PPI's on 4 loans with Lloyds

amersall

aleayah wrote: »

:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:j:j:j:j:j:j:j:j:money::money::money::money::money::money::money::money::money::money::money:

To all those Lloyds Tsb die-hard fans,Amersall Di and Niggly

Just to let you all know i received a letter from Lloyds TSB making me an offer of......wait for it.....drums rolling....a big amount of £1,462.00 for PPI on 4 of my previous loans. i am sooooooooooooooooooooooooooooooo happy reason being i didn't i would even get £5 back from them......i have generously decided to donate £100 to somalia and keep the rest for myself.....

I have sent Andrea Barry an email to confirm date when it will be credited into my account as i'm out of the country soon...

Justice has been done after all the day light robbery they have done to me. I still say high volumes of complaints are not our concerns, i didn't create their workload, them frauding me in day light did...lol lol lol lol

To everyone waing....good Luck even if you get £100 back your a winner like me time to celebrate.................with a diary milk.


the winner of the day:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

:j:j:j:j yaaaay :beer::beer: congrats

amersall

Welcome back Niggly x did you have a nice break.

Niggly_2

amersall wrote: »

Welcome back Niggly x did you have a nice break.

Oh yes:beer:

aleayah

Ye that's what i was thinking aswel Niggly.......uuummmmm!!!! you got me thinkn now.....head scratching....

Loan 1

Refund premium £86.94
Interest @ 8% £62.19
other indirect losses £83.33

Total £232.46

Loan 2

LOAN 2 was refinance of loan 1

Refund premium £276.49
interest 8% calculated up to 12th September 2011
Excess Balance and interest £33.44

Total £497.62

Loan 3

Refund premium £24.98
interest 8% upto 12th Sept £6.86

Total £31.84

Loan 4

Loan 4 refinance loan 3

Refund premium £316.26
interest 8% £78.98
excess balance and interest £39.83

Total £435.07

Loan 5

Loan 5 refinance of loan 4

Excess and balance £236.22
interest 8% upto sept 11 £29.58

Total £265.80

*Excess balance and interest is an additional payment we offer to refund the extra amount you paid when you refinanced the loan/PPI which we are offering to refund. As your earlier loan included PPI the outstanding balance on that loan, which you carried to the next loan, was higher than it would have been without PPI and therefore you paid a higher payment and more interest when making your repayments on the next loan. Our offer of the Excess Balance is a refund of the extra amounts paid by you with associated interest.


Its doesn't state in the letter when they will pay this amount tho just says direct payment will be arranged to credit your account.:cool::cool::cool::cool::cool::cool::cool::cool:

aleayah

thanks Amersall, i'm over the moon and back...xxx i think i'l be floating for a couple of days of two.....lol:j:j

di3004

aleayah wrote: »

:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:j:j:j:j:j:j:j:j:money::money::money::money::money::money::money::money::money::money::money:

To all those Lloyds Tsb die-hard fans,Amersall Di and Niggly

Just to let you all know i received a letter from Lloyds TSB making me an offer of......wait for it.....drums rolling....a big amount of £1,462.00 for PPI on 4 of my previous loans. i am sooooooooooooooooooooooooooooooo happy reason being i didn't i would even get £5 back from them......i have generously decided to donate £100 to somalia and keep the rest for myself.....

I have sent Andrea Barry an email to confirm date when it will be credited into my account as i'm out of the country soon...

Justice has been done after all the day light robbery they have done to me. I still say high volumes of complaints are not our concerns, i didn't create their workload, them frauding me in day light did...lol lol lol lol

To everyone waing....good Luck even if you get £100 back your a winner like me time to celebrate.................with a diary milk.


the winner of the day:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

Brilliant :T:j Congratulations:beer: its been a pleasure.:A

mrs-stressed

Hi Aleyah

I am so glad you have got a good result with your claims. We have got a good result now in that we wont have to put up with your flashing hand clappers,rolling eyes, jumping blobs and Martin doing somersaults. It gave me a migraine every time and in the end gave up reading your posts..

But I am still glad you got your £ back.

Mrs S

Niggly_2

aleayah wrote: »

Ye that's what i was thinking aswel Niggly.......uuummmmm!!!! you got me thinkn now.....head scratching....

Loan 1

Refund premium £86.94
Interest @ 8% £62.19
other indirect losses £83.33

Total £232.46

Loan 2

LOAN 2 was refinance of loan 1

Refund premium £276.49
interest 8% calculated up to 12th September 2011
Excess Balance and interest £33.44

Total £497.62

Loan 3

Refund premium £24.98
interest 8% upto 12th Sept £6.86

Total £31.84

Loan 4

Loan 4 refinance loan 3

Refund premium £316.26
interest 8% £78.98
excess balance and interest £39.83

Total £435.07

Loan 5

Loan 5 refinance of loan 4

Excess and balance £236.22
interest 8% upto sept 11 £29.58

Total £265.80

*Excess balance and interest is an additional payment we offer to refund the extra amount you paid when you refinanced the loan/PPI which we are offering to refund. As your earlier loan included PPI the outstanding balance on that loan, which you carried to the next loan, was higher than it would have been without PPI and therefore you paid a higher payment and more interest when making your repayments on the next loan. Our offer of the Excess Balance is a refund of the extra amounts paid by you with associated interest.


Its doesn't state in the letter when they will pay this amount tho just says direct payment will be arranged to credit your account.:cool::cool::cool::cool::cool::cool::cool::cool:

This doesnt happen much but I have dropped a b.........The figs I quoted for interest are incorrect as they assume the ppi was paid for longer than they were. I was doing loads that day. I will recalculate now I have there figs but it looks like its nearer theres than mine:o

aleayah

Thanks Mrs Stress - wish you well aswel.:p

aleayah

Hi,

Not heard anything from lloyds as of yet check bank this morning nothing has been credited....if anyone has received any payments from Lloyds please can you reply to this email as i'd like to know how long have had to wait.....truly annoyed:(:(