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Breathing out, I smile – Bringing ZEN to the life of a DFW
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Marru
Posts: 4,126 Forumite
My credit file will clear in 1138 days time. Last year my BF bailed me out and I made FF for all my creditors. They have now all been paid off and I owe shed load of money to BF. Aim is to pay that debt off during next 1138 days so that I can then start with a clean slate.
That was the DFW part of the title. What is that ZEN then all about? I have been living with a black dog for quite awhile. Last summer just when I thought I had managed to rid myself of it there were lots of big changes and despite them mostly being positive ones I got spiralled back. I didn’t go as far as square one because I was able to recognise the signs but I still have very annoying tiredness hanging about which is even more frustrating when there is so much to do.
I have been reading a lot. After reading all the books about depression and not really getting anywhere I started reading all sorts of things from Buddhist writings to study about whole hearted living. I will tell more about these books and what I found from them later in this diary. So that is the ZEN part of the diary. I strongly believe that the things what I have found together with acupuncture treatments are going to give final send off to that shadowy companion.
If you want to know more about the comings and goings of late check out my previous diary HERE. I thought that I am never going to get out being lost in the middle until I can have a positive spin on it, hence the new diary with new title.
I have said that I will be talking about the ZEN things but what are the practical things that are going to take me to that debt free + clean credit file day? This is how I have divided my goals (in no particular order):
- Declutter: getting rid of everything that I don’t need/use/love (sell as much of that as possible)
- Organise: make life simple by having order in it, things in their place and working routines
- Career: my money making power, I am doing ACCA at the moment and also am planning increasing certain IT skills that I know would be very useful if I want my career to progress to the direction that I find most fascinating
- Money: this is about budgets, cash flows etc
- Animals: I love animals and want to pursue working with them as a “side career”
So here we go. I was hoping to have my budget ready but I think that some preparation is needed. That might be good starting point for my next post. Bye for now.
That was the DFW part of the title. What is that ZEN then all about? I have been living with a black dog for quite awhile. Last summer just when I thought I had managed to rid myself of it there were lots of big changes and despite them mostly being positive ones I got spiralled back. I didn’t go as far as square one because I was able to recognise the signs but I still have very annoying tiredness hanging about which is even more frustrating when there is so much to do.
I have been reading a lot. After reading all the books about depression and not really getting anywhere I started reading all sorts of things from Buddhist writings to study about whole hearted living. I will tell more about these books and what I found from them later in this diary. So that is the ZEN part of the diary. I strongly believe that the things what I have found together with acupuncture treatments are going to give final send off to that shadowy companion.
If you want to know more about the comings and goings of late check out my previous diary HERE. I thought that I am never going to get out being lost in the middle until I can have a positive spin on it, hence the new diary with new title.
I have said that I will be talking about the ZEN things but what are the practical things that are going to take me to that debt free + clean credit file day? This is how I have divided my goals (in no particular order):
- Declutter: getting rid of everything that I don’t need/use/love (sell as much of that as possible)
- Organise: make life simple by having order in it, things in their place and working routines
- Career: my money making power, I am doing ACCA at the moment and also am planning increasing certain IT skills that I know would be very useful if I want my career to progress to the direction that I find most fascinating
- Money: this is about budgets, cash flows etc
- Animals: I love animals and want to pursue working with them as a “side career”
So here we go. I was hoping to have my budget ready but I think that some preparation is needed. That might be good starting point for my next post. Bye for now.
"Everything will be alright in the end. If it's not alright, it's not the end."
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Comments
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Great to see your new diary.
You sound very positive. I am sure, like me, September will be a time of new beginnings for you.
Hope you have a good day£10 a day in September £23.97/£3000 -
Good to see a nice positive start to your new diaryDo not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Happy new diary.£71.93/ £180.000
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Hi Maru, and I like - it looks like we have been reading the same books. Although my logic was slightly different.
Good luck in all areas you mapped out - and if you need anything just shout.
Firewalker0 -
Happy new diary :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done Marru on brand new diary, looking forward to reading it.
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Marru this is looking really good. Yay to good times.
I have the same condition and you always inspire me so I shall enjoy reading this diary.
Ps. I think you need a cake to start you off in style......
Hooray look forward to reading more. Hugs, meXXXXXXXXXXXXXXXXXXXXXXXXXXXXAiming for a minimal spend 20220 -
Happy new positive lovely shiny zen filled diary x
YayTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Good luck with your diary Marru Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Merry new diary, I admire your positivity Good luck! Thank you competition posters!
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