The Solvent September NSD Challenge

butdoineedit?

What a beautiful day we have had today!!

Sorry all but i'll be missing for a few days now (more painting & fixing ), but LittleMiss will be updating over the weekend & i promise that i'll award all your prizes as soon as i'm back!!

Targets met today:

Keiss 21 – Well done for number 18 & hitting target!! :j
Ouch! Poor DS2! I’m sorry it wasn’t good news today, I’ll keep my fingers crossed it’s better news when he goes back…

rising from the ashes – well done for number 15 & meeting target!! :j
Try not to worry about your sleep pattern too much, I’m sure it’s an annoying side effect of your recovery 7 it should be much easier to get back into a routine when you’re a bit more mobile & doing stuff… sleep tight!!

Lots of NSDs rolling in today, so well done to:

runnerbean17 – well done for number 16 & exceeding target, you’ve had a great month!! :j

Butti – well done for number 5!!! :j
I agree, although I can think of people I would definitely lock out of my house!! :rotfl:

Frodobaggins – well done for number 13, you’re doing great!! :j

webitha - well done for number 14, you’re doing great!! :j

princess_shopoholic – well done for number 1!! Well done for keeping today’s spends low!! :j

honey – well done for 9 & 10, keep going you can still do it!! :j

LittleMissHappy – well done for number 11 & glad the studying has gone well, it sounds like you’ve been working really hard!! :j

SpendSpendSpend – well done for 16 & exceeding your target, you’ve had a great month!! :j

elfen - well done for number 14, you’re doing great!! :j

The Dragon - well done for number 13, you’re doing great!! :j

jaffacakegal – wow 7 in a row is fantastic!!! Well done for number 17, you’ve had a great month!! :j

debbiedeejay – well done for number 9!!! It’s brilliant for your first month, & keep remembering it’s 9 more than before you started this challenge!! :j

ModestyB - well done for number 11, you’re doing great!! :j

donna dynamo – well done for number 11!! :j
Hope OH & DD2 feel better soon!

Nargleblast – well done for number 12!! :j
Thank you for making mw smile with your post!! Don’t worry about not getting to 15, 12 is still a great total!! :j

beanielou – well done for number 16, only 1 more to go!! :j
Beautiful day here too…

And hello to:

shezam – good luck on getting that NSD!!

iwanttogoonholiday – keep going, you can do it!!

mysk_girl – :rotfl: I can just picture you scrapping with the sandwich man!!

beanielou

Rising from the ashes~I so empathise re the sleeping.
Hope it sorts itself out soon.

kerri_gt

Sorry to hear about DS Keiss - hope his wrist heals quickly.

Well all I can say is GGGGGGGGGGGAAAAAAAAAAHHHHHHHHHH :mad: I will not be hitting my target this month. I hit Mr T and Mr A last night, didn't have everything I wanted and some of the offers had changed in Mr A but I think I managed to get a c.£60 to about £20 - £30 so not bad. Have also been picking up some bottles of Comfort in Wilko for 25p each (using coupon) so not big spends by any means, and I am well stocked on laundry items (seriously I must have enough for at least a year now :eek: but this couponing lark is addictive).

Also got a good deal on the hair gel stuff OH uses, it was £3.05 each, or £2.99 for two in S'Drug (offer now changed) - now go figure what deal I went for :rotfl:

This evening not been so fab though, yesterday morning I came down to find the cat had peed under the dining room table and over the washing which was drying :mad: so my first task was cleaning that up, making me late for work. Then this evening I noticed she peed in the garden on the stones which was unusual for her, then tried to pee in her litter tray, and then she let rip over a bag or charcoal for the bbq in the kitchen :mad::mad: All cleaned up but now I need to take her to the vets tomorrow as it looks like a UTI. she's not drinking more than usual (like our other one was when he developed Feline CRF) but is licking her bits a lot, another sign of UTI...and a large vet bill no doubt

Oh well, Oct is another month .....

SillyBlondie

NSD no 19 for me today please BDINI.

solventsoon

Hi lovely people:A

A quick catch up from the last couple of days:)

beanie - happy birthday to DS, hope you both had a lovely day x:A

Igamogam - :eek:to the migraine, hope you’re feeling better now x

Keiss - hugs to DS2, that sounds painful, fingers crossed things look better in a couple of weeks x And :eek::eek: to the hospital parking costs, what a rip off!!!!

The Dragon - oh dear, hope you’re OK? xx :A

JCG - yay to 7 in a row, that’s fab!!:T:T

mysk_girl - I definitely think you should go to the police about the sandwich man!!:rotfl:

rising from the ashes - oh dear, sorry about your sleep pattern, the anaesthetic may have something to do with that, it takes a while to work its way through the system properly - that and being immobile as well..... (((hugs))) :A

kerri - eek to pud ... hope the vet bill isn’t too enormous and, more importantly that pud is OK x :A

BDINI - hope you get the house finished this weekend, you’ve done amazingly well to get this far, well done you :T:T:T:T


And no 22 for me please, BDINI, one more to nab target no 2, keeping my fingers crossed

‘night everyone
spoon xx

solventsoon

To our newest NSD addict:D

princess_shopoholic

Hope you have a lovely day today. Treat yourself to a nice lunch, you deserve it xx

jenny.b

lost track a bit of this! but for my first month of trying i didn't do too badly, and it made me really think about what i was spending! - still got a couple of days left, but managed about 11 NSD's altogether (i think!) - so not quite 15, but good enough for me!

Saving_the_family_silver

4 NSD's for me so that's 9 yayyy i beat my target well truth be known I have had food poisoning so it's actually the first time I have got out of bed since Sunday lol don't think I will attempt that every month though ill wasn't the word

IF

Happy Birthday princess_shopoholic :beer:

IF

Morning NSD'ers :hello:

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A






Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!