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Buyer cancelled cheque after I had posted item

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Comments

  • what would the police do?
  • soolin
    soolin Posts: 74,172 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    what would the police do?

    Nothing, I think they are far too busy to worry about a £90 bounced cheque.
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  • soolin wrote: »
    Nothing, I think they are far too busy to worry about a £90 bounced cheque.


    Thats what I thought and I bet the buyer knows I really cant do anything either, apart from try cashing the cheque again.
  • soolin
    soolin Posts: 74,172 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thats what I thought and I bet the buyer knows I really cant do anything either, apart from try cashing the cheque again.

    Which is why I am suggesting the legal route
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  • texranger
    texranger Posts: 1,845 Forumite
    i would send the buyer a letter before action giving them 7 days to pay. insist of postal orders or a bankers draft. this way they would have either pay the Post Office for the postal orders or have the money in their bank to be able to issue a bankers draft.

    if they dont pay then go through the small claims
  • I seem to be a little outdated with checks, looks like I have learnt something today.

    Anyways the reason why I say chase Royal Mail is because if they have a issue with the postman then it would avoid the litigation.

    I dont know if the Police would act in your matter, there appears to be some kind of fraud.
    What is the chance the person has intentionally sent the bad check.
  • MamaMoo_2
    MamaMoo_2 Posts: 2,644 Forumite
    Just out of curiosity, which bank is the cheque from?
    If it's Lloyds TSB, and you also have a LTSB account (or open one) it usually clears instantly, so you'd know instantly
  • notts_phil
    notts_phil Posts: 1,087 Forumite
    mrschuck wrote: »
    say you will ring the police xx

    Sorry police won't do anything. It's a civil matter
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  • Thanks everyone for your help.
    Does anyone know of a good web site on how to persue with small claim courts? I know a bit about them but any info would be good.
    Thanks.
  • And then inform the buyer sue royal mail for not delivering the goods, and falsifying the records.

    You won't be able to take civil action against RM as the Postal service act states that they are exempt from this.
    90. Exclusion of liability

    (1)No proceedings in tort shall lie or, in Scotland, be competent against a universal service provider in respect of loss or damage suffered by any person in connection with the provision of a universal postal service because of—
    (a)anything done or omitted to be done in relation to any postal packet in the course of transmission by post, or
    (b)any omission to carry out arrangements for the collection of anything to be conveyed by post.

    (2)No officer, servant, employee, agent or sub-contractor of a universal service provider shall be subject, except at the suit or instance of the provider, to any civil liability for—
    (a)any loss or damage in the case of which liability of the provider is excluded by subsection (1), or
    (b)any loss of, or damage to, an inland packet to which section 91 applies.
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