sounds very dubious) how about getting a job? You've been claiming JSA for 6 months so I appreciate you would have been making lots of job applications to satisfy the requirements of JSA and have probably found it difficult to secure a post in your chosen field but needs must - you should be looking for any work to sustain you now. Xmas is coming so stores such as Tesco, Argos etc are having a recruitment drive - an option rather than trying to get around the system surely?

at present the issue is the fact that my mortgage protection is well in excess of anything i would get by working in tescos. 2 years down the line that will end though so my ideas will change then.

Wee_Willy_Harris

In THEORY, it is possible. Of course, the market rate rent you charge would be viewed as income. Your "ex" partner would also be classed as a "non dep" for CTB and a further deduction made. You should also be prepared for the DWP to be having a good sniff round at your "arrangement" as well. Seems like a whole load of grief to me, both personal and financial, for very little gain.

Partners like to feel valued by their other half, not prostituted out. Don't be surprised if her personal needs are fulfilled by another real quick. Not that you would mind her enjoying the company of a man who saw her as more than a meal ticket, you've split up.

shop-to-drop

Andrew1975 wrote: »

at present the issue is the fact that my mortgage protection is well in excess of anything i would get by working in tescos. 2 years down the line that will end though so my ideas will change then.

I thought the mortgage protection was probably stopping you wanting to get a job. How much does it pay out then?

2 years of being out of work will do real damage to your career prospects. So much so that a job in Tesco may be out of your sights.

Cornish_piskie

Andrew1975 wrote: »

at present the issue is the fact that my mortgage protection is well in excess of anything i would get by working in tescos. 2 years down the line that will end though so my ideas will change then.

If you can't be bothered to work for 2 years you might find it a bit difficult to get a job when your 'ideas change'. What will you say to your potential employer when they ask you at interview why you haven't worked for 2 years? :rotfl:

So, because you're happy to have your mortgage protection pay your mortgage, the rest of us have to fund the rest of your life through benefits? Cheers mate!

bestpud

Getting even better!!

This is surely a wind up?

Cornish_piskie

bestpud wrote: »

Getting even better!!

This is surely a wind up?

I hope it is ... otherwise my faith in human nature will be even more shot to pieces :cool:

Andrew1975

shop-to-drop wrote: »

I thought the mortgage protection was probably stopping you wanting to get a job. How much does it pay out then?

2 years of being out of work will do real damage to your career prospects. So much so that a job in Tesco may be out of your sights.

the mortgage protection pays out 1100 a month.

Andrew1975

Cornish_piskie wrote: »

If you can't be bothered to work for 2 years you might find it a bit difficult to get a job when your 'ideas change'. What will you say to your potential employer when they ask you at interview why you haven't worked for 2 years? :rotfl:

So, because you're happy to have your mortgage protection pay your mortgage, the rest of us have to fund the rest of your life through benefits? Cheers mate!

of course i will be looking for a job up until then!

just not in tescos, argos whatever.

Cornish_piskie

Andrew1975 wrote: »

of course i will be looking for a job up until then!

just not in tescos, argos whatever.

Errr, that's not what you've intimated throughout your thread. You've been asking how to claim benefits and trying to suss out how to make the system work for you. Your wife or partner should be supporting you until you get a job. You've got excellent mortgage protection insurance by the looks of things so for the time being, until you have found work, you will have to cut your cloth to your joint income.