Recovering a car that i'm the Legal Owner for??

Flowerpot_Lise

Hi everyone.

First off - I know that I am a complete idiot. Please feel free to tell me so.

So Last year I took out a loan to buy a motorcycle for my now ex partner under the agreement that he pays me back each month the amount of the loan.

I did not make him sign anything to this effect as at that point actually trusted him.

The motorcycle was purchased from Fowlers, and was paid for in full at the time using my Visa Debit card. Therefore I have bank statements clearly showing the amount debited from my account for this purchase.

However my ex is the "Registered Keeper" of the vehicle. I know that this does not make him the Legal Owner as there is no paperwork or receipt to state this.

This month he has told me that he no longer intends to pay as he would prefer to spend the money on his new partner (his words).

Where do I stand on recovering the motorcycle into my possession so that I can sell it on and at least pay off some of the Loan?

How would I go about this?

Many thanks for your help.

Lisa

paddedjohn

sue him for it.

Flowerpot_Lise

paddedjohn wrote: »

sue him for it.

I know this sounds a little silly, but how do I start that process if this can't be sorted out by other means beforehand?

paddedjohn

Just to add, did your boyfriend live with you when you purchased the bike? if so he may not have changed his address on the log book. Apply for a new book in your name and the dvla will write to him at your address to make sure this is ok, then recover the bike somehow and after getting some keys made sell it on.;) Good luck

Flowerpot_Lise

No he didn't. He has since moved address again, but I don't know whether he updated the log book details.

I don't have any of the keys, or even know how I would go ahold of them?

I have sooo learnt my lesson from all of this!!!!

poppasmurf_bewdley

If you know where the bike was purchased from, could you not go there and explain the situation and see if they can get a duplicate key made for you as the legal owner. Then you could get someone to 'repossess' the bike while he's not looking.

Don't know if it would work but it might.

Another thought. How do HP companies put a lien on a vehicle they finance, which means it can't be sold without their permission? Could the Poster not do the same?

s_b

if you take this bike back he can have you arrested for theft as you have no proof he is not the legal owner and paid you in full
your only recourse is to see a solicitor and maybe a nicely worded letter sent to ex via solicitor might jiggle his brain cells

Flowerpot_Lise

poppasmurf_bewdley wrote: »

If you know where the bike was purchased from, could you not go there and explain the situation and see if they can get a duplicate key made for you as the legal owner. Then you could get someone to 'repossess' the bike while he's not looking.

Don't know if it would work but it might.

Another thought. How do HP companies put a lien on a vehicle they finance, which means it can't be sold without their permission? Could the Poster not do the same?

Yes, the bike was purchased from Fowlers, a well known and very large Motorcycle company!

Would asking for a duplicte set of keys work even if the motorcycle was a used motorcycle they sold on behalf of a private seller?

I didn't make him sign anything when I purchased the cycle to say that he was supposed to repay me each month. Would this make any HP Lien type thing invalid?

Flowerpot_Lise

s_b wrote: »

if you take this bike back he can have you arrested for theft as you have no proof he is not the legal owner and paid you in full
your only recourse is to see a solicitor and maybe a nicely worded letter sent to ex via solicitor might jiggle his brain cells

I have a bank statement that shows I paid for the bike in full, and i'm sure the company will have a copy of the actual receipt, which shows that it was my bank account that the funds were taken from.

poppasmurf_bewdley

s_b wrote: »

if you take this bike back he can have you arrested for theft as you have no proof he is not the legal owner and paid you in full
your only recourse is to see a solicitor and maybe a nicely worded letter sent to ex via solicitor might jiggle his brain cells

But he hasn't any proof that he's the owner either, whereas the Poster has got proof that she bought it.

I know its difficult, but these messes do happen when people trust others financially. I speak from experience of someone who used to forge my signature on cheques!!!

I'm sure the Poster has learned a very harsh lesson, and I feel very sorry for her having that trust turn out like this.

s_b

poppasmurf_bewdley wrote: »

But he hasn't any proof that he's the owner either, whereas the Poster has got proof that she bought it.

I know its difficult, but these messes do happen when people trust others financially. I speak from experience of someone who used to forge my signature on cheques!!!

I'm sure the Poster has learned a very harsh lesson, and I feel very sorry for her having that trust turn out like this.

took me nearly 2 years to get my car back police werent interested because 9/10th of the law is who has vehicle now
in this case not lisa
your advice is bad im afraid as you are advising stealing it and you could be cited as an accessory
i had to go to court and prove ownership