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The Solvent September NSD Challenge

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  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    morning all :) kids have been ill in my house so it's helped with NSD's! :rotfl:

    Not sure when i last updated but today will be another NSD and will be number 15/10 this month :T:j this is THE most nsd's i've ever ever had i think! SO very happy with that :T

    we get paid tomorrow so officially another month for us so will be starting again once all the bills have come out :beer:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    2 more please. Illness here too:( but now reached my target :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Lily_The_Legend
    Lily_The_Legend Posts: 16,274 Forumite
    Up to NSD no 13 now!
  • lynnette78
    lynnette78 Posts: 31 Forumite
    just checking in with another couple of NSDs to add on as havent been on for a week,

    my total is now 9 nsds, have already had to spend some money today so that just leaves tomorrow to reach my target of 10 :eek: i will do it, i will do it!
    NSD January 2 / 10:D
    4 in A Row 1 / 4
    £2 savers challenge £100 by Christmas2012 £2 / £100

    Weight to lose 1lbs / 28lbs:o
  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Kerri~Hope cat got on ok at the vet.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • SpendSpendSpend
    SpendSpendSpend Posts: 76 Forumite
    Tenth Anniversary Combo Breaker
    A spend day for me today as I needed petrol & I've got to pick up a prescription later. I'm really hoping I can get a NSD tomorrow as I don't think I need to spend anything & I've not got any DDs/SOs due out.
    Aug NSDs: 18/[STRIKE]6 [/STRIKE] [STRIKE]15[/STRIKE] 18
    Sep NSDs: 16/15
    Oct NSDs: 16/15
    Nov NSDS: /18
    I'm a newbie so if I do something wrong or don't do something please let me know so I can learn. :o
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    butdoineedit? wrote: »
    Try not to worry about your sleep pattern too much, I’m sure it’s an annoying side effect of your recovery 7 it should be much easier to get back into a routine when you’re a bit more mobile & doing stuff… sleep tight!!
    beanielou wrote: »
    I so empathise re the sleeping.
    Hope it sorts itself out soon.
    solventsoon wrote: »
    oh dear, sorry about your sleep pattern, the anaesthetic may have something to do with that, it takes a while to work its way through the system properly - that and being immobile as well..... (((hugs))) :A

    Thanks all, hoping it just is a mix of anesthetic, painkillers and .. pain:( and that it will get better in the next week or so.

    Ended up at a silly time again this morning so gave in and had a nap this afternoon - hopefully I'll manage to be up beyond 8:30 tonight!


    Another NSD today - so 16 :D but it's def easier when I'm stuck in the house (even with the temptation of online spending;)).

    (((hugs))) to everyone under the weather & hoping you're better soon xx
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • iwanttogoonholiday
    iwanttogoonholiday Posts: 343 Forumite
    didnt manage one today so my total for the month is 7/10 as its a spend 2mor - must plan better next month!
    Learning to keep within budgets !

    :money:
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello all,

    my final NSD count for the month is 14 - achieved today.
    Tomorrow is payday & my car is running on willpower alone so it'll be spendy day :D.
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    Hello all,

    actually got NSD No 12 today. :)

    Good luck for next month everyone.

    Hugs to all who need one.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
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