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Story of one man's LONG road to financial recovery

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Comments

  • ampersand
    ampersand Posts: 9,690 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Know that equation, t.j. - I left NZ in 1972, have returned following the death of both parents, then 4 years ago[the first time in 20 years to not only the day, but even the flight time!]
    Leaving in the early 70's was by ship and took a whole lot more saving for - around £3k as I recall..
    The 'Travel Overseas' exodus was not abnormal then, but only a few of us came away for keeps. France and I fell in love -absolute coup de foudre - from the first Lunchtime Club session offered given by a then exotic rarity, a newly-arrived Pommy teacher with a blue rinse perm...how grateful I am to her now.
    She lit the blue touchpaper.

    But I also have a wanderlust for the Oz of Tim's Minton and Minchin.
    Hope you've read the one and seen the other...................
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET
  • ani*fan
    ani*fan Posts: 1,554 Forumite
    1,000 Posts Combo Breaker
    Didn't want to read and run...congratulations on your recent debtfree-ness. I'm a little jealous but also inspired by your story.

    Best of luck with your savings and a whole new life without being saddled by debt. I'm dreaming of the same for me one day.

    AFx
    If you know you have enough, you're rich. ;)
  • turbo.jet
    turbo.jet Posts: 549 Forumite
    Thanks so much. Just stay focused on your end goal of being debt free. I lost focus a lot and was in debt a lot longer than I needed to be. I hope you can feel this relief soon too. Good luck!
    December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
    LBM - March 2008
    Finally Debt Free - October 6th, 2011 :beer:
    Now a committed saver!!!!
    Sealed Pot Challenge member since October 4th, 2011. Member     number 1415
  • mary81
    mary81 Posts: 61 Forumite
    congratulations on being debt free!! Thats such good news. Guess you can start saving now instead of using money to pay debts!
    Bacrlaycard
    sept 2011 [STRIKE]£4630[/STRIKE] Oct 2011 £4030
  • turbo.jet
    turbo.jet Posts: 549 Forumite
    That's the plan! :)
    December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
    LBM - March 2008
    Finally Debt Free - October 6th, 2011 :beer:
    Now a committed saver!!!!
    Sealed Pot Challenge member since October 4th, 2011. Member     number 1415
  • Skintfoodie
    Skintfoodie Posts: 97 Forumite
    Just read through your diary, it must feel amazing to be debt free.

    I'm also wanting to save for a house deposit, I won't be able to start until the new year so I'm going to try and get myself as focused as possible for spending little and saving a lot!
    June 2007 Debt: £16,000
    Oct 2011 Debt: £9818
    July 2012 Debt: £8099 (HSBC Loan, £300 O/D)

    Baby Savings: £500/£1000
    New Kitchen Savings: £1500/£3500
  • turbo.jet
    turbo.jet Posts: 549 Forumite
    It does feel amazing. Very excited that my next goal involves my own home!! Good luck with your savings too.
    December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
    LBM - March 2008
    Finally Debt Free - October 6th, 2011 :beer:
    Now a committed saver!!!!
    Sealed Pot Challenge member since October 4th, 2011. Member     number 1415
  • Aiming_High
    Aiming_High Posts: 500 Forumite
    Now my aim is to get debt free and get the family to Aus for a holiday. At the moment we'd need about 10,000 to get flights out there, passports and spends for the holiday of a lifetime....and that's with a place to stay as my family live there. :eek:
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
  • turbo.jet
    turbo.jet Posts: 549 Forumite
    Yeah it isn't cheap. It's what most of my credit card debt was made of, a couple of trips to Aus, and that's staying with my Parents. I wonder if going next year AND a house deposit is kidding myself!
    December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
    LBM - March 2008
    Finally Debt Free - October 6th, 2011 :beer:
    Now a committed saver!!!!
    Sealed Pot Challenge member since October 4th, 2011. Member     number 1415
  • Aiming_High
    Aiming_High Posts: 500 Forumite
    It's daft isn't it really on average a grand for the flights alone. :eek: and that's only for one
    You have to start to finish.

    LBM - September 2011 ~ DEBT FREE July 2012
    Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
    VSP Challenge #69: £18.12
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