Have an adventure in August with the NSD challenge

solventsoon

That's an interesting costume you're wearing there, Nargle, I didn't realise we were all dressing as vikings!!:D

Hubert, stop trying to eat your headdress and Igor, stop trying to spit roast Hubert!!

The_Dragon

Nargleblast wrote: »

Ooh, that's nice, I look like a Roman Goddess (in my dreams!)......toga party anyone?

Sounds like a plan to me (especially as that blanket is a nice soft cream waffle one)

IF

You are all making me giggle!! :rotfl::rotfl:

Spoony got my 15th NSD thank you xx :A

September's thread - Click here


Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI/Spoon can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Nargleblast

No, don't stop de carnival.....Oh look, there's Igor dancing in the parade....but what a ridiculous headdress!

Oh no! the headdress has fallen off and put a dent in Big Mumma's second-best wooden leg....excuse me folks while I have a word with young Igor....

(Yes, Igor, I know you wanted to look like a real carnival girl, and I know they wear a ton of fruit salad on their heads...but at least they take it out of the tin first!)


Oh look, there's Jinty over there - and she's brought her usual crowd of Hairy-arrised blokes in skirts.....Hellooooo boys!

butdoineedit?

Emergency nappies are here!!!! Now come here Hubert & show me your bum.... & make it quick i need a drink!!

slowlyfading

Number 12 for me which means I've met my target :j :j :j

fedupandskint

I met my target today! Competely unexpected as went out for the day and didn't have to spend a thing!

15/15 NSD

Will go for another one tomorrow too - even better and a few months since this last happened. I seem to have got my MSE mojo back again at last!

Lily_The_Legend

NSD no 17 today. Won't reach my target this month, but have come pretty close!

The_Dragon

Hasssshhhhh anyone *hic* shtill got the *hic* punsch *hic*, an did I shee shome *hic* veggie *hic* bhurghers

robedha_2

NSD #13 today. 2 days left of the month and 1 NSD left to get. It won't be tomorrow because I have swimming and fat club to pay for. I will keep my fingers crossed that i will hit my target on Wednesday.