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Have an outstanding October with the NSD challenge

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  • Good morning everyone! :wave:

    :j:j:jchris81418 - for no 14, you’re doing brilliantly. Hope your food cupboards are all stocked up again now and you can have another long run

    Thanks Spoon! I caught another NSD yesterday, so I'm on a run of 2, bringing my running total up to 15 NSDs!

    (((hugs))) wannabehermit - things will definitely get better, and at least you're aware and not burying your head in the sand! :money:

    Have a good day everyone and good luck catching more NSDs! sunshine-012.gif
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • NSD number 11 for me yesterday,today should be a NSD,back later.xx
    NSD January 3/15
    "Sealed Pot Challenge"#1416 £11.46/£500
    £2 Savers Club# £30.00
    Co-op Credit Card £2.00/£129.17
  • :wave: Morning all.

    Congrats on all those nsds coming in. It's going to be nsd4 for me here today. At last! I have doctors this morning and a cheque to pay into the bank thanks to Green Flag not getting out to me in time last month.

    I had a good look through everything yesterday (I have a folder with every receipt and copies of bank statements in :o) and we're not actually overspending, just had a couple of bad months with the car and summer holidays and not had a chance to get a buffer to cover these as yet. Hopefully get all the birthdays and Christmas out of the way and we'll be able to start properly.
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    :wave: Morning all.

    Congrats on all those nsds coming in. It's going to be nsd4 for me here today. At last! I have doctors this morning and a cheque to pay into the bank thanks to Green Flag not getting out to me in time last month.

    I had a good look through everything yesterday (I have a folder with every receipt and copies of bank statements in :o) and we're not actually overspending, just had a couple of bad months with the car and summer holidays and not had a chance to get a buffer to cover these as yet. Hopefully get all the birthdays and Christmas out of the way and we'll be able to start properly.

    Good news wannabe, you sounded really down yesterday, pleased you've found the reason for the money draining away. And don't be embarrassed about a folder.. some of us have monstrous spreadsheets so you're in good company:D

    Have a good day
    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • Keiss_21
    Keiss_21 Posts: 2,652 Forumite
    Well done everyone, so many NSds being nabbed this month!! :T:T

    Woop, managed to nab NSD no 11 on Tuesday, but none since :(...hospital yesterday, and dentist today has meant a few spends. Also managed to get a few Xmas pressies yesterday, really pleased.

    Filled up with liquid gold today too, as heading off to the M4 later on...staying with lil'sis and family
    tonight (haven't seen them for AGES), before heading off to Wycombe Hospital tomorrow. DS2 is seeing one of the country's top Diabetic Specialists tomorrow to discuss how best to treat and live with his diabetes while he is training and playing rugby. The things we do for our kids!! At least it's on the NHS, but I suspect parking is going to be rubbish :(

    Right, need to finsh some sewing before packing, lunch, then off to collect DS2.

    Hope to nab a couple of NSDs at the weekend...fingers crossed.

    Have a lovely couple of days everyone...sunny but cold here!!


    13 projects in 2013: 7/13
    Cross-stitch Club Member no 13
    Weight loss since 24/06/2012: 30lb
  • Good news wannabe, you sounded really down yesterday, pleased you've found the reason for the money draining away. And don't be embarrassed about a folder.. some of us have monstrous spreadsheets so you're in good company:D

    Have a good day
    spoon x

    Yep, got the spreadsheets too :D. I have a budget one, a monthly actual spend and an average quarterly spend compared to budget. :D Glad there are others who understand the need for spreadsheets!
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • Hey!

    Yesterday not only saw a NSD but I also got given a tenner from my freind for doing her highlights so thats

    NSD no 8 please:)
    hopefully today will be too!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • honey
    honey Posts: 703 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hi everyone :wave:

    I'm a bit behind with the thread, hope you're all well!

    Spendy couple of days but yesterday was NSD 6 please spoon.

    honey x
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Another 2 snaffled for me taking me to 12 so far please! By the way - have we got any plans for an Halloween Party?
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • elfen
    elfen Posts: 10,213 Forumite
    NSD no 9 for me please, tomorrow won't be as I need batteries for my camera and dictaphone (just in case)
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
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