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PayPlan

24567…14

Comments

  • giddykipper
    giddykipper Posts: 336 Forumite
    Part of the Furniture Combo Breaker
    Well apparently you should switch your bank account to one where you don't have any credit ..... but some banks are linked (like Natwest and RBS) so you have to make sure its not linked with your current bank.

    I was with RBS (have a loan and CC with them) but am moving to A&L - anyone know if they're linked?
    Official DFW Nerd Club Member No: 286
    Official DFW Long Hauler No: 177
    Proud To Be Dealing With My Debts!
  • james32_uk
    james32_uk Posts: 1,223 Forumite
    The conversation will be easy. They do the same interview dozens of times a week so as you can guess theyve heard everything before and it'll just be like every other conversation they've had.

    Be calm and honest!
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    OP have you had it yet... how did you get on ?
  • giddykipper
    giddykipper Posts: 336 Forumite
    Part of the Furniture Combo Breaker
    Hiya - Thanks for asking!

    A bit dissappointing really - I got myself all worked up, got all my info ready (and a little drinkie) and when they rang they went through the same things as when I first spoke to them!!

    I explained that I thought I'd be having my 'in depth' call last night and they apologised profusely for the mix up, blamed it on the phone system being changed yesterday??!!! ..... and have arranged for someone to ring me on Thursday night for my financial assessment!

    She said she didn't see there being a problem - but I don't want to get my hopes up too high at this point - will now have to wait until Thursday!

    Jo x
    Official DFW Nerd Club Member No: 286
    Official DFW Long Hauler No: 177
    Proud To Be Dealing With My Debts!
  • Nicky_3
    Nicky_3 Posts: 92 Forumite
    Alliance and Leicester are linked to MBNA,Cahoot, First National and Abbey National.

    Hope that helps.
    Debt is not the be all and end all. There is always a solution!
  • Eupho
    Eupho Posts: 1,259 Forumite
    Helloo :: smiles nervously::

    Ive been reading some of the posts about claiming back bank charges. Im about to hand all my debt details to Payplan.. once this happens.. is it still possible to try to claim back any charges from my 2 bank accounts?

    Ive not in big trouble with them.. but there have been a few times when ive thought the charges have been very unfair.. :confused:
    Very proud of trying to deal with my debts. LBM 04/09
    :T
    [STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
    to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
    DMP mutual support member 309. NSD 12/12
  • Nicky_3
    Nicky_3 Posts: 92 Forumite
    Hi

    There is a whole forum on this site regarding claiming back bank charges

    http://forums.moneysavingexpert.com/forumdisplay.html?f=102

    I don't see why you can't give it a shot re: claiming back your bank charges.
    Debt is not the be all and end all. There is always a solution!
  • Eupho
    Eupho Posts: 1,259 Forumite
    Nicky wrote:
    Hi

    There is a whole forum on this site regarding claiming back bank charges

    http://forums.moneysavingexpert.com/forumdisplay.html?f=102

    I don't see why you can't give it a shot re: claiming back your bank charges.

    Thankyou.. I need to stopping freaking out.. and get reading dont I.. :rolleyes:
    Very proud of trying to deal with my debts. LBM 04/09
    :T
    [STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
    to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
    DMP mutual support member 309. NSD 12/12
  • Nicky_3
    Nicky_3 Posts: 92 Forumite
    lol - your fine ;)
    Debt is not the be all and end all. There is always a solution!
  • giddykipper
    giddykipper Posts: 336 Forumite
    Part of the Furniture Combo Breaker
    Nicky wrote:
    Alliance and Leicester are linked to MBNA,Cahoot, First National and Abbey National.

    Hope that helps.


    Excellent news - thanks Nicky that does help.

    Jo x
    Official DFW Nerd Club Member No: 286
    Official DFW Long Hauler No: 177
    Proud To Be Dealing With My Debts!
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