Have an outstanding October with the NSD challenge

marmiterulesok

princess_shopoholic wrote: »

Managed a NSD yesterday and today so thats numbers 10 and 11 for me!

I must say im so proud of myself i havent been into a clothes shop all month and havent bough any clothes shoes accessories or make up all month, thats the first time since i was about 17 (so 10 years) that i have been this strong! if i manage another week until payday this will be the first time ive not put my overdraft up to make up for a shopping spree in years.

thank you guys this thread is obviously doing wonders! x

Well done!What a great feeling....You can do it!

#10 for me today please!:)

SpendSpendSpend

Hi, I hope everyone's well. I haven't had chance to read any posts so I've no idea what everyone's doing but hopefully it's all good. Anyway, just a quick update to say I'm at 8 NSDs. I have spent money the last 3 days but each one was for a MS so I'm not counting them. Fingers crossed I may just make my target.

bottleofred

NSD11 for me today please:beer:

donna_dynamo

Hi all NSD 14 today. Closing in on that target. Trying to get the mountain of ironing down and hoping it will keep me warm as it is so cold. Can't believe it is going to get colder :eek::eek:.

kerri_gt

Ehm.....I seem to have lost the hang of this NSD lark this month....:o Not too bad today though, £1 in Mr T on some mince for spag bog tonight, 99p for 24 oxo cubes (which I forgot to put into said spag bog :doh:) and £2.40-odd in Mr S on 4 packs of cotton wool pads (their basics range, 80 for 44p - thought I'd stock up) and a £1 bag of sweets in prep for the kids at halloween.

Got a business trip next week so need to stock up on some meds, cold and flu (nothing worse than getting ill away from home and needing meds), something to stop you 'going' and something to 'make you go'...well one can never be too prepared :rotfl:

Also going to hit the big Mr T tomorrow to get some beer for Xmas for OH - but :shhh: gonna stash it away so keep that quiet All budgets not quite on track this month but finances not looking tooooo drastic. Oh, although car in the garage, washers do need a new pump motor thingy

milann

NSD for me today - need to get a few more in before the end of month

solventsoon

Hi lovely gang:A

Firstly thanks to LittleMissH for a mammoth update yesterday, you're a star:T:T:T:T

I've just updated the numbers on the front page and have awarded some prizes as below:

:j:j:jMrs Good Life - well done for meeting your target of 10, that's brilliant.:j:j:j You now have a prize on the front page, hope you like it:D

:j:j:jmm7 - I'm sooooo sorry, I seem to have overlooked that you made your target ages ago.... You have a very belated prize and another one now for exceeding your target, hope you like them both xx:j:j:j

:j:j:jlynette78 - and well done to you for meeting your target, that's fab.:j:j:j You can celebrate with your twirly Martin and your Pooh bear, hope you like him:D



And a quick catch up before I do tonight's update:

jinty - hope the chat with your supervisor went OK yesterday and fingers crossed you get both your skin and your system sorted out soon. Take care (((hugs))) xx

JCG - sorry you're feeling poorly, hope you feel better soon (((hugs))) xx

elfen - congrats on the gig reviewing job, that would have been my idea of heaven when I was younger x

LMH - hope you've got used to being a brunette now x

IF

Evening all :hello:

Spoony got my 11th NSD today thank you :dance:

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

solventsoon

Hi lovely gang :A
Hope you’ve all had a good hump day, it’ll soon be Friday, and that you’re all managing to stay warm, it’s freezing here:(:(


And well done for all the NSDs rolling in today:

:j:j:jchris81418 - for no 14, you’re doing brilliantly. Hope your food cupboards are all stocked up again now and you can have another long run

:j:j:jrising from the ashes - for no 11, that’s brilliant, and yay to 6 in a row, that’s fantastic... Well done you!!

:j:j:jelfen - for no 8, nearly there now, you can do it!!

:j:j:jprincess_shopoholic - for nos 10 and 11, that’s fantastic, well done!!
And well done for not buying any clothes or makeup this month, that’s quite some achievement, I’m pleased we’re helping

:j:j:jsf - for no 14, one more to get now, you can do it!

:j:j:jFrodo - for nos 9 and 10 and yay to double figures, that’s fab!!
Hope you have a lovely weekend in London x

:j:j:jJCG - for no 7, you’re doing brilliantly, keep going!
Even if you don’t make your target, you’ve still achieved some NSDs, so that’s something!
Well done for not going over your budget while in London, that is definitely an achievement.

:j:j:jmarmite - for no 10 and yay to double figures, that’s brilliant!!

:j:j:jSpendSpendSpend - for no 8, you’re doing great now, keep going and you’ll make your target!

:j:j:jRed - for no 11, one more to get now, you can do it!!

:j:j:jdonna dynamo - for no 14, you are indeed closing in on your target, that’s brilliant!
It’s freezing here as well, great idea to do some ironing to keep warm, I might try that!

:j:j:jmilann - for no 9, over halfway now, keep going!

:j:j:jif - for no 11, you’re doing brilliantly, nearly there now!!
Love the picture:T


And hello to:

wannabehermit - (((hugs))) hun, I’m sorry you’re having such a carp time, that’s not good. Only suggestion I can make is to keep a spending diary, if you don’t already have one, it’s surprising how the little spends add up over the course of a week.

rising from the ashes - well done on the savings, that’s great. No one can say that you haven’t thought about this purchase, well done for looking around. The power surge protector is a great idea, they work really well.

mm7 - yes, of course you can increase your target, I’ll update it now. Good luck, you can do it.
Hope you’re feeling a bit better? X

LMH - you’re getting very organised for December, yay!! Oh dear to DD’s underwear, that’s a mystery!

kerri - well the spends today weren’t too serious and if your finances are looking OK then I wouldn’t beat yourself up too much on your NSDs, there’s always November


Major spendy day for me today (Tatco shop) and another spendy day tomorrow as I forgot to pay some bills today....


Off to update the front page again now, see you all tomorrow


‘night everyone

spoon xx