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cant access safe mode due to a virus/malaware

Help!!

My netbook shut down on me, then when it rebooted I get some stupid message telling me to pay €100 for a code to enter my pc, checked online and seems to be malaware

How can i access safe mode so i can run my antimalaware, virus checked etc?? hitting F8 is having no effect, i can only acccess the bios on F2

Any help is good, I also have a laptop so if i need to download and boot from disc I can, as i do have an external drive.

Netbook is a Samsung NC10 running XP

ta
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