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Benbenandme's Next Installment ...

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  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Signature updated with the isa payment :) Ooh its nice to update it again :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good thinking I think :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Another long time lurker popping her head over the fence to say hi!
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Hello Gilligan (always read that as Gillian for some reason :)), ... Benbenand me scuttles off to bake some more cupcakes, smiling at the number of visitors who have arrived today :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • Hello Benben

    I always read but rarely post, feel like a stalker! Just want to make sure I don't miss anything so posting so you come up in my Subscriptions. I think we all go through phases of wanting to pay off or kicking back for a bit. I know what you mean about the feeling guilty and the wondering...... I am slightly obssessed with the saving at the moment. I SO want a house!

    And Hovel Lady is trying to take over the world with those books ;) (they are on my wish too!)

    xxx
    Nevertheless she persisted.
  • amber03
    amber03 Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Hi benben, decided to join you on your journey this year, just subscribed and looking forward to the ups and downs [hopefully not many of these ]. Bought myself a sealed tin a couple of weeks to go to save to start paying off my first debt, hopefully by xmas. I am getting addicted to finding spare money and putting it in. I love it when i have a day when i have been out and i have'nt spent much money, today we had a chippy tea, it was treat day, with the change from the chippy going in my tin before my OH realised.:D
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thankyou Buffy and welcome Amber :) *passes round the twiglets and sticks the kettle on * :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    You know i was thinking about your mortgage pot too , how sad is that. And is occurred to me that the low interest rates must be really helping you at the moment. But eventually they aren't going to stay that low, so paying off as much now is probably a plan so that if the interest rates do go up by 1 or 2 percent, you are sitting pretty.

    Good luck with the legal stuff. I know that is not far away now. I am not sure what to hope for. Don't want him to get off if he is guilty but on the other hand might be easier on DS. So I hope the outcome is as good as it can be.
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Smart_Mart
    Smart_Mart Posts: 1,371 Forumite
    Cake? Did someone say cake??

    :D
  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thankyou Chev :) My mortgage is on a fixed rate at the moment and is for another 3 years, by which point I hope to be mortgage free, so ideally it wont affect me. Well, it will because I'll probably get my longed for house and start all over again, but it will be a choice rather than forced to pay higher interest rates :)

    With regards to the muppet ex, I still have no idea what will happen or what I think will be for the best :cool: Ideally I just want ds to be happy and settled, whatever that requires :o
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
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