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Have an outstanding October with the NSD challenge

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  • Hi Cheryl we've missed you!

    Well yesterday was NSD 2 but today a DD has come out. Usually countil tax and mobile phone come out same day around now but it appears only one has today so may mean two spendys in a row if the other is tomorrow :mad:

    Still need milk, may buy tonight. Need to buy food but I'm dreading doing a big shop and trying to keep it under £30 :(

    JCG x
  • Hooray! NSD no1 for me today. At last! I've been to the PO to post loads of stuff and spent a fortune but it was ebay stuff so doesn't count.

    Cheryl, good luck with the date tonight. :)
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • well done everyone with your no spends! today will be NSD 2 for me! ;)
    Money Wasting Expert :o
    *********************************************
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Number 4 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    I finally acheived no 1 yesterday!
    Small spend today though (£5) - hopefully tomorrow will be better.....
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    No NSD's yesterday and today as DH needed cement yesterday and builders sand today. I just can't get the idea into his head about buying it all at once. Doh!
    I spent £42 at Mr M's today, after DH had 'broken the day', but can't really count it as a spend because I used the stamps we've been saving all year. Even had some change.

    Good luck to everyone and hugs to all who need one.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    Not a NSD day as i had hoped, on the positive side i got a great bargain so not feeling too guilty.

    ifwisheswerehorses i hope you enjoy your week away:)

    bottleofred welcome back, hope you had a nice time:).

    Jintyb Sorry to hear about your sore skin. I hope the docs sort it out again for you. My sister really suffers with her skin and she struggled to even sit her exams when she was at school because her hands where so sore, cracked and bleeding:(.

    CW18 its never easy when life seems full of obsticles. I really admire the way you have faced and dealt with yours. Good luck on your date i hope it goes well:)
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    NSD No 3 for me today please!

    Thanks gang!

    Tomorrow won't be as I have a mini shopping list of essentials I have to buy so Friday will be one hopefully!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • beadgirl87
    beadgirl87 Posts: 194 Forumite
    Part of the Furniture Combo Breaker
    I'm on NSD 4 and ready to go with the challenge this month. Things are all a bit up in the air with my job and trying to save for car insurance so every NSD counts at the moment!
  • pinkpinkuk
    pinkpinkuk Posts: 165 Forumite
    Yay today has been my NSD No 1 of the month. I know its only 7pm, but I am in my PJs watching a film and eating brownies and there's no way I'm leaving this house to go out in the rain =)

    Today was reeeeeally hard. I know that I totally "comfort spend". Bored? Hungry? Lonely? Fancy a walk? Go to shop and buy things you don't need!! Whoops.

    I had ready-made polenta for lunch with pesto and breadcrumbs and with chopped tomatoes, which was disgusting. Then spaghetti hoops on toast (the end bits of the loaf - normally go in the bin) for tea. Then, desperately craving chocolate I raided the cupboards in the vain hope of finding some and instead found brownie mix I bought on offer months ago ad never used. So I'm sat in front of a film with warm brownies and milk. Mmmm!
    Aiming to be debt free AND a qualified lawyer by 30!
    * Overdraft: £1,700 * Credit Card:
    [STRIKE]£1,550[/STRIKE] £1,534 * Uni fees: [STRIKE]£945[/STRIKE] £300 * Wonga:[STRIKE]£290[/STRIKE] * ILEX: £635 *
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