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Have an adventure in August with the NSD challenge

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  • Lily_The_Legend
    Lily_The_Legend Posts: 16,274 Forumite
    NSD number 3 for me today please LittleMissHappy!

    Only 17 more to aim for! :eek:
    A friend who had lots of cats suggested a harness (yes, I know, a cat in a harness:o) so in desperation I bought one. He took to it like duck to water and used to sit quite happily on my lap at the vets.. now that definitely got some funny looks:rotfl::rotfl:

    spoon x

    That made me giggle! :D:rotfl:
    cw18 wrote: »
    Funniest I ever saw being walked on a collar and lead was a sheep..... when I was at primary school a friend had one as a temporary 'pet' while it recovered from an operation, and it got it's exercise being walked around our estate

    I bet that was a sight! :rotfl:
    Lily_The_Legend - hope you’re pleased with your purchases today and your hair cut, nothing wrong with treating yourself occasionally.:)
    Hope you managed to get the house tidied up before MIL arrived:eek:

    Yes thanks Spoon, and I dyed my hair this morning too. :)

    Yep, we just about got the lounge tidied up ready for MIL's arrival yesterday! :o:D

    We're dogsitting today, so have been out to the park, then we met one of my friends with her little ones for a picnic. Both dog and DH are now having an afternoon snooze! :)

    Going to try to clock up a few more NSDs this week.

    I hope everyone's having a lovely Sunday! :A

    Happy birthday iwanttogoonholiday! :j
  • Haven't spent today and I'm not going out anywhere so I'd like to decalre NSD #2 today please. :jIt's about blummin' time too.
  • meersy22
    meersy22 Posts: 386 Forumite
    Hi all

    I got my first NSD today. NSD #1.

    Thanks
    :jDEBT FREE 27 July 2011:j
    Challenge - Sealed pot #19 - £16; Debts - Credit card - £978.36

    Savings - CU- £808; Xmas - £210, ISA - £160; Holiday fund 2012) - £xx; Car - £50; General:£50 Total- £1278
  • Dee5565
    Dee5565 Posts: 148 Forumite
    Hi all hope everyones having a great day.
    NSD No 6 for me :j
    Didnt go out today so didnt spend.
    But tomorrow I do:(
    DEALING WITH MY DEBTS ONE AT A TIME
    £10 a day challenge for Aug £48.35 / £310
    NSD August 6/14

  • [QUOTE/ ]

    Could you have a bus fare purse where you allocate enough bus fare money for the week/month on a spend day & then as long as you only use that money & only for bus fare you could count it as an NSD, being pregnant i think not tiring yourself out has to be the most important thing.... & if you have any left at the end of the month you could pay it towards a debt, or chuck it in a savings pot for something nice!!

    I think i will do that cos otherwise im never gonna get a nsd..lol i used to have lots of little purses in the house but i must have chucked them - will get a little purse and work out how much it is from now till the end of the month - thanks for all the others who suggested things too...heres to a 1st nsd 2mor hopefully :T
    Learning to keep within budgets !

    :money:
  • NSD number 3 for me today please LittleMissHappy!

    Only 17 more to aim for! :eek:



    That made me giggle! :D:rotfl:



    I bet that was a sight! :rotfl:



    Yes thanks Spoon, and I dyed my hair this morning too. :)

    Yep, we just about got the lounge tidied up ready for MIL's arrival yesterday! :o:D

    We're dogsitting today, so have been out to the park, then we met one of my friends with her little ones for a picnic. Both dog and DH are now having an afternoon snooze! :)

    Going to try to clock up a few more NSDs this week.

    I hope everyone's having a lovely Sunday! :A

    Happy birthday iwanttogoonholiday! :j

    Thanks very much :)
    Learning to keep within budgets !

    :money:
  • ms_night_ryder
    ms_night_ryder Posts: 3,029 Forumite
    Right, made a boo boo yest, when i went out for my MS, i bought some choc, bang goes yests NSD, but today, i have stayed home and not spent anything, so today is an Nsd! yay still on 2!
    Lose 28lb 3/28lb
    SPC Member 1522/2012-£264/ new pot 2013
  • Loobeyloop
    Loobeyloop Posts: 164 Forumite
    Hurrah!! NSD #3 for me today at long last!!!!! Didn't leave the house so that helped!! :o
    August 13 NSD 4 /15.... /4 in a row!!!! Credit cards as of [STRIKE]13/4/12[/STRIKE] 31/07/12
    Virgin [STRIKE]73.08[/STRIKE] 0.00:T Nationwide[STRIKE] 1336.57[/STRIKE] [STRIKE]1446.20[/STRIKE]1405.23 Tesco [STRIKE] 2392.11[/STRIKE] [STRIKE]2376.91[/STRIKE] 2761.93 Halifax [STRIKE] 2746.05[/STRIKE] [STRIKE]2774.12[/STRIKE] 2186.06 B/C [STRIKE] 2559.72[/STRIKE] [STRIKE]2569.62[/STRIKE] 2341.02 Santander [STRIKE] 3221.43[/STRIKE] 3119.57
    :mad:
    Overdraft:800 :(
  • Another spend day for me today.:( Must try harder.
    Not a good start to the day, my poor cat was accidently locked out the house all night (she doesn't normally go outside, ever!).
    She came in like a drowned rat, and most annoyed!:p
    Well done to everyone else on your NSD's.:T
    Frodo x.
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Good evening all.


    7e5fabca-cb60-4276-a759-017e476555e2.jpg?w=500&h=338


    Written by solventsoon aka Spoon our inspirational mentor:-

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.





    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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