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Second baby on way, what will benefits be?

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  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The very fact that she got pregnant isn't the issue really; it is her lifestyle, which is ENTIRELY her choice IF she were self-supporting but she isn't, she is being supported by the tax-payer and therefore has to live by the Social Security rules. From her own definition she is in a committed relationship and therefore is not single and therefore does not qualify for Income Support. She IS however, entitled to Child Benefit (which will increase once baby is born) PLUS child tax credits (provided her partner earns less than 64k per year). They MAY be entitled to extra tax credits depending on his earnings, but she is I'm afraid (like it or not) defrauding the benefits agency at this point in time and has been as soon as her relationship became serious. I used to be a Fraud Investigator for the Benefits Agency and I can assure you that this is a classic case of fraud. Pure and simple.

    It is up to her if she doesn't want to tell the BA of her circumstances but she must realise that the clock is ticking and only a matter of time before somebody reports her or they decide to investigate anyway due to the fact that she is a single parent who is pregnant.

    I have no issue with her lifestyle if it were above board, but it isn't.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    kelloggs36 wrote:
    The very fact that she got pregnant isn't the issue really; it is her lifestyle, which is ENTIRELY her choice IF she were self-supporting but she isn't, she is being supported by the tax-payer and therefore has to live by the Social Security rules. From her own definition she is in a committed relationship and therefore is not single and therefore does not qualify for Income Support. She IS however, entitled to Child Benefit (which will increase once baby is born) PLUS child tax credits (provided her partner earns less than 64k per year). They MAY be entitled to extra tax credits depending on his earnings, but she is I'm afraid (like it or not) defrauding the benefits agency at this point in time and has been as soon as her relationship became serious. I used to be a Fraud Investigator for the Benefits Agency and I can assure you that this is a classic case of fraud. Pure and simple.

    It is up to her if she doesn't want to tell the BA of her circumstances but she must realise that the clock is ticking and only a matter of time before somebody reports her or they decide to investigate anyway due to the fact that she is a single parent who is pregnant.

    I have no issue with her lifestyle if it were above board, but it isn't.

    Good post.

    Well it would be if you werent being so mean and bullying :rolleyes:

    Seriously, a lot of sense there. Hope the OP takes it on board.
  • Read back through the posts. I'm afraid it can only be seen as bullying.
    I disagree and thats what this thread is about, disagreements. You post a lot of advice on here without sufficent back up when challenged its the bully cry from you.

    I pointed out the wink smilie(;) ) in your post about cash in hand work, which you then cried bullying when I asked you to explain.

    Then you defend the OP as a single woman when she herself posts she infact not single.

    We all wish the OP well with her future, the baby and her relationship just not at our expence thanks.
    Try not to mix your bad relationship up with her life and situation, she has a partner to her child, if you have a grievance with your kids Dad get him chased :rolleyes: . You pointed him out in this thread, no one else :rolleyes:
  • Chrysalis
    Chrysalis Posts: 4,780 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Graham has a very good point about been too ill and disabled to work, these group of people have had bad luck and through no fault of their own are forced to rely on the welfare state, they have their own bad stigma as incapacity benefit gets abused. People claiming child benefit and associated benefits to go with it seem to have a common demoninator in that they are managing to sustain relationships with someone who doesnt live with them, the difference here is they do have a choice, they can move in with this man and allow him to support themself and the child(ren), not only does this free up welfare money but it also frees up council housing for people who have no choice.

    I admit I am struggling to understand how the OP managed to get pregnant, its either she was irresonspible as she thinks the relationship isnt serious enough yet to move in and as such shouldnt have got pregnant, or she isnt moral and knows full well what she is doing and is looking for the system to pay for it all, if it was accidental as she said she was on the pill then she needs to evaluate her situation and if she is genuine about been independant and studying then the most logical thing to do is move in with her partner because it has the added bonus that he can mind the children whilst she studies.

    I claim IB and housing benefit, I defenitly do not feel independant although I am living on my own and I am looking into ways I can work from home to supply a full time income stream so I can support myself and of course be independant of the welfare state, my situation is forced upon me I have been working full time almost all the time since I turned 18 until I got ill and tried to hang onto my last job but they terminated my employment because of my health and since then I have been on benefits. This is the first time I have admitted this on this forum. People may tell me I can do more, thats advice I will listen to as I want to better myself, I am not even 30 yet and I would be very ashamed if I stayed fully dependant on the system for the rest of my life.
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good luck to you Chrysalis - it's people like you who need help and advice to get on and who want to get on, and whilst the OP claims this to be the case, still wishes the taxpayer to subsidise her CHOICE of lifestyle, not because she HAS TO live the way she does.

    I hope that it does work out for you in the long run.
  • lottee
    lottee Posts: 1,389 Forumite
    Agree with Kelloggs, & also your points Chrysalis. It's the people that don't want to help themselves that I have a problem with. The benefits are put in place to assist people - people who genuinely need assistance. It's just unfortunate that there seem to be far more people out there these days, playing the system to their advantage, whilst others foot the bill.

    I don't know your individual circumstances Chrysalis, but I hope things pan out for you.
    :D I am in the future you know...
    ...9 hours ahead to be exact !:D
  • skintio
    skintio Posts: 65 Forumite
    Youre all a bunch of blinkered ******* in my opinion, i dont want to be stuck on benefits, accidents do happen and im fed up of you lot preaching at me. Im glad youre lifes are all so perfect so you can sit in judgement on me. At least im a nice person and have better things to do than sit and slate some one with out even trying to understand there situation! and for the last time i am not in a council house! Even if i was what is your prob with ppl that live in them!!! Shall we put them out on the street? So i am not taking up extra housing for ppl that really need it. end off. :mad: And im not comin gon here any more so write what you want, youre arguing with a 'nick name on a screen' now !
  • lottee
    lottee Posts: 1,389 Forumite
    That's fine, but I think your on the verge of bullying now... Calling people on this thread a bunch of blinkered ******** isn't very nice is it!!?? None of us ever said we have perfect lives, but please understand that if you ask a question on what I call a delicate subject in future, you may get this response again - I think it's just the way some of your posts have come across. Remember what you put down in words, can come across differently if you were saying it face to face. And that's not having a dig at you, just a little friendly advice x
    I have also noticed that in some of your previous posts in other threads, you've referred to you getting the positive result you wanted from a pregnacy test? You have also referred to an OH? And your very 1st post states you live in a council house. (not that I'm having a go at council houses, but you state above AGAIN that you don't live in one) In the same 1st post, you also say that your 'boyf' helps you out. Not really the picture you have painted here is it?
    Not that you will be reading this, but good luck with the baby anyhow, everything happens for a reason!
    :D I am in the future you know...
    ...9 hours ahead to be exact !:D
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Typical backlash that goes with the stigma that surrounds it all above. Nice. For all who are reading this thread, she came here to find out if she could claim more, we said no, and you shouldn't be claming in the first place, even a fraud investigator has said it's fraud and that's the response you get.

    Skintio, I know you will br reading, we have offered help in that we are telling you that it will be classed as fraud, you are taking up housing that could be used for someone in desperate need. This is YOUR choice of lifestyle, it's YOU who said it 'suits us'. What are we supposed to get from this?

    Your in a 2 year relationship, your still with the father of your second child, yet he lives 7 doors up while you claim benefits....but thats not the case, you want to claim more. Your looking to us lot who pay into this pot of money to pay for YOUR lifestyle choice and look at the reaction we get if we say 'Hang on, no, why should we, we have to pay for our children'.

    Your boyfriend has not left you, he pays a mortgage, your with him most of the time, your admission, he has now a child with you. You need to make a family, simple as.

    Comments like the above just show you up and the whole stigma that surrounds all this has now been highlighted above. So thanks for your abuse.

    How would you like it if I took 25% of every single bit of money that was deposited into your bank account and you didnt have a say. Worse still, you went out and worked in a job you didnt really want to be in to make that money. And then I say I'm going to spend it on a holiday, because that's my choice and it suits me, thanks very much for the donation.

    I could have paid for a holiday out of my own money, but I choose to use your 25% to benefit myself and my choices.

    Your outlook would soon change.

    Think wisely about your decisions. This is fraud we are talking about and it's no longer taken lightly. You need to get with your long term partner nd sort out a solution. If not for you and your choices, for your kids. What kid wants a mother in prison or a mother working insane hours to pay back a massive debt to the revenue. As thats what could happen.

    Take or leave the advice. Though I take it with the abuse above, your going to leave it!

    Chrysalis. I wish you all the very best. How about starting off with ebay? I don't know your dissability so don't know what you can and can't do. If you can find a nieche (sp) and import small items from places like china and japan, it could be worthwhile, though probably won't give a big enough income to be worthy of coming off benefits and providing for yourself completely.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    lottee wrote:
    That's fine, but I think your on the verge of bullying now... Calling people on this thread a bunch of blinkered ******** isn't very nice is it!!?? None of us ever said we have perfect lives, but please understand that if you ask a question on what I call a delicate subject in future, you may get this response again - I think it's just the way some of your posts have come across. Remember what you put down in words, can come across differently if you were saying it face to face. And that's not having a dig at you, just a little friendly advice x
    I have also noticed that in some of your previous posts in other threads, you've referred to you getting the positive result you wanted from a pregnacy test? You have also referred to an OH? And your very 1st post states you live in a council house. (not that I'm having a go at council houses, but you state above AGAIN that you don't live in one) In the same 1st post, you also say that your 'boyf' helps you out. Not really the picture you have painted here is it?
    Not that you will be reading this, but good luck with the baby anyhow, everything happens for a reason!

    Detective Lottee! You are fab! :D:D
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