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Have an outstanding October with the NSD challenge

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  • beanielou
    beanielou Posts: 95,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey BNDI it just keeps coming :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD's 1,2 and 3 for me on Monday, Tuesday and today, thats also 3 in a row. I might need to shop tomorrow as getting a bit low on essentials, will see how it goes.

    Frodo x.
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • greenanne
    greenanne Posts: 384 Forumite
    well at last.
    this has been my 1st nsd of the month.better late than never.
    i'm pretty well topped up with food and have plenty of petrol as may try for my 5 in a row.fingers crossed.:)
    there is no wealth but life
    sealed pot challenge#240
    df by dec 2014#150

    Barclaycard[ 1641]512. loan[4100]2673. nationwide[1898]1548.natwest 2980.total [8584]7713.:eek::eek:
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Oh BDINI, just saw your post (sorry totally missed it earlier) poor you - and what a nightmare, you don't think it was the prev tenant do you? xx
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • NSD no 4 for me please Spoon. I'm on a mini roll!!!
    NSD Challenge January 2/15

    PAD Member since 18/7/11 - Total paid to date £8885.19
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    NSD no. 2

    Went to the cinema aswell, but on an Orange 2 for 1 with my friend paying and me not. 'The Debt' -quite a good film we thought.

    B
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    cw18 wrote: »
    ** sheepishly pokes head round door after being AWOL for a month :embarasse **

    Hi Cheryl:hello:

    It's lovely to see you again x

    Like jinty, I thought you needed some time to yourself to sort your life out and I had seen you online so knew you were OK:) Really pleased you've come back again, I missed your posts and your company x

    Sorry your life is still topsy-turvy. Good news about the dog's tumour though, that's positive, and hope the date went well tonight.

    Hope to see you again soon.

    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • Hello everyone! :wave:

    I'm back on the wagon with NSD number 2 caught yesterday! :j

    Welcome back Cheryl ... hope you had fun last night! ;)

    BDINI - sorry to hear about the break in - at least the place was empty ... every cloud has a silver lining!

    Have a good day everyone! :)
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    many thanks to all for the welcome backs :)


    bit mixed over tonights date. he's a lovely chap in that his hearts in the right place, but I have a feeling he likes his booze a bit too much for me to be totally comfortable with him......

    he already knew I don't drink (explained the background to my making that choice tonight, and he clearly doesn't have an issue with it), he'd picked up from on-line chat that hubby had a drinking problem, and had mentioned he has a brother who's an alcoholic - but that didn't stop him drinking enough to start getting the glazed look hubby used to get :( I was a total bag of nerves today (and some of tonight), so am going to give him the benefit of the doubt that he was slightly nervous too - but if there's a repeat of that on a casual night out it'll be game over. will probably be meeting again sometime next week (I can't do tomorrow as I've got extra hours at work on Fri morning that mean an early alarm call, he can't do Friday due to a family party I declined an invitation to, and he's working this weekend), but no firm plans yet.
    Cheryl
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    edited 6 October 2011 at 12:28AM
    Hi lovely gang :A
    Well that’s the first week of October nearly over... it’ll soon be Christmas at this rate.. :eek::eek::eek:


    Welcome back to the oldies and regulars, great to see you all again:

    :wave:Cheryl - all signed up for 15 now. Good luck, you can do it!!

    :wave:BDINI - all signed up for 10 now. Good luck, you can do it!!
    You don’t have to apologise, it’s lovely to see you anytime x
    Eeek to the house, I really can’t believe what’s happened to you over the past month......


    And well done for all the NSDs rolling in today:

    :j:j:jchris81418 - off the starting blocks now, woohoo!!
    I’m sure you’ll catch up over the month judging by your previous track record

    :j:j:jjinty - off the starting blocks now, woohoo!!
    Hope today is slightly less busy for you at work. Sorry to hear about your skin being bad again, hope you can go back on the meds again they really seemed to help a lot xx

    :j:j:jprincess_shopoholic - off the starting blocks now, woohoo!!
    And no 2 in the bag for you as well... yay!!!

    :j:j:jCheryl - off the starting blocks now, woohoo!!
    Great to see you back x

    :j:j:jKeiss - no 3 for you, you’re on a roll!!
    The new car sounds brilliant, just what you need with two DS and all their stuff and great news about buying it with cash, well done!!

    :j:j:jhoney - off the starting blocks now, woohoo!!
    You’ve got something to aim for now with that tailor-made prize!!

    :j:j:jjaffacakegal - no 2 in the bag for you... yay!!!
    Grrr to the DDs, that’s a pain... Have you had a look at the old style board for keeping your shopping costs low - and kerri’s coupons seem to be working well for her, might be worth a look there as well?

    :j:j:jwannabehermit - off the starting blocks now, woohoo!!

    :j:j:jsf - no 4 nabbed, that’s fantastic!!!

    :j:j:jWelshWoofer - off the starting blocks now, woohoo!!
    Fingers crossed for no 2 tomorrow

    :j:j:jLondonGirl - no 3 for you, you’re on a roll!!
    Fingers crossed for Friday

    :j:j:jbeadgirl87 - no 4 nabbed, that’s fantastic!!!
    Oh dear, sorry to hear about your job, I hope things work out OK

    :j:j:jpinkpinkuk - off the starting blocks now, woohoo!!
    Well done for finding the chocolate brownie mix, yum indeed!! I’m with you on the comfort spending, that used to be me.. which is one of the reasons I’m a DFW......

    :j:j:jdonna dynamo - no 3 for you, you’re on a roll!!
    Fingers crossed for your 4 in a row tomorrow

    :j:j:jNargle - no 3 for you, you’re on a roll!!
    You’re doing well this week with DS away

    :j:j:jBetsie2010 - no 3 for you, you’re on a roll!!
    Well done for thinking ahead

    :j:j:jlynnette78 - and no 3 for you as well, you’re on a roll!!
    Fingers crossed for tomorrow

    :j:j:jbeanie - no 5 for safely bagged now, that’s brilliant!!! And yay to 5 in a row as well!!
    Well done on the weight loss, you’re doing brilliantly!!

    :j:j:jMrs Good Life - no 3 for you, you’re on a roll!!
    Well done for avoiding the lunch temptation today

    :j:j:jFrodo - no 3 for you, you’re on a roll!! Yay to 3 in a row as well, that’s fantastic!
    Fingers crossed for no 4 tomorrow

    :j:j:jgreenanne - off the starting blocks now, woohoo!!
    Go on.. go for your 5 in a row, you can do it!!

    :j:j:jSillyBlondie - no 4 nabbed, that’s fantastic!!!
    You are indeed on a mini roll!!

    :j:j:jButti - no 2 in the bag for you... yay!!!
    Pleased you enjoyed the film


    And hello to:

    Smoosh - oh dear, I take it OH was told off about the McD’s yesterday. Fingers crossed for tomorrow for you:)

    LMH - hope you managed your NSD today.:)

    ModestyB - doh! indeed to DH, most men don’t seem to think about planning ahead!:eek:

    QueenB. - yay to the bargain, that’s definitely a positive:T

    Red - well it takes time to get over a holiday, there are loads of potential NSDs yet so break yourself in gradually:)

    kerri - well if you’re v.v. poor, the kippers might come in handy for the odd supper or two:rotfl:
    How’s pud doing?


    And no 5 for me today as well. I will definitely have to spend some money tomorrow though, unfortunately, Tatco bright and early in the morning... groan...




    I'll update the front page tomorrow morning while recuperating from my expedition to the dreaded place.... See you all tomorrow x

    ‘night everyone

    spoon xx
    :) The time you enjoy wasting is not wasted time :)
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