Saturday/Sunday 24th/25th Sept What Small DFW Things Will You Do?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Morning guys :wave: where is everyone? Felt sure that the thread would be started already. what's going on????

Hurrah its the weekend, but no rest for us as we now in ernest pack our lives & begin the cleaning process :undecided

So not so much for me other than the above - but as well as that I will:

• food from stores - majorly need to eat the food in the freezers
• make banana bread for the boys lunches for the week
• [STRIKE]check banking[/STRIKE]
• [STRIKE]pay some bills[/STRIKE]
• take things to the tip/drop things off at the cs - 1 or 2 more loads
• garage cleared - a box of stuff to go through & need to get some bits collected or drop off to the cs/tip next weekend
  
• do some exercise if I have time
• have listed some stuff on freecycle
• will list 4 or 5 bits on ebay
• email a guy from freecycle about measurements of chest of draws

tonight we are going to my friends Charity Anniversary celebration. She is a trustee for a Charity in India which funds girls going to school (actually I'm not sure it is India !) and there is a curry night to celebrate £7 each & its bring your own so will be fairly cheap :T
Happy weekend to you all x

WelshWoofer

Morning! Have been waiting for someone to start the thread - every time I do there ends up being two (athough haven't done it for yonks!) So thanks Determined!


Have quite a bit to do today - nothing very exciting ...

• Hoover and dust whole house done
• Clean bathrooms done
• Do grocery shopping done
• Walk dogs lots (paw permitting!) done
• Do at least one load of washing done
• Text friends done
• Mow front lawn if rain holds off
• Check bank done
• Do surveys done
• Stay in tonight and watch a movie from the planner doing next!
• Try to spend as little as possible done

School work for the weekend...

• Write 4x GCSE physics lessons done
• Do triple science revision schedule done
• Write 3 x yr9 chemistry lessons
• Mark one set of books
• Look at 6th form lessons for next week
• Think about performance management stuff
• Make revision guide for physics
• Do a schedule for afterschool stuff done
• Start new yr 10 lessons for the future

If I can get most of the school stuff done I'll be very pleased - not sure how realistic that it is though!

Watching rugby for a while this morning then I'd better get cracking.

little_pink_purse

morning

well the sun is out here fingers crossed the washing can go out

today
check banking
shopping
do menu for next week
sort the budget for payday
pick mum and dad up
drop dsis and dn off at the train staion
ironing
do mext unit of svq fingers crossed

have a gr8 saturday xx

La_escocesa

Hi guys :wave:

I'm here

Was planning on going shopping and out for dinner with OH tonight but we're not going now - it's our anniversary in a few weeks and we're thinking about going away for that instead, putting today's money towards that - quality, not quantity of meals out in posh restaurants and all that

Other things:

• Clean lots!
• Do a little shop
• Buy new cheap blinds - old ones got wet and have a water mark along them - fine for me but thought I best get new ones for the lodger when he eventually moves in
• Bit of knitting - how many rows can be left until my beret is finished?! First time I've knitted in 4ply...
• Bit of reading
• Bit of tv watching and sofa lounging :cool:
• Move £100 to friends' weddings a/c :eek: 1 best friend getting married in November and another in December with a hen night in December too. Eek, feeling the pinch!

Nowt exciting today really. Tomorrow I think OH and I will go walking - fingers crossed the weather stays nice.

DNMS - good luck with all the packing! Have fun!!

xx

ziggy2407

Good Morning all

DNMS - Thanks for starting us off and hope the packing goes smoothly and you achieve all you want to today
Perni - Have a great holiday
WW - dont forget to plan yourself some relaxtion into that long list too
Pixie - Miss you

Hope everyone else has a great weekend, hugs and best wishes to all that need them

LO has has spent the night coughing and barking but has woke up fresh as a button - not sure how that works, lol. We're off to the East Coast this weekend once OH is home from work so am hoping we'll get a bit of walking in.

Today's little list, (not sure I'll get much done but am going to try for as much as possible before Oh home)

Check Banks - still going to be very tight
Check Swapits (for LO) and post those swapped - done
Comps - done lots of last few days so by law of averages I must be due a win - am thinking of pressies
Update food tracker - in progress
General tidy up -done
Read ("Boy in Striped Pyjamas" - Finished, need to find another to take with me )

Hope you all have a great weekend, love to you all

C x

La_escocesa

ziggy2407 wrote: »

Good Morning all

Pixie - Miss you

Yeah, where is the chick we call Pixie???

Have fun at the coast. That's my biggest gripe about Sheff - too far away from the beach! I'm hoping we'll get out to the peaks tomorrow though.

starnac

good morning all. didn't have a very good night's sleep last night as DD came into our bed and we couldn't get her out. everytime DH picked her up she woke crying. she did have trouble opening her door to come into us so not sure if it was that. must get DH to look at it tonight as she's never had a problem with it before.

DNMS good luck with the packing
Ziggy enjoy your holiday
La E good idea about waiting for your anniversary before going out

my list for today

ironing
[STRIKE]HC[/STRIKE] 2 loads done
[STRIKE]line dry[/STRIKE] (hopefully)
tidy front room in progress
[STRIKE]check banking[/STRIKE]
check surveys
do October budget
[STRIKE]make chocolate for DD[/STRIKE] cheaper than buying
[STRIKE]bread in BM[/STRIKE] didn't do this yesterday
[STRIKE]email timesheet to work[/STRIKE]

that'll do for now. DD is insisting she wants to go somewhere today. not sure where we'll go though as DH has the car so we can't go far.

Happy weekend everyone

Beencounting

Good morning everyone

It's a lovely dry day here today, so lots of HC will be the order of the day!

My MSE list for today:

• Check bank, sooo important as I'm forecast to be within pennies of my OD limit by payday - done
• Breakfast and lunch from stores, but not sure about dinner at the mo as we're moving DD to her Uni later today and it will depend on what time we get home - done...had a takeaway for dinner , but we didn't get home until 11pm, so I think it was justified-ish
• Lots of HC and line-drying - 2 loads done
• 'Encourage' DD and DS to add to list of meals so we can devise a weekly mealplan which everyone will be happy with - still waiting
• Collect Av0n brochures and keep an eye open for stray coins needing re-homing while I'm walking - done, but no coins found

Can't think of anything else at the moment, but I'm sure that lot will keep me out of trouble for a little while .

Have a great day y'all!

Been

~Yorkshire_Belle~

Morning everyone

Lovely here too, so HC underway and DSs and OH all despatched to football fields near and far. Usually watch but have come home this morning to sort out final bits for a trip next Saturday (work trip, but to Eastern Europe on my own so a bit nervous!)

• checked bank - too much month for the money, will have to be extra frugal
• need to clean house till sparkling but only seems to last 60 seconds before it's all gone to pieces again
• make list for trip next week - including phrase book!
• do meal plan for week ahead - OH likely to return with random purchases as football field has Aldi next to it. Will not be a full shop and usually has some bizarre items that remain uneaten for a while (artichoke hearts anyone?)
• meet friend for coffee, but that's frugal compared to the enormous afternoon tea we had last time we met :rotfl:
• go to work friend's wedding do tonight and give card and pressie from all colleagues and a little something from me

Sparkle , sparkle, sparkle !!!

ziggy2407

starnac wrote: »

Ziggy enjoy your holiday

Thank you so much, tis only overnight but am hoping the bracing fresh air will blow away a few cobwebs and a little of the depression that I can feel building.

hope that you and DD both manage to relax and re-charge a little today after your disturbed night - how old is your DD?

~Yorkshire_Belle~ wrote: »

checked bank - too much month for the money, will have to be extra frugal

• need to clean house till sparkling but only seems to last 60 seconds before it's all gone to pieces again

Sparkle , sparkle, sparkle !!!

Snap, to all the above, lol.

How long are you on your work trip? Can you not pack something to papmer yourself in the evening or will you be socialising?

Have a great weekend, love

C x

Pernicious

Morning all - just!

I didn't drink that much last night, & yet I feel hungover...must be getting old So forgive me for not being particularly social, I will read your posts again properly later & be better (I hope!).

Today I have/will:-

• [STRIKE]Use freebie deodorant[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• Enter competitions
• Check online banking
• Check out this week's flylady thread & do something
• [STRIKE]Washing on eco setting[/STRIKE]
• [STRIKE]Hang up to dry[/STRIKE]
• [STRIKE]Get hair cut & coloured from usual place[/STRIKE] - sounds pricey but they generally give me a discount as I've been going there so long, & since I'm getting married next year I need their professional help to get my hair back to 1 colour!
• [STRIKE]Pick up boots from post office on my way to hairdressers, less fuel used[/STRIKE]
• [STRIKE]Arrange time to pop over my sister's place with bun tomorrow - free petcare yay[/STRIKE]
• Pack!!! Ensure it fits in 1 suitcase - Halfway there

Must go & get washed & dressed now...lol.

Have a great, MSE day everyone x