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Benbenandme's Next Installment ...
Comments
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Hi, newbie stalker here-I'd read some of your last diary and enjoyed it and also sympathised with your situation-my DD's dad is an @rse too!!! I'll be subscribing!Helen. Single mum to DD(7) and 2 siamese cats. Trying to decrease my debt and spending and increase my savings and lose weight-30lbs so far!
Sealed pot challenge-1373-2011-£80.52!!!! .Disney savings-£378.17 + sealed pot.
CCs-virgin1-73.58,virgin2-131.44,fluid-1650.75,sainsburys-1289.56-all 0%.Total-3145.33
August GC- 44.91/ 250. NSDs-2/3.0 -
Incomings:
Wages 735
Tax Credits 497
Child Benefit 81
1313
Outgoings:
Mortgage 340
Life insurance 28
Contents insurance 4.50 (renewed in June)
Council tax 79
Electric 40 (tied in)
Water 20
Car tax 13
Car insurance 25
Car maintenance 30
Lunches 10
Childcare 100
Party 10
Ground rent 40
Sofa 21
Isa 50
Talktalk 25
Orange 23
Tv licence 12
Food 200
Petrol 60
WW 20
TOTAL £1150.50
Left over = £163
There are a few bits and pieces I can work on over the summer here, but overall its not too bad
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
I'll have coffee too and happy to be a guinea pig for the cake :j
Happy new diary. Will catch up with the old ones later xx0 -
Cake sounds yum
SOA looking good I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good luck Ben ben Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
oooh a shiny new diary - can't wait for the cupcakes!
have subscribed :-)2023 Weekly Cash Envelope Savings Challenge #04
2024 Weekly Cash Envelope Savings Challenge #030 -
Fab new diary benben, cupcakes sound good please will you share the recipe when you get it.0
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Good luck benben!Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Happy New Diary Benben
xx Mummytogirls x0 -
Coffee and cupcakes - purrrrrrrrrrrrfect
DTxx0
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