The Solvent September NSD Challenge

Keiss_21

Declaring today as NSD no 18, so target met for September! :j:j I won't up my target, as I can only feasably get one more this month, that's on Friday, but you never know!

I set aside £10 for hospital parking today (you never know!!!!), under "budget" at £4.40, for 2-3 hours, still :eek::eek::eek: though!

Looks like DS2 has not only fractured his wrist, could be he has broken his scaphoid (bone in hand below thumb)! He has a lovely red cast on, but needs to go back in two weeks time for another x-ray, to check that he has indeed broken his scaphoid (not showing up on x-ray atm). So more parking fees in a couple of weeks.,...the hospital is making a fortune out of us :mad:.

I am off to college to invigilate soon, and don't plan on spending there at all, so NSD today it is then!

Have a lovely day everyone...looks like the lovely weather is going to continue throught the weekend, then winter will be knocking at the door!

IF

Afternoon all :hello:


Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

iwanttogoonholiday

i didnt manage one today

debbiedeejay

Evening All ,

NSD #9 ,please for me BDINI, that was yesterday, been paid today and I need to fuel the car later on this evening.

Doubt next day or two will be NSD but never mind, I promise I will try harder next month - I suppose 9 is better than nil:o

mysk_girl

Nothing for me today, back to work and the sandwich man jumped out of the shadows, twisted my arm and stole money out of my pocket for an egg sandwich, twix and diet coke. Should I go to the police maybe?

ModestyB

Hi all,
I'm (thankfully) declaring NSD No 11. Hope to make the next two days NSD's too.
Hugs to everyone.

donna_dynamo

Hi all another day another NSD which makes my total 11 NSD's. Had to take DD2 for her checkup monday and she is coming along great so thats good news. Unfortunetly OH and DD2 have got colds.

Nargleblast

Eveningall, pleased to report an additional 2 NSDs making

12 NSDs.

Unfortunately, being payday and all that, a Mr T shopping van turned up today and mahoosive quantities of sponduliks made a mass exodus from my bank account. Plus I had to get motion lotion and supplies for DS who is going on a school trip soon.

That means, seeing as some cretin decided September should be a 30 day month instead of a civilised 31 days, I haven't got a snowball in hell's chance of getting my target of 15.

Booger booger booger with triple bowlocks on the side!

(Still, there's always October... all together now, SING!

"The sun will come out.....tomorrowww.....bet yer bottom dollar that tomorrrrow...there'll be suuunnnn....."

beanielou

No 16 today.
Beautiful day here today :j

rising_from_the_ashes

mysk_girl wrote: »

the sandwich man jumped out of the shadows, twisted my arm and stole money out of my pocket for an egg sandwich, twix and diet coke. Should I go to the police maybe?

:rotfl::rotfl::rotfl:


Just a very quick visit as on my way to bed (was about to go earlier and realised it was only 7:15 so been struggling to stay up a bit later but can't ......)

My sleeping pattern is all over the place just now - wake up at silly o'clock, get up at about 5ish:eek:. I'm trying not to nap in the afternoon but if I don't I'm struggling to stay up past 7 ...... and the cycle starts again the next day:(


Anyway, No 15 today & target!:j:j:j
Will catch up on news tomorrow.