The Solvent September NSD Challenge

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More targets being set today:

suzitiger – signed up for 3 in a row, good luck, you can do it!! :j

Lots of NSDs rolling in today, so well done to:

Igamogam – well done for number 8, keep going you will notice a difference in time!! :j

Lula-Hula – well done for number 6, you’re doing great!! :j

solventsoon – well done for 10 & 11, I’m in awe of your totals!! Hope today’s spendy day wasn’t too painful? :j

Frodobaggins - well done for number 4, you’re doing great!! :j

cuddlymarm – well done for number 9, that’s a great start!! Hope you get your boiler sorted soon! :j

webitha – well done for number 8 & 5 in a row, you’re off to a flying start!! :j
:eek: to the dog eating your tea though!!

boultdj - well done for number 10, you’re doing great!! :j

elfen - well done for number 8, you’re doing great!! :j

runnerbean17 – well done for number 10, you will get your 5 in a row, the time just needs to be right!! :j

FrugalLiving - well done for number 5, you’re doing great!! :j

SpendSpendSpend – well done for number 7, keep going, you can do it!! :j

Tixy - well done for number 8, you’re doing great!! :j

Saving the family silver – well done for number 1, you’re off the mark now!! :j

jintyb – well done for number 9, look at you with 2 prizes already!! :j

QueenB. – well done for number 5, but so sorry to hear your son is not well, I do hope he is on the mend soon! :j

pinkfluffybabe - well done for number 11, you’re doing great!! :j

bottleofred – well done for number 10, keep going i’m sure you can exceed your target & woo hoo to a wedding & a holiday, I do hope you enjoy them!! :j

chris81418 – well done for number 11 & 9 in a row is fantastic, keep it up you are having a great month!! :j

Betsie2010 – well done for number 3, you’re doing great!! :j

toottifrootti – well done for 11 & 8 in a row is fantastic, keep it up!! :j

debbiedeejay – well done for 3 & 4 & glad your headache has gone, saving painkillers is very MSE!! :j

And hello to:

ModestyB – well done for being so organized! & woo hoo indeed to your eb@y sale!!

shezam – 2 is still great, keep going, you CAN do it!!

LittleMissHappy – aargh please don’t say the “C” word just yet!!

debtfreewannabe321 – well done you, sounds like you are really starting to see the difference saving money can make!!

mysk_girl – absolutely you are not failing – none of us fail here on the NSD challenge!! But well done for being so organized & £2.19 is great for a birthday pressie & I bet your friend will love it all the more for the time & effort you have put in!!

slowlyfading – :mad: to petrol, but one of those essentials we just have to spend on!!

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beanielou wrote: »

Thanks BDNI.
Hate to think how auful it must have been :eek: :eek:
But two rooms down :j

ModestyB wrote: »

Hi all,
glad you're back BDINI. I hope you're not doing the house all on your own.

solventsoon wrote: »

And we've missed you, BDINI, although LMH did a sterling job of keeping us all in order:D

Eeek.... that sounds awful, you must be shattered:(:( Have you got much more cleaning to do before you can start painting? Any news from the police yet?
(

Aww thanks guys!!

Yes ModestyB i am doing it on my own, but i guess i get the profit (not that there is much of it!), so i have to do the work!!

Spoon the police will do nothing, apparently there isn't enough damage to be prosecutable, so i have given up all thoughts of revenge & thrown myself into sorting it out!!
All the cleaning is done now (managed to do the rest of the house in the 2 days i had left after the kitchen!), so after i fit the new front door on Saturday the painting will start in earnest!! Soggy paintbrush will be well & truly employed this month!!

Oh well, my friend has a birthday do planned for 15th October & this should be the first week that that i'm back at home for a chilled weekend, so at least i have something to aim for & look forward to!!

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LittleMissHappy wrote: »

Spoon - my DH's brother lives abroad and he got married a few weeks ago - it was low key and they didn't celebrate as her family are in America and obviously we are here so they visited her family for the last couple of weeks and now it's our turn We are having a wedding reception for them on Sunday at MIL's and FIL's house. She is really lovely so am very happy for BIL!

Aww what a lovely story!!

BDINI - we missed you while you were gone! Glad you got loads of stuff sorted in your house...I still can't believe what happened to it!

Thank you so much for the fabby updates, you are definitely a star!!

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ifwisheswerehorses... wrote: »

Welcome back BDINI we have missed you

This is to cheer up BDINI and to make us giggle too:A

That definitely cheered me up... Thanks If

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jintyb wrote: »

Good afternoon,

Apologies for being MIA, but it's been and eventful few days!

On Monday, I dropped my mobile down the loo at work, ( dont ask) and it really didnt like it! Bought a cheapo from A$da to replace it ( I didnt really like it) but I dismantled the original phone and put it in the airing cupboard overnight. Next day, worked perfectly;)
So I lost a NSD, but I have a spare phone which is handy.

:rotfl: but glad it worked out ok in the end!!

Dad got home yesterday, MUCH better and thank you all again for all your support.
I havent seen him yet as now I have the mother of all colds and I am streaming and sneezing for Britain! I am staying away from him as this is the last thing he needs to be subjected to.
Today I threw in the towel at lunchtime and came home to my bed, where I've been all afternoon. I feel really carp, so I am trying manfully to shake it before we go off on Friday.

Great news about your dad Jinty, but so sorry to hear your cold has got worse I have got (literally) everything crossed that you shake it off & it doesn't ruin your holiday!!

BDINI - OMG, are you superwoman or what! That sounds horrendous, how can people live like that? Well done you for tackling it with your usual panache!

Aww thanks Jinty, there were definitely a few choice words escaped my lips while i was cleaning (no panache in my colourful language :rotfl:), but i figure moaning doesn't sort it, action does.... & if i ever lose my job, i can definitely rival Kim & Aggie for a TV show :rotfl:

Nargle - Spoon's right - you really should write for a living, you always make me chuckle with your antics!

Any hoo, the result of all my events of the last few days is that I have another 2 to add to my total, so that's 9 please BDINI!

OH is going to make me his awardwinning boiled eggs and soldiers for tea ( I am nursing my inner child, LOL!) and then I'm going back to my kip!

Hope you are all fine and (((((hugs)))) to all those who need one!

Have a lovely evening all:)

Ooh yummy, boiled eggs & soldiers, hope they did the trick!!

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Whoops, knew there was was something i forget to tell you, so had to pop back before i headed to bed!!

After the assault at work that i got caught up in the other week at work i have just found out that the CPS are pressing charges & i am the star witness :eek:
Looks like i will be having a day in court... wonder if it will be like on the telly??????

Lula-Hula

Hello,

just a brief visit to declare NSD 7

bdini - hope your day in court is not too stressful, I've done jury service & that was mostly a lot of waiting around.
xx

IF

Please press the spam button on jaywardz post, thank you :A

Hovel_lady

ifwisheswerehorses... wrote: »

Please press the spam button on jaywardz post, thank you :A

Button pushed x

IF

Evening all :hello:

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A

BDINI got my 9th NSD today thank you xx :A


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!