HBOS/LLoyds system integration 2 weeks on - positive? negative?

sscott5581

opinions4u wrote: »

For clarity then, are you saying it will make no reference to your overdraft limit but if you were £345.23 overdrawn it would report the figure of £345.23?

Yes depending if u are in overdraft on day lloyds report to cra

Dr_Cuckoo3

backinbusiness wrote: »

That's weird - perhaps it depends which CRA you look at.

Which one is the example above ?

BiB

That is in Experian's format (right click one of the green 0's to confirm this)

Some Banks report the amount overdrawn and others report the overdraft limit and amount overdrawn

Nat West have started reporting both the overdraft limit and amount overdrawn when it was previously only reporting the amount overdrawn

Halifax report both the overdraft limit and amount overdrawn

sscott5581

backinbusiness wrote: »

That's weird - perhaps it depends which CRA you look at.

Which one is the example above Scott ?

BiB

Experian

However equifax and callcredit dont report limit on my reports either

backinbusiness

Apologies

I was getting my HBOS and Lloyds muddled!!