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Noddle
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Yeah i found that but it is the trial phase so i assume it'll look more like the callcredit report.0
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I'll submit some feedback when I can be bothered. But it's hard work trying to read through your financial info lol0
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Got my email, but it will not accept my Co-Op Cashbuilder debit card when I go through the whole register system..... :mad:
Anyone else had this problem?
(I don't possess a credit card)0 -
The card you register with needs to be Visa or Mastercard.
So you'll be OK with a Visa debit. I signed up with a Visa Debit card OK.0 -
Got my login today, was nice to read defaults - none CCJs - none etc etc had a few searches that Equifax didn't like a wonga application (from this time last year - I was refused - THANKFULLY!) and some estate agents searches. My gym membership doesn't seem to be anywhere - I need to check credit expert but it's trying to weigh up the pros and cons of spending £15 on info I already know really. Pretty happy with the report though. It has my loan, overdraft and credit card are all on there. Plus my phone so just gym membership... which will be closed in December anyways
yay! xxx Life is too short not to love what you do.0 -
Not quite sure why you need to check CreditExpert.. . . - I need to check credit expert but it's trying to weigh up the pros and cons of spending £15 on info I already know really.
The only additional info that CreditExpert offers is a "credit score" which is, at best, a guess because each financial institution scores differently. Unless you want a new report several times each year, you don't need that expense at all.
Warning: In the kingdom of the blind, the one-eyed man is king.
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Don't Experian, Equifax and Call credit all have potentially different information, depending on which CRAs the lender reports to???
I currently have them all free, but I'd rather get the statutory report for £2 than pay for the more expensive services.0 -
Got my login today, was nice to read defaults - none CCJs - none etc etc had a few searches that Equifax didn't like a wonga application (from this time last year - I was refused - THANKFULLY!) and some estate agents searches. My gym membership doesn't seem to be anywhere - I need to check credit expert but it's trying to weigh up the pros and cons of spending £15 on info I already know really. Pretty happy with the report though. It has my loan, overdraft and credit card are all on there. Plus my phone so just gym membership... which will be closed in December anyways yay! xxx
I wouldn't expect your Gym membership to be reported to credit reference agencies atall.Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Yes, correct.
Gym membership is not on credit.
The reason why phones (and sometimes utilities) are on the credit report is because they are credit accounts.0 -
Oh right, well then I don't need to bother!! Thank you guys - where would I be without you!! So overall it looks like I have a pretty healthy report xxx Life is too short not to love what you do.0
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