The Solvent September NSD Challenge

money_honey

NSD 6/10 for me, don't think I'm going to be getting all 10 by the end of the month. It was my first month doing this challenge, but that's no excuse - must try harder!!! There's always next month...

Hoping I can manage at least one or two more NSD's before Friday though!

Ed_from_beds

Today makes 14

princess_shopoholic

solventsoon wrote: »

Have a look at the posts If puts up at the top of every page, suzitiger, there are ideas about "pots" for regular spends which should help you to avoid spending on certain days and make your spendy days more organised - a lot of us use this system.

Hope that helps
spoon x



:hello:Hi princess_shopoholic and welcome to the NSD challenge.

It's never to late to join in here. If you'd like to join in this month post a number you want to aim for and BDINI will add you to the front page - you may even get a prize:D.

Otherwise there will be an October thread along shortly when I get a chance to post it - having a bit of a manic week so it may not be until the weekend. I'll put a link on here when it's up and running.

Hope that helps
spoon x

hey thank you! Ok ill for go four NSD's this month (including yesterda) as i only will have started then! and ill deffo do next month too

SillyBlondie

NSD no 18 for me please and I've reached my 2nd target. :j:j:j

I won't set another target, any more NSDs I get will be a bonus.

ModestyB

Hi everyone,
I have only just realised what the date is, how stupid am I? That means I won't be reaching my new target even if I manage to not spend for the next 3 days. "Smack on hand". I'll just have to try harder next month.
Hugs to all.

iwanttogoonholiday

ive finally made another day yay!!! im 7nsd - not gonna make my target but gonna try and get close!

slowlyfading

Number 16 for me today

fedupandskint

I made it!

4 NSD in a row making a total of 12NSD now

Tomorrow is a spend day with some essential liquid gold needed for transport. Never mind, will only get one more this month as have car service on Friday and dog grooming haircut day too then birthday weekend!

IF

Hello all :hello:

Got my 15th NSD today, thank you BDINI :A

Big group hug for all too xx

IF

Hi NSD'ers Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!