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No Car tax - quick question

2

Comments

  • mikey72
    mikey72 Posts: 14,680 Forumite
    edited 13 January 2012 at 1:22PM
    EdGasket wrote: »
    No you can't; the post office won't accept self-printed insurance certificates. I have been in there and this chap who got online insurance was told as much in front of me. maybe if you have a high quality printer they won't know the difference though.
    If you drive it home without tax and don't get stopped by the police, are there any other ways they can tell it was driven on the road without tax e.g. fixed cameras on motorways?

    They should do, but not all will.
    I recently bought a car without tax, printed off my insurance certificate myself, phoned the sellers local post office to check they would accept it, (they said yes), then got the slip, bought the tax, and drove it home legally.
    Print the policy, and the schedule, I've seen them refuse as they thought they needed to have both though.
  • scheming_gypsy
    scheming_gypsy Posts: 18,410 Forumite
    and a lot of online insurance companies don't send paper copies. Swiftcover have a letter to print off as well incase they don't accept the certificate.
  • Loganfire
    Loganfire Posts: 133 Forumite
    NO NO NO NO only time you can drive a car without road tax or MOT is to a MOT garage and then it has to be booked in advance.
  • pitkin2020
    pitkin2020 Posts: 4,029 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    EdGasket wrote: »
    No you can't; the post office won't accept self-printed insurance certificates. I have been in there and this chap who got online insurance was told as much in front of me. maybe if you have a high quality printer they won't know the difference though.
    If you drive it home without tax and don't get stopped by the police, are there any other ways they can tell it was driven on the road without tax e.g. fixed cameras on motorways?

    A lot of insurers now only provide online documents, swift cover to name one. The post office will accept them.
    Everyones opinion is the most important.....no wonder nothing is ever agreed on.
  • pitkin2020
    pitkin2020 Posts: 4,029 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mikey72 wrote: »
    They should do, but not all will.
    I recently bought a car without tax, printed off my insurance certificate myself, phoned the sellers local post office to check they would accept it, (they said yes), then got the slip, bought the tax, and drove it home legally.
    Print the policy, and the schedule, I've seen them refuse as they thought they needed to have both though.

    Some may refuse it if it is a very poor quality print because it could look like it has been doctored, same if they have any doubt with a poor printed certificate sent from the insurer that could look like its been edited on a home PC and reprinted.

    You only to provide the certificate of insurance along with MOT and obviously V5/new keepers slip to tax a car. The schedule doesn't prove insurance and isn't needed to prove the certificate of insurance.
    Everyones opinion is the most important.....no wonder nothing is ever agreed on.
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    EdGasket wrote: »
    No you can't; the post office won't accept self-printed insurance certificates. I have been in there and this chap who got online insurance was told as much in front of me. maybe if you have a high quality printer they won't know the difference though.
    If you drive it home without tax and don't get stopped by the police, are there any other ways they can tell it was driven on the road without tax e.g. fixed cameras on motorways?

    Yes you can, as pointed out a few times above some isnurance companies require that you print your own policy rather than them sending you a paper one.;)
    Be Alert..........Britain needs lerts.
  • "No you can't; the post office won't accept self-printed insurance certificates."

    Yes you can and yes they will. Refer to link in post 11. If the counter clerk says no then complain higher!
    Temporary "drive away" insurance certificates are usually e-mailed to the dealer and would seem to be acceptable too.
  • burtons
    burtons Posts: 724 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    "No you can't; the post office won't accept self-printed insurance certificates."

    Yes you can and yes they will. Refer to link in post 11. If the counter clerk says no then complain higher!
    Temporary "drive away" insurance certificates are usually e-mailed to the dealer and would seem to be acceptable too.
    I just renewed my insurance online with the rac and i had 2 options, the first was to print out my insurance certificate if i needed to tax my car and the second was to have them posted to me.
  • Wig
    Wig Posts: 14,139 Forumite
    edited 14 January 2012 at 10:52AM
    I would imagine the post office has safe guards in place to allow them to phone the insurer for confirmation if there is any doubt about the authenticity of the printed certificate...

    Loganfire wrote: »
    NO NO NO NO only time you can drive a car without road tax or MOT is to a MOT garage and then it has to be booked in advance.

    To/from an MOT test
    Also to/from a place of repair. To repair faults that caused a vehicle to fail an MOT. Also by pre-arrangement, but it is unclear and no definitions available and no case law to say if this includes taking it to your brother's house for repair because he might have the right equipment/space to repair it. My guess is that it does include such.
  • pitkin2020
    pitkin2020 Posts: 4,029 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wig wrote: »
    I would imagine the post office has safe guards in place to allow them to phone the insurer for confirmation if there is any doubt about the authenticity of the printed certificate...

    They should have but whether they will do it is another matter. The last time I got refused for a printed cert about 6 years ago just went the next day with the same docs and another post office worker accepted it.

    In reality the post office should have moved on by now and they should be using the same system that is used for buying car tax online. If you have the car tax reminder thats sent through the post that should be all you need.
    Everyones opinion is the most important.....no wonder nothing is ever agreed on.
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