RBS - Strange Account

Twister84

chambta wrote: »

I should have left out the word 'all'.

I let you off this time :rotfl:

stclair

Twister84 wrote: »

I let you off this time :rotfl:

Twister you causing trouble ill set the lezza on ya :rotfl:

Twister84

stclair wrote: »

Twister you causing trouble ill set the lezza on ya :rotfl:

I told you before - stop talking about her like that lol. Tight get!

mazza111

KorkyKat wrote: »

What's a private customer Twister? And should private customers not be given something in writing?

What would happen if you made a withdrawal and it wasn't transferred over? Would they impose an overdraft surcharge even if it is their fault? Who determines how much should be in the so called 'savings account'? What is the floor-ceiling level?

No rules - no play.

You do get it in writing btw. I was maybe a bit daft in agreeing to it before I had the paperwork, but it comes through with all the account details. It was my branch that called me though, and only agreed to it after I had taken the chaps name and called him back in the branch. Even though I live 500 miles from the branch, I still have that branch # in my phone :rotfl:

Why wouldn't it be transferred over? It's an automatic thing. You set a level on which you want your current account to sit at. For example £200, you will always have that £200 in your current account. Transfers back and forth, so can look a bit messy on your statement. If it doesn't transfer, the bank are breaking their T&Cs therefore their responsibility. And both accounts get linked to your direct banking. So very easy to keep an eye on things.

If you have doubts, why not ask to see the T&Cs, think I've shredded all mine now or I'd look them up for u, sorry.

Anyhoo, end of the day, this kind of thing worked for me

silvercar

KorkyKat wrote: »

Cheers Twister. Nat West

"NatWest Private is available to all customers with a sole income of over £100,000 (or joint income of £150,000) paid into your NatWest account or savings of over £50,000 held with us."

£100,000!! Cripes, I'd be able to switch on the central heating an hour earlier if I had that much money!

:j

I certainly don't qualify, so different branches must have different criteria. I think at the time I used to have 1-2,000 in my current account.

I wonder how Santander will manage sweeper accounts.

chambta

silvercar wrote: »

I certainly don't qualify, so different branches must have different criteria. I think at the time I used to have 1-2,000 in my current account.

I wonder how Santander will manage sweeper accounts.

The branches have the same criteria. It sounds that some are ignoring the guidelines about setting these arrangements up for their own purposes though.

Hank_Marvin

Been reading this post and just curious to know something. If i have a cash isa with NW can i still have the First Reserve savings account.
My ISA is due to finish this month so still want to save.

silvercar

Hank_Marvin wrote: »

Been reading this post and just curious to know something. If i have a cash isa with NW can i still have the First Reserve savings account.
My ISA is due to finish this month so still want to save.

You can have both, though it may be beneficial to open another ISA to maintain the tax free status of the ISA.

alanq

Check in branch whether the Cash ISA will prevent you getting the 1-year 2% bonus on First Reserve that was mentioned in earlier posts.

Hank_Marvin

alanq would it be best to go into branch before isa finishes this month or wait. My standing order go's out on the 16th and thats the last one.