its hidden under the mattress....

grannyx2

happy_but_skint wrote: »

Thank you she is cute, absolute delight to have (just like her mum :rotfl: )

I think my husband is becoming more trustworthy with money as I told him yesterday that I lost 3lbs and he said we will look through all the trouser pockets and should find it and told me I should put all change in a money box!, the twit was serious aswell :rotfl:

I have lost approx 1 1/2 stone its coming off fairly quickly and I'm not starving myself

I would talk about money seeing as thats what the diary is about but I haven't got any to talk about :rotfl::rotfl:

I am thinking of buying up some shampoo and selling it on but I'm not sure we could afford the initial outlay O well who needs money anyway, it never made me happy in the past. All I would like is to buy a house that will comfortably fit us all in close to DS's school. The problem we will have when we can afford it is how much we love our rented house, its big, nicely decorated (good looking landlord ) I don't think anything will ever match up to it we have talked about buying the rental but their are 2 houses for sale opposite us both are slightly smaller but asking £319,000 and £334,000 :eek::eek::eek::eek:

:rotfl: at OH

Wow, well done on the further reduction in you

as to this:

"good looking landlord"

why move I say - :rotfl:

x

happy_but_skint

He is a stunner my DH laughs every time he comes to the door because I just drool and can't speak. :rotfl:

I have just got one over on a debt collection agency who have been hassling me :j:j:j

I have electric debt of £118 and it was sent to a collection agency, on saturday they called and threatened to come in and fit a pre payment meter in a really nasty tone, I got really annoyed with the lady and didn't say anything I just said I would call back. Now what they didn't realise my previous job that I hated and left in Jan was working for the government doing court orders etc for people who owe money so I knew the Legal process :D and know very well how to cause enough confusion in court to get things thrown out or dates moved etc. I have just had another call from them and I said I would set up a D/D for £206 p/m with we can't afford but will clear the debt and the new bill in 18 months and if I can sell things in the meantime I would pay extra! They said no :j they wanted £240 p/m. Why am I jumping for joy they refused payment towards my arrears now if I went to court the magistrate would be fully behind me. I asked the man to confirm he is saying no to payment of the arrears and he confirmed I explained what that meant court wise and he is sending the debt back to Npower :rotfl:, so if I just pay my £206 every month over the internet they will allocate to the oldest debt meaning I will only be in debt half a month IDIOTS, he said ummm you do know the system don't you YEP (the thing is they can still take it to court and get a liability order as long as they have the correct dates and totals amount owing, which takes ages to work out)

I now need to find a way of paying this next bill which is due £700 :eek::eek::eek:

happy_but_skint

DH is working and I am stuck at home as trying to conserve petrol Booooo!

We are currently stocking up on breakfast cereal and its fair to say all 3 kids like nutri-grain! I have special K bars which are yummy :-) I think I am going to need shelves in my garage.

I was going to clear out the garage today but realised I have the girls prezzie from santa in there, its too big for the loft or to hide in the house. I have got them an art tower but its much bigger than we were expecting but they will get hours of fun from it.

never_too_old

happy_but_skint wrote: »

DH is working and I am stuck at home as trying to conserve petrol Booooo!

We are currently stocking up on breakfast cereal and its fair to say all 3 kids like nutri-grain! I have special K bars which are yummy :-) I think I am going to need shelves in my garage.

I was going to clear out the garage today but realised I have the girls prezzie from santa in there, its too big for the loft or to hide in the house. I have got them an art tower but its much bigger than we were expecting but they will get hours of fun from it.

im stocking up on everything:cool:

happy_but_skint

never_too_old wrote: »

im stocking up on everything:cool:

I'm only stocking up about 6 months worth of each, once I reach that I will aim for an extra month of each, it just depends how long it goes on for. Hopefully a long time I would like to see air freshners, nappies, fresh meat on the next lot lol

dawnybabes

How do I find these deals - I feel the need to buy lots of bargains !!!

happy_but_skint

dawnybabes wrote: »

How do I find these deals - I feel the need to buy lots of bargains !!!

I have PM'd you x

We have been doing well with the stocking up, the cupboard in the spare room is bursting full of goodies. and the kitchen cupboards are full :j DS asked if we could get some more cherry coke as I have put a ban on the Coke stored as thats for Christmas and New Year :xmassmile:santa2:

I have done a budget :j for the next month and all I can say is thank {insert swear word} that its the month we get 2 WFTC payments A little while ago we had 3 bank accounts but as I stared defaulting I changed banks and now we only have 2. I like to have 3 one for the bills one for spending and one to put extra in incase of an emergency. I was speaking with DH last night and he is going to investigate if he can open a student account and transfer his £1200 O/D to interest free.

happy_but_skint

Still shopping lots and spending little

DD2 didn't settle well tonight, she cried a little when she was put to bed which is unlike her

DD1 has pre-school tomorrow so I am going to clear the garage of rubbish and sort my utility room out, DH is home on Thursday so we can take the rubbish to the tip (I'm sick of falling over it to get to the freezer!).

I have a broken IPOD touch which I'm going to stick on EBAY while DH'S back is turned

I will also go through the girls stuff to see if their is anything worth selling, I am always asking DS if he has anything but he is one of lifes hoarders.

I would like to make my own jam so I'm going look at recipes and take the kids foraging and have a go :cool:

happy_but_skint

Well I have let things slide money wise but I am going to get my butt in gear and set daily targets, starting tomorrow lol. Friday's are a bit of a wipe out time wise as DD1 finishes Pre-School at 12 and I like to play with DD2 until 10 when she goes to bed then I grab a cuppa and the mornings gone. When DD1 comes home its dinners then time to set off and collect DS. Tonight DS is going to his friends after school and I'm taking the girls to a party at the village school, its been arranged as a little social thing no real reason but I may get to meet some people.

Tomorrow I will come on and post my daily list my first target is the gas and electric bill £700. I will keep a tally on my signature.

happy_but_skint

Arghhhhhh I phoned the doc to enquire about DD1's asthma as since they lowered her steriods she has been bad again, and they want to see her at 4. I said she has a party after school and they said tough the surgery closes Friday afternoon and they want to see her as soon as it opens for evening surgery. Hopefully we can make it back to the school before everything ends. On the plus point its the first time this doctors have ever listened to me properly.