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Benbenandme's Next Installment ...

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  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning all, £10 win this morning on a games offer :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Oops, pressed submit too quickly :) I'm not putting the £10 into the holiday pot as yesterday I spent £47 on xmas stuff for ds that isn't budgeted for anywhere, so the £10 will go towards that, bringing it down to £37 to find, and whatever else I can find between now and payday (monday) will go towards it too, then I'll go back to working on the holiday pot once we hit November. Any shortfall will have to come out of Novembers budget.
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Had a lovely day out with a friend of ds and his mum, spent £5 on entrance to the soft play place and £7.50 on lunch for us in there. Now down to £8 for the weekend :o

    I did remember about the Boots advantage points (£14) and will add that into the xmas fund, so £23 to find to cover yesterdays spends now.

    Off to get dinner now then bath and earlyish night planned :)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning, a good nights sleep last night and I'm ready for the weekend. It needs to be a cheap one (£8 has to last all weekend), but other than some milk I don't need any food or petrol. I am going to write a list of little bits and pieces I want to gt done before we go back to school on monday too. I'm hoping to be able to make £3 somehow over the weekend and then I will take £20 out of Novembers budget to cover the xmas shopping spends, then I#ll be all square ready to go again with the holiday pot :D


    Half-Term List:
    1. [STRIKE]pay in cheque [/STRIKE]DONE
    2. return library books
    3. christmas shoebox
    4. [STRIKE]sort out present cupboard [/STRIKE]DONE
    5. go christmas shopping NEARLY FINISHED
    6. [STRIKE]dentist for ds [/STRIKE]DONE
    7. haircut for ds
    8. [STRIKE]novembers budget [/STRIKE]DONE
    9. general xmas planning WORK IN PROGRESS
    10. write xmas cards
    11. write and send letters for dads birthday memory box
    12. sort all food cupboards
    13. [STRIKE]buy gloves for ds [/STRIKE]DONE
    14. clean the car inside and out
    15. [STRIKE]fill up windscreen wash [/STRIKE]DONE
    16. don't put the heating on :DDONE SO FAR
    17. complete tax form and return
    18. [STRIKE]chase quidco re. insurance thats been declined on there [/STRIKE]:mad: DONE
    19. [STRIKE]speak to ex in laws to arrange next visit [/STRIKE]:cool: DONE
    20. book appointment to make a will
    21. [STRIKE]check all other banking stuff, eg. how isa's are doing [/STRIKE]DONE
    22. [STRIKE] Buy and post nieces birthday present[/STRIKE] DONE
    Hmm, still quite a bit to do from that list too :o


    Ok, new weekend list to follow ...
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Weekend Jobs:
    • clean guinea pigs
    • return library books
    • write xmas cards
    • write letter for dads memory box
    • tax return
    • christmas shoeboxes
    • xmas shopping
    • sort food cupboards
    • pack p.e. kit / school bag for ds
    • list 5 items on ebay
    • make halloween cakes with ds
    • sort paperwork pile
    • clear inbox
    Thats all for now!!
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Inbox cleared and a couple of surveys completed taking me nearer to payout on gtm :beer:
    Off to get dressed now and crack on with some more bits from the list :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    article-2054744-0E93E2E100000578-25_468x466.jpg

    Shamelessly copied from the Daily Mail website ... these are the 30 top things for making us happy, most of which don't cost a penny :D:D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Hardly any progress on the list, been to mums for the afternoon, Bmth won 3-1 away so am a very happy bunny :D We've come back with the dog for a sleepover and now I need to get cracking while ds plays with him.

    Tonight I need to clean the girls out, get dinner, both have baths, then see what else can be done off the list. Spends today = £2.50 on milk and cucumber, leaving a ficver for tomorrow :)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • amber03
    amber03 Posts: 1,396 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Loved the DM list of happiness everyone of them applies to me, finally won £10 last week on the lottery, i was so chuffed god help me if i ever get 4 numbers and money went to my M&S card,spent today doing my garden with the robin for company, perfect.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    £3 profit from a matched bet tonight, which lowers my xmas overspends to £20, so that will come from Novembers budget, and means we;re now back focussing on the holiday pot :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
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