Living with elderly parent - Would I be kicked out of my home?

pararct

poppysarah wrote: »

Some do!

And increasingly more will!

If house prices don't fall in relation to wages then there's no reason why kids will leave home.

Some cultures embrace multi-generational living.

Thirded indeed some cultures expect the younger generation to care for the older in old age.The younger just get on with it as it is what 'they have always known.'

OP as for your care problem..If and when the time comes your old boy will be assessed on his medical and his care needs.

It is quite a complicated procedure but essentially it means that if a person needs to be lodged within a care home and there medical need overwhelms the care need then the costs of that may be met from public funds. An example may be incapacity due to severe stroke. Clearly the person cannot look after themselves but as they would need medical care they may be taken care of in a suitable establishment which would meet the medical and care needs side by side.

On the other hand if he simply becomes old and is unable to move about as well as he is used too cannot cook or clean himself then there is no medical need in this case. Unless there is a member of the family that would be able to look after this need (who would incidentally be entitled to claim careers allowance) <

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Big clue there, then he would need to be admitted to a care home. Under these circumstances the Local Authority would be within its rights in claiming the cost of that from any asset he has.

Such is the imbalance in the system.
People can save all their lives and get to a situation where they own there own house to have it taken away as and when they need the Local Authority to care for them. Those that live in social housing (and who do not own a substantial asset) will be offered exactly the same level of care in the same circumstances and do not have to contribute anything to the system.

Then if you manage to get over all that when you die if your estate is over a certain figure they take 40% of it anyway.....

There is a lesson in here somewhere..... My mum at my suggestion and in her late 70's has found much pleasure in cruising and now goes up to 2 or 3 times a year and it gradually working thru her asset. :cool: