The Solvent September NSD Challenge

LittleMissHappy_2

jintyb wrote: »

Just popping in to say that I lost 3lbs today at WW! I am over the moon - that's 14.5lbs - my first stone off before my hols!


Laters!:D

Well done jintyb I put on a little bit of weight on my hols so am trying to lose a bit, although obviously cheesecake experimenting doesn't help

elfen

NSD no 9 for me please

SpendSpendSpend

Hi everyone, I'm sorry I still haven't caught up with this thread so I've no idea how everyone is & how you're all doing with NSDs. I hope everyone is well & nobody's having too many dramas!

I don't think I'll ever get chance to get up-to-date with this thread this month so I'm just going to keep updating my NSDs and I won't be reading everyone's comments. Please don't think I'm being rude and ignoring you, I'm not doing it on purpose, I'm just mad busy (& tired.) Also, sorry for not "thanking" posts. I promise I will try and keep up & contribute better next month.

Anyway, I'm waffling AGAIN! I just wanted to say today is a NSD so I don't go out & spend anything. So I'm now on 8 NSDs.

beanielou

Great loss Jinty :j

The_Dragon

Not checked in for a few days but I am up to 9 nsds!

runnerbean17

# 11 yesterday!! only 4 more to go ...but hoping to beat that:D

IF

jintyb wrote: »

Just popping in to say that I lost 3lbs today at WW! I am over the moon - that's 14.5lbs - my first stone off before my hols!


Laters!:D

Well done Jinty!! :A

jaffacakegal

Oh I'm gutted! I thought it was an NSD yesterday, I checked my bank online twice as I knew interest was due out, and was ok. Then I checked this morning and they must have taken it out at the end of the day

And now as I had presumed it was going to be taken today I had planned to go to dotty ps using 25% voucher from MSE that runs out Sunday!

It's going to be very tight this month!

JCG x

IF

This made me laugh today

IF

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!