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Have an outstanding October with the NSD challenge
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Hi lovely gang:A
I can see the NSD challenge is going to be a busy place again this month. Well I don’t mind, doing the updates keeps me away from the shops and, more importantly, online shopping, so carry on chatting:D...
A big welcome to all the newbies joining up today, it’s great to have you on board. If you’re not sure about anything please ask, we’re very friendly and there’s usually someone around to help. Feel free to join in with the chat and general nonsense on here, we’re fairly tame (well, most of the time, if you humour us). Good luck with your first NSD challenge - keep posting, that’s the secret to success here.
So a big welcome to:
:hello:beachie - signing you up for 29 now. Wow, that is some target, we’re right behind you though. Good luck, you can do it!!
:hello:Mrs Good Life - signing you up for 10 now. Good luck, you can do it!!
Yes of course you may join us, you’re very welcome. Well done for thinking ahead for this week, that’s the way to nab lots of NSDs - and I agree about washing up, it can’t be left!!!
:hello:Kaloloke - signing you up for 8 now. Good luck, you can do it!!
Wow.. by the looks of your signature you’ve had a lot of changes to your life recently - congratulations
:hello:LondonGirl252 - signing you up for 15 now, and your 5 in-a-row. Good luck with both of them, you can do it.
Yes of course you may join us, you’re very welcome.
:hello:milann - signing you up for 15 now. Good luck, you can do it!!
Welcome back to the oldies and regulars, great to see you all again:
:wave:LittleMissHappy - all signed up for 15 now, good luck, you can do it.
:wave:mysk_girl - all signed up for 15 now, good luck, you can do it.
Arrgggh... the “c” word is not allowed on here before the end of November.. we have two rules and that’s one of them
:wave:runnerbean17 - all signed up for 17 now, good luck, you can do it.
:wave:Butti - all signed up for 9 now, good luck, you can do it - on both counts. There is a job out there with your name on it, keep looking and you’ll find it eventually.
(((hugs))) xx
:wave:slowlyfading - all signed up for 15 now, good luck, you can do it.
:wave:elfen - all signed up for 10 now, good luck, you can do it.
:wave:beadgirl87 - all signed up for 10 now, good luck, you can do it.
:wave:SpendSpendSpend - all signed up for 15 now, good luck, you can do it.
It’s lovely to see you chatting again so no need to apologise. I hope you have a slightly less busy month work-wise x
:wave:karen is trying - all signed up for 15 now, good luck, you can do it.
I like the positive spirit, you’ll get there!!
:wave:greenanne - all signed up for 15 now, and your 5 in-a-row. Good luck with both of them, you can do it.
I’m really pleased you’re enjoying the challenge - it does become addictive though, you have been warned!!
:wave:ebayqueen - all signed up for 14 now, good luck, you can do it.
As I said earlier, no need to be ashamed or sneak in, welcome back
:wave:Learning2Budget - all signed up for 12 now, good luck, you can do it.
The time you enjoy wasting is not wasted time
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And well done for all the NSDs rolling in today:
:j:j:jIgamogam - off the starting blocks now, woohoo!!!
:j:j:jsf - off the starting blocks now, woohoo!!!
:j:j:jelfen - off the starting blocks now, woohoo!!!
:j:j:jbeanie - no 2 in the bag for you... yay!!!
Weather not brilliant here today either......
:j:j:jKeiss - no 2 in the bag for you as well... yay!!!
Good luck with the car hunting and good news about DS2 and his wrist, that definitely sounds positive
:j:j:jBetsie2010 - off the starting blocks indeed, woohoo!!!
:j:j:jrising from the ashes - off the starting blocks indeed, woohoo!!!
Oh dear, sorry about the weather.... but yay to the spending diary, hope it helps
:j:j:jiwanttogoonholiday - off the starting blocks now, woohoo!!!
:j:j:jLearning2Budget - off the starting blocks now, woohoo!!!
:j:j:jModestyB - off the starting blocks now, woohoo!!!
Well done for resisting your family trying to lead you astray
:j:j:jmilann - off the starting blocks now, woohoo!!!
:j:j:jkerri - no 2 in the bag for you as well... yay!!!
err.. your logic defeated me I’m afraid, I’m taking your word for it that you got an NSD today.. confused.com here....
:j:j:jTwelveStopsThenHome - off the starting blocks now, woohoo!!!
:j:j:jNargle - off the starting blocks now as well, woohoo!!!
Loving the scarlet numbers and your daring attitude!! Hope DS enjoys his school trip
:j:j:jLMH - off the starting blocks now as well, woohoo!!!
Hope the beer flu subsides soon and thank you, PM on the way!!
:j:j:jThe Dragon - no 2 in the bag for you as well... yay!!!
:j:j:jSmoosh - off the starting blocks now as well, woohoo for your first NSD!!!
Well done for the money saving today, a picnic is much more interesting!
:j:j:jifwishes - and you’re off the starting blocks as well now, woohoo!!
Love the penguin picture and the group hug one x
:j:j:jButti - off the starting blocks now as well, woohoo!!!
And hello to:
wannabehermit - fingers crossed for NSD no 1 on Monday. I think it probably was a good idea to reduce your target bearing in mind what you have on this month. Hope you enjoyed the birthday BBQ on Saturday:)
QueenB. - fingers crossed for NSD no 1 today, you can do it. Hope you had a lovely day enjoying the weather in your garden - sounds ideal to me!!
Most people declare NSDs around the same time each day unless they’re suffering cravings to spend on something (chocolate is a good example). In that case they will declare early (sometimes in the morning) to avoid having to come back later and confess a spend. Hope that helps x:)
mysk_girl - good to hear about the race today and well done for completing it and all the sponsorship, definitely worth losing an NSD for that:T
jinty - well done on the weight loss, that’s fantastic:j:j You definitely deserved the hanging basket as a reward for sticking to the diet on your hols.
Love the Pooh picture!:T
Frodo - fingers crossed for lots of NSDs this week after your organised shopping and spending over the weekend:)
And no 2 for me today as well, let’s see how long I can keep this going:D......
Off to update the front page now, see all you lovely people tomorrow
‘night everyone
spoon xx
The time you enjoy wasting is not wasted time
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HIGH SPOON CAN I SIGN UP FOR 10 NSD AND 5 IN A ROW PLEASE AND I HAVE 2NSD IN A ROW FOR SAT AND SUNDAY:j
Only managed to catch up yesterday its a downside of sharing my lappy with 2 teenagers i tried a new budget system in sept seems to work with a little more room for improvement which also helped with the nsd and being stuck at hme poorly for the last 7 days
Was really hot here yesterday even though we had some rain dont remember it ever being this warm in october hoping for a dry day today as still got lots washing to do didn't get a chance on sat as we moved a tall freezer out of hall i am swapping with my daughter she needs a bigger one and i'm getting her small one very:money:as she's in college 3 days a week so needs the extra space to do big freezer shop saving time and money and hopefully by xmas she will also be giving me her f/f as she's getting an under counter fridge :A we often swap things
right i'm off to check if titches uniform is dry i forgot to wash it til last night oops oh well dehumidifier on has kept room cool as well,.... and i'm back uniform nice and dry i put it all on an airer that hangs on door and then draped a q cover over the door and airer like a tent it worked might try it with the kids jeans if they cant go on the line
cant believe it's still dark oh well clocks go back on 30th hope to catch up later might sneak on while i have a little rest and kids out hehe
2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year0 -
Good morning.
I hope everyone had a good weekend. I can't believe it's Monday morning already.
Please can you sign me up for 15 NSDs and I grabbed no 1 yesterday. Thanks Spoon.
Thanks to BDINI and LittleMissHappy for the September updates.NSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190 -
Good morning everyone.
Can you please sign me up for 8 again this month please? I'm determined to meet my target this month!
Will keep on posting
Thanks0 -
Hi, please sign me up for 15[/ again this month.
I have achieved 2 alreadyLBM 20/7/2011
Starting debt £52k Approx Debt Free August 2016
HSBC Loan now £0 thanks to PPI miss sell
Debt Free now March 2016 (Thanks HSBC)
Debt now £45k0 -
No NSD for me today - needed milk (grrrrrr!) Beer flu has subsided (thank goodness)
A friend had her baby last night which was good news - a little girl.....not too much else happening. Hope you all have a great Monday - I will be spending it studying (are you surprised? Really?!) x
Be the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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Ooh congratulations to your friend LittleMissHappy.
Oh this month is not going too well on the nsd front. Looks like today & possibly tomorrow are going to be spend days. :eek: I was looking at the calendar thinking I may go for 3 in a row then had a call for a job interview :j. However I have no clothes whatsoever to wear :eek: so I'm going to have to have a run up to Tesco or Asda when DH gets home toinight (I did notice they both had some nice work dresses so should be ok). And on top of that I have no idea what I'm going to do with DD. Oh dear, I don't think it'll look too good turning up with a baby in tow!Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy0 -
NSD no 2 for me please....should get 3 in a row at least!** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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I'm doing well, I've managed to read all of the posts since I last wrote.
It's good to see so many people doing well with their NSDs already, I'm getting jealous as I still haven't had a NSD yet.
Today's definitely not a NSD as it's the main day for all my DDs/SOs leaving the bank, always a depressing day to look at my account!When I looked this morning & worked out how much money I've got left until payday it was really, really depressing. I'm hoping that if I pray enough I'll win the lottery or money will start falling from the sky. Knowing my luck any money that falls from the sky will be coins that will damage my house & car & end up costing me more to fix!
Aug NSDs: 18/[STRIKE]6 [/STRIKE] [STRIKE]15[/STRIKE] 18
Sep NSDs: 16/15
Oct NSDs: 16/15
Nov NSDS: /18
I'm a newbie so if I do something wrong or don't do something please let me know so I can learn.0
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