Have an adventure in August with the NSD challenge

solventsoon

kerri_gt wrote: »

Errr....no idea what you're talking about....I'm sure that wasn't me in the back of that police car...honest :A:A:A

(:o) :rotfl:

Hmmmmm, Kerri, it certainly looked like you...... Weren't you wearing the blue sequinned outfit with the purple wig?:D

The_Dragon wrote: »

*groan*, I am sure I didn't put THAT much rum in the punch yesterday _pale_, I mean that coconut stuff that Igor passed over was pure juice ..... wasn't it :think::rotfl:

Err.. unfortunately not, Dragon, Igor was brewing yesterday and that was the result:D

RonniesMummy

solventsoon wrote: »

Hi RonniesMummy
Yes, of course it's OK if you join us, you're very welcome.

Pull up a chair and make yourself at home. I'll add you to the front page when I do the roundup tonight.

Why not join us for Septmber, or have you already? If not, the link is around somewhere, I'll find it and add it for you.

Good luck with getting your 2 NSDs.

spoon xx

Oh yes i shall be joining for september, the lack of money and with the dreaded christmas coming near i really need to sort the finances out!!
Thank you x

elfen

NSD no 18 for me please
Just hoping my eBay item sells this week as it's potentially 30 quid in the pot

toottifrootti

sorry I havent been posting much this month

I am pleased to say that today I have reached my target of 20/20!!

I didnt think i was going to make it!

Will now go and find september!!!

well done to everyone who has managed NSDs - even one extra is a bonus

iwanttogoonholiday

I managed another nsd day today - so thats 9NSD'S this month and thats my final tally as i need to buy stuff 2mor - hopefully will make target in sept!

dannie

NSD 23 today for me. I did start to think about buying more groceries but another thing I do is use up "leftovers" from home first, as they are or made tastier. As for foraging items, these make many edible "inventions".

RonniesMummy

NSD 1/2 for me

It isnt much but i am proud of myself, especially as ive had emails all day from the likes of play.com offering items at reduced prices so tempting, and I even put off going to tesco because i just dont need to!!!

Just wanted to say you all do so well I just hope I can keep this up! x

Nargleblast

Feel it hot, hot, hot!!! No, don't stop de carnival.....do do do, come on and do de conga......err, where is everybody? And what am I doing in this police cell wearing handcuffs, a sporran and two halves of a coconut?

(Memo to self - must have nothing more to do with that NSD gang lot, they always get me into trouble. Ok, Igor, a couple more goes on these bars with the nail file should have us free in no time. Whaddya mean, the file broke? All right, get the emery board out then......see you all in 2013....)

Actress

NSD No 6 for me on Sunday :-)

IF

Evening all :hello:

Spoony got my 16th NSD today thank you xx :A

Determined to get through tomorrow without chocolate!! :eek::eek::rotfl:

September's thread - Click here


Could I ask you please to highlight your number of NSDs in a colour and in bold so that BDINI/Spoon can see them easily, thank you :A



Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!