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Have an outstanding October with the NSD challenge
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Meant to say Spoony I love this months prizes :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Another NSD today, taking me to 12 please Spoon.NSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190 -
Well, yesterday went downhill after I posted with my spends on Ama*zon
..... also bought 3 pairs of thick leggings (for underneath jogging bottoms when walking the dog in the winter) but got them for £12.62 (incl p&p):D and then 3 jumpers (b2g1f) and a pair of trousers for work - all for £30 so not too bad either but ......
ifwisheswerehorses... wrote: »Hello all :hello:
Think we all need a group hug xx
Wonderful hug If, thanks:D
Managed to resist any more spending today so No 13 pleaseGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
chris81418 - well done for NSD 15 :j:j:j - good luck with your next chocolate mini roll
Mrs Good Life - well done for NSD 11 :j:j:j - you're doing well, keep it up
wannabehermit - well done for NSD 4 :j:j:j - glad you’ve found out where your money was going
Keiss 21 - well done for NSD 11 :j:j:j - good luck to DS2 for his appointment and you for a parking space!
LondonGirl252 - well done for NSD 8 and 9 :j:j:j - you're doing well, keep it up
honey - well done for NSD 6 :j:j:j - you're doing well, keep it up
The Dragon - well done for NSD 12 :j:j:j - Halloween Party sounds great....I'll be there if spoon will dust off the tardis!
elfen - well done for NSD 9 :j:j:j - have a good time tomorrow (you are going to a gig aren’t you?)
jaffacakegal - well done for NSD 8 :j:j:j - come on JCG, you know you can do it...btw if you find your motivation can you ask if it’s bumped into mine?!?!
Betsie2010 - well done for NSD 7 :j:j:j - you're doing well, keep it up
Learning2Budget - well done for NSD 5 :j:j:j - you're doing well, keep it up
slowlyfading - well done for NSD 15 :j:j:j - and reaching target :beer: spoon will up your target to 18 when she updates the first page x
beanielou - well done for NSD 14 :j:j:j - and reaching target :beer: spoon will up your target to 16 when she updates the first page x
marmiterulesok - well done for NSD 11 :j:j:j - you're doing well, keep it up
bottleofred - well done for NSD 12 :j:j:j - and reaching target :beer: spoon will up your target to 16 when she updates the first page x
SillyBlondie - well done for NSD 12 :j:j:j - you're doing well, keep it up
rising from the ashes - well done for NSD 13 - great bargainsI must admit to being a bit addicted to Ama*on
I was happily thinking I was going to be able to report NSD 9 today while munching on the whole bag of jelly babies that I got for a bargain at my local shop today *insert roll eyes here*. Needless to say, no NSD for me :cool::rotfl::p
Sorry for posting early, I am tired so am planning an early night - I am soooooo looking forward to half term next week :T (and now I have a head ache from sugar rush :mad: should not have got those jelly babies!)
spoon - the gnome mystery is ongoing but I'm not getting scared every time I see the mirror now:cool::D Thanks for asking x
Be the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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LittleMissHappy wrote: »BDINI - well done for number 8 :j:j:j - good luck with your ironing
Have you found a tenant yet?
Thanks LMH, no tenant yetbut fingers crossed the agent comes up with something soon!!
The_Dragon wrote: »By the way - have we got any plans for an Halloween Party?
Ooh a halloween party, count me in!!
((((((((((((((((big hugs)))))))))))))))wannabehermit, glad you're feeling a little more positive today!!
Another one for me yesterday, so thats number 9 now :j
Spent today, but only a small one, milk, naan breads to go with a home made curry & a trashy mag (but only a cheap one!!), that i am going to read in bed with my cuppa nowFebruary NSD challenge 5/150 -
Yup LittleMissHappy, I've a gig to review tomorrow evening so my gig NSD guideline comes in....although I do need batteries....so not an NSd for meeeee** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Hey LMH - will do re the motivation
just in a mood for no reason I think! NSD 9 though today so I'm starting to feel better again thinking I may hit my target after all - just need to be focused!!!
JCG x0 -
wannabehermit wrote: »Yep, got the spreadsheets too
. I have a budget one, a monthly actual spend and an average quarterly spend compared to budget.
Glad there are others who understand the need for spreadsheets!
Believe me, wannanbe, you're in great company here if you have a thing about spreadsheets:DThe_Dragon wrote: »By the way - have we got any plans for an Halloween Party?
We do indeed, Dragon. Nargle is "encouraging" Igor to brew up lots of lovely concoctions:eek: for us.......... Watch this space:DNSD no 9 for me please, tomorrow won't be as I need batteries for my camera and dictaphone (just in case)
Hope it goes OK, elfen:D
Well done to beanie, Red and sf for meeting your targets today, wooohooooo..... You all have shiny new prizes on the front page now and targets increased:D
Pleased you like the prizes, beanie:DThe time you enjoy wasting is not wasted time
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Love today's hug, If x:A
LMH - hmmm.... to the gnome mystery, that's all very strange... Pleased you're getting used to your change of colourThe time you enjoy wasting is not wasted time
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NSD number 12 for me yesterday. Today I need to get petrol.:( Please could you increase my total to 15 Spoon? Thank you.xxNSD January 3/15"Sealed Pot Challenge"#1416 £11.46/£500£2 Savers Club# £30.00Co-op Credit Card £2.00/£129.170
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