Mis sold loan from wife.

Jojo_the_Tightfisted

Ah, the problem with the WFI accounts operated by your defaulters, was that they failed to note the duration of the financial term and mistook the minimum loan period for the WFI equivalent of Cash Converters, instead of the Loan Secured upon the Debtor's personage and assets to the extent that their home, gentalia and sanity may be at risk if they fail to meet the scheduled repayments or consider relocating their accounts to a short term loan provider, such as Brazen-Hussy & Miss Tress Incorporated.


Can I suggest next time that you operate a strict probationary period and consider the payday loans model, whereby any failure to meet the terms and conditions on a short term basis results in immediate high penalties, a considerably higher APR and regular visits from Dear Brother Debt Solutions and Enforcement PLC?

Valli

That, Jojo would be an eminently sensible suggestion if I had a contractual relationship with Dear Brother. Unfortunately I do not. However Best Friends (Inc) have already intimated that they are prepared to carry out stringent background checks in the event of future borrowers applying for finance.

screamer

Is WFI a payday loan company? I ask that because the original loan was for a tenner, OP has paid £49.50 back but still owes the original £10. Or was the £49.50 the admin fee? Are you a repeated late payer? Learn from your mistakes I'd say and don't use WFI again. Expect to be paying for fuel and other things in the foreseeable future until the £10 is paid back directly.

adamantine

this is the best thread ever!!!

jenhugs

Yesterday "Man of the house" took money out of my purse....
He said he was taking £10, I went the shop with the cherubs without checking my purse bought some food went to pay with the £10 I had left.....and it was gone! Turns out he took £20 and left me with none.

As a WFI this will have to be repaid above and beyond the £20 he took and not just in monetary terms! Let me explain.

Last month "Man of the house" came to me and said.
"Petal, I would like to join a golf club."
"Really" I exclaimed "Golf which takes all day and night to play!!"
"Yes" He says " But I will tee off early in the mornings and be back by the afternoon."
"Okay" I say "You can join but the t&c's are,
1) You do not watch every football match showing on the tv, you do not play golf and then come home and watch United.
2) You can only play twice a week at the most.
He happily signed the above t&c's and tootled off.

Now having taken advantage of my kind generosity he thought he could take the extra out of my purse. Never....His golf has now been reduced to once a week for the next month. His football is now MOTD only and I am here admiring my new pair of shoes, jeans, jewlery which I bought by taking the money out of his bank account!!

"Man of the house" will certainly think twice now before taking a bigger loan then agreed!!

Valli

Valli wrote: »

That, Jojo would be an eminently sensible suggestion if I had a contractual relationship with Dear Brother. Unfortunately I do not. However Best Friends (Inc) have already intimated that they are prepared to carry out stringent background checks in the event of future borrowers applying for finance.

In fact, to be honest, Best Friends (Inc) have INSISTED this occurs prior to ANY financial arrangement being contracted.

michaelvintner

Finally a thread that does not suck. Thank you.

pelirocco

michaelvintner wrote: »

Finally a thread that does not suck. Thank you.

I heard the loan applicants wanted that clause added , but were quickly over ruled by the directors of WFI;)

MrsWassire

I would like to point out that the benefits offered by Wife Finance Inc (also DBA Girlfriend Finance Inc) to account holders offer great savings based on market prices. We price check our competitors once a week and consistently believe we offer our customers the best deal.

Mupette

OMG i am surprised no one here has mentioned from the T&C that any data will be shared for market research with, MiL conglomerates, or FiL pityful looks corp as MIL conglomerates own and control it.

Really would not suggest going to debt advisor Best Mate, they are rather useless, even worse when meeting in a public bar..

and you do know that going to bit on the side does flagg up on the WFI sonar. And don't even think about going to that saucy bit in accounts..... useless i hear