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Have grasped the nettle..........now to deal with the ensuing rash

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  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Brizz - whatever cards/loans/mortgages you have had look on the relevant company website under complaints and fins PPI complaints - call the number.........that is literally what I did. One call yielded FOUR CCs as banks have taken over/bought out other banks etc. Some cards I had forgotten I had - L Ashley??? Seriously???? Have no memory of that but I paid PPI and will be getting it back with interest........I had no account numbers except one old Halif@x card and the lady on the phone was able to tell me that I had had 3 Halif@x cards over the years......2 with PPI. Some cards I have made a claim on dating back to 1990's. Oldest in 80's when I was a student !!!!!!! Good luck - worth spending a bit of time pursuing - you never know ;)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks...really helpful. Will do.

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    So an old Eg card I had for a few months yielded £160 PPI refund :) Every little helps!

    Got back on Monday from a 4 day music festival...........loved it. 12 months ago I could not have contemplated it - health. Hadn't realised just how 'ill' I had been......well I would have gone along but not enjoyed it. All different now and making the most of it :)

    Got a large financial outlay coming up........too long to explain but it wasnt expected and not of my doing.........OH is going to have to suck this one up:mad:

    Got 5/6 weeks now before work takes over. Lots to do and plans to make. :D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Uuuurgh! Done something bad to my hamstring. Crutches,splints,physio the whole lot.......really slowed me up with things I am wanting to do :( However have started something I have yearned for years - taking lessons in playing a musical instrument :) So enforced immobility means I can do lots of practise........mastered 'Happy Birthday' already ;)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Enforce immobility also means I can make a concerted effort to list on Ebay.......just over £80 worth of sales so far.2 things haven't sold and they are going to CS bag. Some other bits I have relisted so hope to top £100 :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Ugh. That's not on the holiday list is it??! Hope it improves swiftly.

    Well done on starting something new... am very impressed. Ditto ebaying. Can't seem to get it together at the moment. Thanks for the nudge re PPI. Really pleased I am checking it out.

    Have a good week x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Had a letter today from bank to let me know that they are changing the structure of how they charge for overdrafts - I have an overdraft - a necessary evil IMO :( but their new system will mean I could end up been charged double.............I am going to have to move banks after 35 years!! I am also going to send a very strongly worded letter - wont make any difference except make me feel happier !
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh no! I hope your hamstring heals quickly for you. Dont try to rush it though. I know it's a pain to be immobile but it's better to let it heal completely.

    Ooh well done you on learning a new instrument. What are you learning?

    Also well done on your ebaying. That's a fair amount of money
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Lovely warm day today..........spent it all in garden doing "roundtoit" jobs :D

    2 bags for CS ready to go

    75p spent on a local paper...........hey I know how to live;)

    4 calls today from scamming barstewards...........dont usually get them but I picked up the phone last week and there has been a call everyday since............unfortunately I play along and lead them a merry dance but the ones today have been persistant:mad::mad:
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear you have been under enforced immobility - hopefully it's better now? or at least you are a bit more mobile if you managed to do some jobs in the garden :)

    Have always wanted to learn piano myself - what are you learning? Oh and sax too, but don't seem to have enough puff for that!

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
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