The Benefits System

jamespir

heathcote123 wrote: »

£700 a month for a 3 or 4 bed house in LondoN?

ive never rented in london so not sure average house price here is 450 a month so i thought itd be more than than that

jamespir

ILW wrote: »

And you think that is right? Maybe the Daily Mail have a point occasionally.

A system that actually encourages irresponsibility and unfairness should be either dropped or reformed.

PS you can probably double the HB figure of a 3 or 4 bed in London

ive been on benefits so im not gonna judge anyone there are some folk who do take the pee but its a struggle for us normal folk

heathcote123

pqrdef wrote: »

Point is, it's very difficult to start a proper business without money up front.

It's really not. It's very easy indeed - you find a skill that someone is willing to pay for. You do the job, issue an invoice, get paid and declare it on your tax return.

Thats a 'proper' business.

Even if you want to do what I think you mean as 'proper', a ltd off the shelf company is a few quid. Vat registration is free.

ILW

jamespir wrote: »

ive been on benefits so im not gonna judge anyone there are some folk who do take the pee but its a struggle for us normal folk

Problem is that the ones that take the pee are taking money from those that deserve. And there are a lot of them.

zagfles

jamespir wrote: »

really ?

so 67.00 a week x2 = 134 x 52 = 6968

17 pounds cb x52 =884 x 4 if all kids get it =3536
= 10504 a year
ok youl say hb too
so
700x 12 =8400
total = 18904
/52 = 363 quid a week which ok is a fair amount more than i take home after tax each week

Plus child tax credits of over £10,000. Council tax benefit of maybe £1500.

LHA rates for a 3-bed in London are about £300pw, or more in some areas. Ie about £15k a year.

Total probably over £35k, all tax free.

ILW

heathcote123 wrote: »

It's really not. It's very easy indeed - you find a skill that someone is willing to pay for. You do the job, issue an invoice, get paid and declare it on your tax return.

Thats a 'proper' business.

Even if you want to do what I think you mean as 'proper', a ltd off the shelf company is a few quid. Vat registration is free.

pqrdef has a good reason for any idea about actually doing something not being feasible. Seems like the sort that would have tried to give Alan Sugar all the reasons why he should not start a business.

jamespir

zagfles wrote: »

Plus child tax credits of over £10,000. Council tax benefit of maybe £1500.

LHA rates for a 3-bed in London are about £300pw, or more in some areas. Ie about £15k a year.

Total probably over £35k, all tax free.

is tax credit technically a benefit though ?

zagfles

jamespir wrote: »

is tax credit technically a benefit though ?

It's more of a benefit than a credit of tax, since it bears no relationship to tax at all. It replaced all the child premiums in IS and JSA which were definitely benefits, so it's a pedantic point. It's a payment made by government based on household income and circumstances intended to provide financial support. If it looks like a duck...

pqrdef

heathcote123 wrote: »

It's really not. It's very easy indeed - you find a skill that someone is willing to pay for.

Well I could use a few bob extra, so I'll be glad to hear your suggestions. Assume I've got no money, no transport, no qualifications, no experience, and no talent.

Jimmy_31

kabayiri wrote: »

One of the reasons the 'benefit book' was replaced by Direct Payment into client's bank accounts is because benefit books were indeed tradable commodities in the black market.

You will be surprised just what people will flog to get their next fix, or pay that loan shark.

It's a toughie because I agree that giving some people money and expecting to manage it themselves is not always the answer.

Well technology has moved on a bit since then i reckon so it shouldnt be too hard to identify the right person to hand over a loaf of bread to.