Have grasped the nettle..........now to deal with the ensuing rash

brizzlegirl

PS I have never even reached the rinse cycle :rotfl: never even got to switching the damn machine on...

Igamogam

brizzlegirl wrote: »

PS I have never even reached the rinse cycle :rotfl: never even got to switching the damn machine on...

Thanks Brizz Some of my closest friends would judge...so I havent let on! DD1 now safely arrived and starting on her next adventure....she knows this is the last bail out on this scale. I will happily help out again but only in an emergency and not because she has stuck her head in the sand. She knows her responsibilities:D

Life laundry started up again - just where does all this detritus come from - I have been at this now for years..........OH will need to tackle some of his accumulations when he gets back. I am hoping with the dark evening I can make in roads this winter. Have stuff to go to recycle centre and a CS bag on the go...there is always a CS bag on the go in this house!!:rotfl: Also loads of paper being burnt on the log burner - keeping it toasty and no need to fill log basket. Win win:)

Igamogam

Life laundry still a way off its final spin!! It has been too nice here to be stuck indoors so have been putting the garden to bed. 2 days of wet and windy forecast so now indoors Managed to take stuff to recycle centre. Mainly detritus that has been accumulating waiting for enough to justify the drive there

On the money front, which is why I am here after all, dividend pay out from some shares and a few things sold on Eb*y.....just fell into the pit which is my overdraft and not gone on to CCs but hey ho!

Igamogam

Back to work tomorrow after a week off. DD1s whirlwind visit threw me out of kilter a little - money and general plans wise. Trying to catch up but a busy 2 weeks ahead. Got to sit down with the OH and talk money.....or lack of it!

Igamogam

I use to be very good with the 'envelope' system - ie putting money in envelopes every week/month for various bills such as vet, hairdresser etc...........going to go back to it as I let it slide a little. I know there are on line versions and apps etc but I cant get my head round them nor do I wish to pay for them! so I have a row of little purse lined up - car tax, vet , hairdresser, entertainment, MOT so far. Food I am sticking to £60 a week so I just get the cash out when I do a weekly shop. Fuel I pay with a CC which is paid in full each month. All CCs are on DD and the EF I pay straight into a savings account each month. I am planning on a year without buying new clothes or shoes in 2019 so now purse for that.... I am happy to buy second hand if I have to except underwear and socks.........of which I have loads anyway!!

I use to make debt busting a 'hobby' and think I need to get back on it.........this is a start!

Igamogam

I ave a pile of books, CDs and DVDs to get rid of Z!ffit has a 15% offer on ATM - only a couple of books and DVDs for pence have been accepted:( Not worth me sitting here for 30 mins squinting at barcodes:mad: Lots are modern too. Going to CS at least I will get Nect@r point on them which is probably worth more!

Igamogam

I dropped £30 from my pocket in CS on Friday. It was only seconds from it being in my pocket to it being dropped - some one must have seen me drop it and scooped it up before it hit the floor............dont know how I feel about that. If I saw a £30 in the street with no obvious owner I would pocket it but if I saw someone drop it I would hand it back:(:mad:

Anyway that £30 has turned into £300 the number of times I have kicked myself about it! Time to move on!! I try to keep to around £60 for food shopping so this week I decided to keep to about £30 just to make up for being that much down...........weekly shop came in at £33. We wont starve:)

brizzlegirl

Happy Christmas Ig, and here's the very best for a great 2019 - hope alls good with you x

Igamogam

So, the NY is under way and its habitual, well almost normal now for me to reassess, make plans, make changes, take on new challenges…. everything but a freakin resolution IMO:rotfl: But there seems to be soooo much pressure to create the New You, make a New Start or look to a New Beginning etc etc …..has New Year now become yet another commercial, advert fuelled, money driven rip off? Or I am just becoming too cynical??. As I write this I am making a silent resolution that I will NOT be influenced by the resolution frenzy!!

I have spent a few weeks now looking closely at things particularly all things financial, health, work and domestic related and yes its been hard and thought provoking, cathartic and scary and I have come to the conclusion 2019 is make or break year. Its huge and its a biggie. There are elements of all those things that have crowded my thoughts that need to change, a reassessment, a new direction.
The reassessment: I started by looking at what I was good at…turns out I am quite good at a lot of things.:D

Here are just a few:

1. I am good at my job and I love my job. Its hard and stressful most days. It pays well. It is often a thankless task but I make a difference. However, like the NHS, Education is crumbling and is disappearing up its own backside. Those in positions of power have lost sight of what education is all about especially the field I work in – square pegs are being hammered into round holes to meet targets and tick boxes. Not sure where it will all end but I do not want to be there when it implodes.

2. I am good at procrastinating too…….but if I say I will do something then it will get done just maybe not in the same time frame as others think it should be done. I am very much in favour of quality not speed!

3. I am good at knitting – haven’t done any in 20 years…

4. I am a good mother, friend and wife, in that order. I am a useless daughter and not a great sister – but that is down to circumstances I cant change or control nor do I want to.

5. I am a good cook. I can meal plan, stick to a list and a budget and whip up something out of nothing – bottom of the fridge soups are legendary!

6. I am good at eating chocolate – I don’t have any other vices….Ok I watch Coronation Street!

7. I am good at sticking my head in the sand or snow or whatever other dense medium you can think of.

8. I am good at keeping things to myself. Which means your secret is safe with me but also, I don’t share, I don’t wear my heart on my clothing. I am sometimes a closed book, even to myself

9. I am good at swimming and yoga and hillwalking. I am not good at doing more of it

10. I am a good environmentalist but I am not great at self-care.

Hmmm I think 10 is enough…otherwise it will go to my head.

Igamogam

The reason for the long post^^^^ is that I am building up to what I plan for 2019. Another thing I am good at Planning:rotfl: Its the execution of those plans that lets me down:laugh::laugh:

Will post later....off to create something from the bottom of the fridge