HBOS/Lloyds integration

R34GTT

Well I just logged into Halifax and the '...some accounts can't be displayed' message came up. Although it seems to only affect my credit card, which before was displayed as 'STANDARD MASTERCARD' (actually a reward clarity card) it is now an 'INTRODUCTORY STANDARD MASTERCARD' and no account details can be displayed at present.

jen245

R34GTT wrote: »

Well I just logged into Halifax and the '...some accounts can't be displayed' message came up. Although it seems to only affect my credit card, which before was displayed as 'STANDARD MASTERCARD' (actually a reward clarity card) it is now an 'INTRODUCTORY STANDARD MASTERCARD' and no account details can be displayed at present.

I also have that with my CC (also a rewards clarity), the transaction history is there but no credit limit or balance!

Milarky

I have just used Halifax for a £2500 outward payment - and this went exactly like a Lloyds payment does - with a 'clock' animation. The fact I could make that amount leave without it baulking about dates is refreshing.

Payment in/out 'dates' will now be as per Lloyds - i.e. changing to the following 'working' day at 10pm, not midnight, with Friday turning to Monday - and 'weekend' dates no longer showing.

shezam

Yip I have that aswell, hopefully not too long before it appears! don't like not being able to view my banking status!

opinions4u

andy_allblack wrote: »

with BOS giving up the reward accounts in favour of less attractive LTSB accounts why would anyone want to open a BOS account? The rewards is and was far better. Surely Scottish customers can open a Halifax reward account onlline if they so wish.

If you've got a £5k balance in Halifax, they pay you £60 net a year for funding with £1,000.

Lloyds TSB will pay you £120 net in interest. I assume BOS is the same.

So I can see 60 reasons there.

(Yup, I'd prefer to take the £60 from Halifax, run the balance down to zero and shove my £5k in a savings account ... but that doesn't suit everybody)

auto-man

why will lloyds pay 120?

opinions4u

auto-man wrote: »

why will lloyds pay 120?

http://www.bankofscotland.co.uk/bankaccounts/vantage/

I meant to say BOS. Amended post above.

£5,000 x 3% = £150 minus £30 tax = £120.

MoneySaverLog

Best of both worlds, transfer £1k per month between lloyds and halifax and back again as no interest on reward account, get the £5 then put the money back into lloyds tsb to get the 3% vantage rates ;-)

auto-man

opinions4u wrote: »

http://www.bankofscotland.co.uk/bankaccounts/vantage/

I meant to say BOS. Amended post above.

£5,000 x 3% = £150 minus £30 tax = £120.

thanks but I get £60 for nothing, without investing £5000 :money:

jennifernil

I haven't had any letter from BOS.......are they closing the Reward accounts now?


I also have the CC change, very limited details on accounts, and 4 accounts for my grandchildren have disappeared entirely at the moment.