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Have grasped the nettle..........now to deal with the ensuing rash

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  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    brizzledfw wrote: »
    Good news re the hospital appt. Very glad.

    A while ago I missed a.payment, most unusual but I phoned up immediately I realised, said I had been away (which was true..maybe you can mention your stressful job and health scare ;)), and they removed the fee. Worth a go?

    Agree re weather...good for it to be 4:30 and don't feel like having to put the stove on :)

    Yeah did think of that but at the moment I am challenging them to repay PPI so maybe I will let this one by and put it down to experience;)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Aha...OK. Win the war but let them win the odd battle ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    brizzledfw wrote: »
    Aha...OK. Win the war but let them win the odd battle ;)

    Thats the stuff.....have now paid the arrears and this months minimum and the charge of £12...... total was about £16 so thats why I am mad at myself!
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Debt reduction calculations done for end of month and it has reduced by approx £698 - pleased with that:j
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Igamogam wrote: »
    Debt reduction calculations done for end of month and it has reduced by approx £698 - pleased with that:j

    Wow! Well done! Wish mine had come down as much as that this month :T
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • NoOneAround
    NoOneAround Posts: 1,843 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Igamogam wrote: »
    Debt reduction calculations done for end of month and it has reduced by approx £698 - pleased with that:j
    Great going! and great news about the hospital results, must be such a relief to know that it is nothing really serious :) x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    starnac wrote: »
    Wow! Well done! Wish mine had come down as much as that this month :T

    The power of The PAD Starnac :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Friday again - busy weekend ahead but intend to do plenty in respect of finding debt freedom - not all of it will be money orientated but certainly making small changes here and there that will help - getting organised and finding my fitness again are to me just as important as finding extra pennies to slap on the debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Igamogam wrote: »
    Not in order of importance!

    1. rejoin weekly yoga class yep all good
    2. low impact exercise - swimming as above
    3. rearrange cupboard contents in kitchen - make it more practical!dome with the exception of one tiny change - OH complaining as cant find anything! Will finish this weekend
    4. get housework to 10-15 mins a day and an hour or so at weekends.Hate housework:mad: er yes and no......... but better than it was
    5. wardrobe sort done
    6. 5 bin liners of stuff to Oxf*m exceeded and on going - lots of nect*r points gained too :)
    7. sell 10 items on Eb*y only 3/6 but that 50% :)
    8. begin to get garden ready for Autumncomplete this weekend hopefully
    9. bake more!have been sampling other peoples this month;)
    10. make weekly menu plansgetting there
    11. permanently remove 3 boxes from conservatorydone
    12. do at least 3 on line surveys a weekdone
    13. go to bed at a reasonable time and dont be tempted to put TV on!done
    14.make a reasonable effort to read my book group book and not just turn up for the cake!yep
    15. leave work at work.................almost impossible - nature of the beast really!

    Hmmm lets see how I get on with this

    Will be back with some personal challenges for October after I have had a think :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Bit of a brain fog today...........foggy outside too. DD1 out for the day - gone to The Very Big Scary City with friends to an arena concert.........parent of one of friends picking them up from train in the Bigger Town as no connecting train after 9pm to our nearest station.......we are such hillbillies:D OH out about an no doubt under my feet today, mooching - weather not great, wings clipped:rotfl: Lots to do. Hoping brain fog will lift - all part of what I was diagnosed with 3 months ago - injection next week but I think 3 months apart is too much - must speak to doc.
    House work. Declutter. Eb*y and my least favourite activity..........food shopping:( Personal challenge list under construction.BBL
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
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