Depessing news

StevieJ

dawyldthing wrote: »

most definately financial literacy. The amount of people I know thats on probably double what I am yet are financed up to the eyeballs is surreal

The way some of them take full advantage of the benefit system, I am not so sure about that

flossy_splodge

kabayiri wrote: »

You are right about Copenhagen Were you on a tourist trip? It is an underwhelming city.

But you miss the point. It doesn't matter what you think. Both myself and DH have worked with lots of Danes over here and there, and in general they are quite a contented lot. Just because they don't smile much tells us nothing.

Have you actually worked in a Danish business at all?

Gosh, you're not patronising or anytrhing are you!
And no, I was not a tourist.
And no, I do not agree that they are a contented lot.
And yes, my 'opinion' is as valid as yours.

flossy_splodge

B_Blank wrote: »

Oh and let me tell you all something about why david cameron is a stupid douche to young people. The RETIREMENT AGE GOING UP SCREWS YOUNG PEOPLE. AND?? Less jobs are now going to open up in the job market. What they should do is raise the shortfall by taxing property wealth of older people and increasing inheritance tax. And this would be reasonable because??Inheritance tax should be moved up to 50%.

The quicker we move away from this 'youf' culture and recognise that older people have often a much better work ethic, are certainly better educated (not the fault of the young, this, I know?) and actually give a damn about giving a good service, the better.
The retired get insufficient back for their endeavours as it is.
Didn't see many (any?) older people rioting and STEALING - yes lets give it its proper name shall we, it wasn't 'looting', it was thieving/stealing- did we?
Perhaps if the young stopped expecting that they were 'owed' a living and went out to make their own futures they would get some of the jobs going.
I would be seriously reluctant to employ anyone under about 30.
Yes there are exceptions, I know some but generally the calibre of the young is not good.:eek:

attila_

Good debate going on here.

My two pence.

I'm concerned about people's opinions of good Universities. I came out of top 10 University and I am worried by the lack of practical/industry/business knowledge that I could have instantly applied into the work place. This is a fundamental issue - the quality of a taught degree, be it from a top Uni or an old poly is going down - the University money is in research and not teaching.

My other thought (I know this will not be liked) is Britain needs to take a step back and not keep thinking itself superior than its neighbouring countries. This is backed by how countries such as Germany are dealing during these times. The country has a very strong industrial sector (something the UK last about 20-30 years ago) and is doing well bringing some coordination into the Euro.

I am not saying at all to join the Euro, however some lessons from ours neighbours could be learnt. For example why has the UK decided to back 7 nuclear sites in the next 25 years when other countries are abandoning it?


Questions could also be raised of why the UK plays such an active role in working its way through the Middle-East, whilst other countries of similar size are offering as much as they realistically can to help. I'm sure its in David's interest that our cars can still be filled with Lybian oil.

Thrugelmir

attila_ wrote: »

I came out of top 10 University and I am worried by the lack of practical/industry/business knowledge that I could have instantly applied into the work place.

Learn through personal experience and working with others. Hands on practical experience cannot be taught.

kabayiri

flossy_splodge wrote: »

Gosh, you're not patronising or anytrhing are you!
And no, I was not a tourist.
And no, I do not agree that they are a contented lot.
And yes, my 'opinion' is as valid as yours.

We agree to differ:)

Nothing patronising about it. Get over it.

Herbie_Hancock_I_wish

HAMISH_MCTAVISH wrote: »

Zzzzzzzzzzzzzz

So nice to see that Hamish adds to this debate . Oh if only he would . What I see is not wether Aberdeen is the greatest place in the Universe to live, I see human misery . Oh and by the way , I would love to see these generous benefits that are being paid out as one person who has had to resort to them after 40 long years of slogging my guts out .

I am not proud of the fact but at 62 I am afraid the battle between my illness and working is now over . Said it before and will say it again . The cocky gits who come on here who always get it right really hack me off .Hack me off even more if I believed a lot of their twaddle .

The truth is , A LOT OF DECENT PEOPLE ARE BECOMING ENEMPLOYED . End of . Oh of course they were not sensible and bought a home in 1997 . No because many then were in school . To those people who have short memories , housing was ramped up for years . That dreadful Allsop woman and Mr. Personality Bypass Operation must have made a mint out of those awful tv shows . I wonder if Natashia and Oliver are still smiling after there purchase of a 17th centuary farmhouse and the London crash pad .

" Labour isn`t working " proclaimed the posters in the ` 79 election . A million unemployed . A few years later it was 3 times that . It is OK to kick the government " dead wood " jobs . Yet my guess is that job is held by an individual that has a mortgage , kids and outgoings .

So knockers , is your job so water tight that you can smugly sit back and snipe ? Just think , you could be next .

Perhaps you don`t recall the down turn of the late 80`s ? I do . It was less than pretty . I saw families break up , houses lost . I had a little business and I remember a pleading letter to give a guy any work , sweeping up , cleaning . Haunting really .
I visited Reading , stuff boarded up and maybe a 13 year old with a younger child begging at night in a dangerous area .

Oh I could go on forever but before you condemn just take a look at yourselves . You know who I mean .

BleepinHell

Herbie_Hancock_I_wish wrote: »

We often hear about youngsters who are jobless . Benefit bashers please stay off this thread . I know plenty who are desperately seeking work . I mentioned in a thread before about a friend with a degree landing a job as a lollipop lady . A very bad state of affairs to be saddled with student debt and that is all , after 3 years of hard work you are good for .

On the other hand the over 50`s also find themselves in a perlious place .

http://www.heraldscotland.com/news/home-news/slump-shuts-over-50s-out-of-job-market-1.1120364

Often a time when finances are not great . Also expecting a further 15 years in work to build up money behind them . Kids at school or at uni . Quite likely still with debts and a mortgage . Do also remember that less companies pay into a pension fund .

Now with the average age of a first time buyer being 35 think what that would hold if this is a pattern .

Savings are rubbish , annuities halved over a couple of decades and a stock market that is no better than a yo yo . Yet many , even at retirement age cannot afford to give up work . Yet the toffs say , we might all have to work a bit longer . They didn`t quite say where these jobs are coming from . To me this is not acceptable .

Tax payers are picking up a lot of bills . Underfunded state job pensions whilst many of these same tax payers look forward to a much reduced income in retirement . Start your own business , don`t make me laugh . I speak from a long time being self employed . If you are a small trader there is little help . However costs are soaring . The state is intruding everywhere . Next door put out there rubbish a day to early . The refuse police came around and fined them £50 !

House prices shot up way beyond where they should be . With the likes of kirsty and co ( was she really an advisor on housing for the Tory party ) , people were inflamed to buy a nasty little gaff in case they missed the boat .

For people on benefits who require housing , so much more has to be found by the tax payer to pay the market rental price .

I could go on . I cannot see a way out of this dreadful state of affairs .

Simples.....retire the wrinklies at 60.
Get the youngsters into employment. They at least spend their money. What good will increasing the retirement age to 75 do?
The coffin dodgers dont spend the money they earn. They stash it away for that mythical day they will retire.
When they eventually do they are too fook''d to do owt.
Young people need the jobs to enable them to buy houses and raise families. Not codgers who sit there seeing how much they have salted away in their ISA. How can having an aged {ancient} work force be good for the economy?

Herbie_Hancock_I_wish

BleepinHell wrote: »

Simples.....retire the wrinklies at 60.
Get the youngsters into employment. They at least spend their money. What good will increasing the retirement age to 75 do?
The coffin dodgers dont spend the money they earn. They stash it away for that mythical day they will retire.
When they eventually do they are too fook''d to do owt.
Young people need the jobs to enable them to buy houses and raise families. Not codgers who sit there seeing how much they have salted away in their ISA. How can having an aged {ancient} work force be good for the economy?

Well not very happy at being called a " wrinklie " or a " coffin dodger " . There seems to be a very wierd concept that people of a certain age are well off . My wife , in her work , will tell you that is a myth . Silly gits like us invested in pensions . Seen the annuity rates ? Savings eroded away . Dodgy endowment and pension deals . Yet for some reason , people look at baby boomers as being selfish and minted .

Of course young folks need those jobs . Yet " Mr. I won`t let the housing market get out of control again " sure told a large porkie .

If youngters feel bitter , I am right behind them . Loads in my family . Most in the South East . Now please tell me . How are they supposed to buy a home ? The eldest at 40 has remarried an accountant , mortgage at approx £700 a month . A grand a month has bought one of my God sons a shoe box for approx. £1,000 a month , had a kiddie , my first great niece , yet is in the building trade .

Apart from your disrespect to older people , I agree that the idiots in charge should not be seeing an aged work force retiring at 75 .

I might just add that working with youngsters , I have on many occasions , been shocked at their common sense or their lack of basic understanding . Mind you , lots are good with mobile phones .

bendix

Only one option in my view. Leave the UK - it's dying.

Come to Asia where hard work is rewarded, where tax rates are low, and where people are encouraged to save and build their own futures.

Attitudes which, paradoxically, were what made Britain great until the liberal left decided to pamper and molly coddle everyone and reduce everyone to a level of mediocrity that is now leading to its natural consequences.

And - curiously - as everyone dumbs down in the UK, so their self-regard and sense of entitlement ('because I'm worth it') has increased exponentially.